Happy New Year from Cowlitz Title!
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Happy New Year to all!   
hny2012     It's hard to believe that a new year is upon us, but with that brings momentum and new goals.  Our goal here at Cowlitz Title is to continue providing you, our customers, with exceptional service, which includes accurate, speedy title reports and friendly escrow service.  One change that you may have noticed is that our
monthly Title Tidbits Newsletter will now be distributed in the second week of the month
to ensure you are receiving the most updated and current
real estate MLS stats and industry information.   
     All of us here look forward to continuing our business relationships with you for 2012 and ask that you choose Cowlitz Title for your title and escrow services, because..."Service is the Difference".  All of us here want to wish each of you and your families a happy, healthy and prosperous New Year!
8 Ways to Ask for the Referral

We all know the saying:  "the greatest compliment you can give me is your referral," but in the business of the closing process, exactly when and where should you ask for this referral?  Check out this list of 8 opportunities-your next deal is only a questions away!  


Is it Fraud or Ignorance?


You've got to wonder sometimes - are borrowers, who continue to draw against a line of credit post-closing, that oblivious? Or are they knowingly committing fraud? Do borrowers really think they will never have to repay the debt if they already sold the property securing the line of credit?


It might be a sign of the times, but frequently the bank continues to solicit the borrower to draw against the available funds. The borrower, knowing full well he/she paid off the line of credit, frequently draws against the balance! A perfect example of this fraud is depicted in the story entitled "Is It Fraud Or Ignorance?"  Read more...

Welcome, Baby Finn!


On December 21st, Melissa Hixson, escrow officer, delivered a healthy baby boy who weighed 8 lbs. 6 oz.  The family is doing well and Melissa hopes to make some stops soon to show you her little bundle of joy.  Congratulations to Melissa and Jamie!

Upcoming Events

CEDC logoCEDC Annual Meeting - The Cowlitz Economic Development Council will be holding their annual meeting featuring a keynote presentation by nationally renowned retail/industrial analytics company-Buxton.  The event will be held on January 26th, 11:30am with lunch at noon at the Cowlitz Regional Conference Center.  For more information and registration, visit this website


crabClaws for Paws -  A fantastic evening benefitting the Humane Society of Cowlitz County.  Crab feed and auction will be held Saturday, January 28th with a silent auction beginning at 6:00pm.  The event will be held at the Cowlitz County Expo Center and the cost is $50 per ticket, with table of 8 available.  All-you-can-eat crab, dancing & music provided by the King Brothers.  To reserve your spot, contact the Humane Society at 360.577.0151 or email [email protected].



MBA Statistics
Rates and Trends


The Mortgage Bankers Association application statistics can be an interesting picture of what's going on in the real estate market.   Click here   to view some of the most recent graphs.


Cowlitz Title Is Now On Facebook
Join Us Today!

Parade of Homes
Join us as a "friend" on Facebook and stay up-to-date on what's happening at CCT!

Happy Birthday To You! 


January 1:  Butch Henry, H&S Enterprises
January 4:  Carrie Medack, Prime Lending
January 6:  Linda Comley, Cowlitz Title
January 8:  Donna Clifford, Kuling Group
January 11:  Debbie Nelson, RE/MAX Results
January 13:  John Schmit, RE/MAX Results
January 15:  Theresa Beisse, Red Canoe Credit Union
January 17:  Christy Maggs, Cowlitz Credit Union
January 19:  Scott Hogan, Cascade Title Vancouver
January 20:  Dee Winsman, H&S Enterprises
January 20:  Maxine Newell, NWMLS
January 21:  Pam Wells, Twin City Bank
January 21:  Kurt Nickelsen, Inspection Consulting
January 22:  Rich Johnson, Assesor's Office
January 22:  Bob Davis, Life Mortgage
January 24:  Jason Mills, Prudential NW Properties
January 27:  Janie McVicker, Columbia River Property
January 30:  Debbie Walker, Prudential NW Properties



Have we missed your birthday?  Please contact the office of Cowlitz title at 423-5330 to get you added to our birthday list.  



"Glory to God in highest heaven,
Who unto man His Son hath given; 
While angels sing with tender mirth, 
A glad new year to all the earth." 
~ Martin Luther



Do you have questions?  Or is there something you'd like to see in the Title TidBits?  Just email [email protected]!