| QUOTES from
the
Masters... |
| On Opportunities |
On Activity/Labor |
| "We
are continually faced by great opportunities brilliantly disguised as
insoluble
problems." -- Lee Iococca
"The
golden opportunity you are seeking is in yourself. It is not in your
environment;
it is not in luck or chance, or the help of others; it is in yourself
alone."
-- Orison Swett Marden
"Your
biggest opportunity probably lies under your own feet, in your current
job, industry, education, experience or interests." -- Brian
Tracy
|
"For
every promise, there is a price to pay." -- Jim
Rohn
"The
real price of everything, what everything really costs to the man who
wants
to acquire it, is the toil and trouble of acquiring it." -- Adam
Smith
"One
that would have the fruit must climb the tree." -- Thomas
Fuller
"All
your hopes, dreams, goals and aspirations are amenable to hard work."
-- Brian Tracy
|
|
What Are the
Obstacles to Successful Retirement Planning?
There are a number of obstacles
that you may face in planning for your retirement:
| Discipline
to Save |
Many people find it
difficult
to form the habit of “paying themselves first,” by making
regular deposits
to a savings plan. |
| Saving
to Spend |
Money is saved for
retirement
purposes, but then is spent to make purchases. |
| Income
Taxes |
Income taxes can
erode the
growth of your retirement savings. |
| Longer
Life Expectancies |
Longer life
expectancies
increase the risk of retirees outliving at least a portion of their
retirement
income. |
| Inflation |
Longer
life expectancies also increase the risk of inflation eroding the
purchasing power of retirement income. For example, if inflation
increases at 3.5% a year, it would require over $1,400 in 10 years in
order to maintain the original purchasing power of $1,000. |
Since
Social Security and your company
pension plan probably will not provide the income you need for a
financially-secure
retirement, how can you overcome the obstacles you face in planning for
retirement?
|
|
| MESSAGES
from
the Masters... |
A
SENSE OF URGENCY IS TREMENDOUS by Charlie "T" Jones
Perhaps
my findings are not the only solution, but with all my heart I believe
the fires of greatness in our heart can be kept aglow only after we
develop
a sense of urgency and importance for what we are doing. I mean a sense
of urgency to the extent that we feel it is a matter of life and death;
and it is a matter of life and death, for in growing we are alive and
in
quitting we are dying in a sense. If you don't believe this, talk
to anyone who has lost the sense of urgency of getting things done and
has been drifting in complacency, mediocrity and failure. If you are
without
a sense of urgency in your work, you know what I mean.
A sense
of urgency is that feeling that lets you know yesterday is gone
forever,
tomorrow never comes. TODAY is in your hands. It lets you know
that
shirking today's task will add to wasted yesterdays and postponing
today's
work will add to tomorrow's burden. The sense of urgency causes you to
accomplish what today sets before you. Thank God for the sense of
urgency
that can change a dull, shabby existence into a sparkling life. Right
now,
ask God to give you a sense of urgency. Believe that He did, and then
act
accordingly.
Tremendously,
Charles
"T" Jones |
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|
