Cascade's County Manager says "Look Out, World!"
(And what does a title company do, anyway?)
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| Future Home of Cascade Title! |
Cascade Title moves to a new downtown Vancouver location on August 1, and County Manager Scott Hogan is fired up about it. "This move is going to elevate our already-high level of customer service and convenience," Scott explained, "with a ground floor location that's easy to find, and free parking. I'm excited about the change and know our customers will like it."
404 E. 15th Street, Suite 12 is the address--the first building on the right after taking the Mill Plain/City Center exit off I-5 headed west. Parking is on the North side of the building.
People not involved in real estate transactions often know little about a title company's role. What does a title company do?
Cascade Title Company serves two functions: (1) it performs a title search (issuing an insurance policy after closing) and (2) it serves as an escrow agent to close the transaction.
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Eric
Zilm
Title Officer
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| Rhett Hendrickson Title Officer |
In a title search, a Title Officer (Rhett Hendrickson or Eric Zilm) examines documents that have been recorded (filed) at the county courthouse to determine ownership and encumbrances, and checks taxes, judgments and other matters which could affect the title to the property being sold or refinanced. A title report (called a "Preliminary Commitment for Title Insurance") is produced and distributed to the parties to the transaction. The title report should be carefully reviewed by everyone to make sure that there are no surprises later in the transaction.
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Kim Abendroth
Jones
Escrow Officer |
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Tracey
Hendrickson
Escrow Officer |
Once a title report is done, the Escrow Officer (Tracey Hendrickson, Kim Abendroth Jones or Jenna Day) and assistant (Jessica Bolling) go to work, ordering payoffs for loans or other items to be paid at closing, and selecting and preparing documents to be signed by the parties. If the buyer is getting a loan, the lender will prepare loan documents and forward them to Cascade Title. Once everything is ready, appointments will be made for the parties to come into the Cascade Title office to sign. The buyer and seller come in separately, and the buyer is asked to bring in money, if necessary, in the form of a cashier's check.
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Jessica
Bolling
Escrow
Assistant |
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Jenna
Day
Escrow
Officer |
Once all parties have signed, and the lender has authorized recording, Cascade Title takes the documents to the courthouse for filing. Once recorded, the monies are disbursed according to the settlement statement approved by the parties, and title insurance policies are issued to the buyer and lender.
Cascade Title Company is an independent party to the transaction but, by working effectively and efficiently with your Realtor and lender, we can help to make your transaction an efficient and enjoyable experience. We live up to our motto: "Consistent, Courteous and Complete!"
