Email Keith                                                                                                           Email Rachael
 

June/July 2009

FYI...Whatcom County Parks and Recreation          
    
    Birch Bay State Park                              Larrabee State Park
    Lake Terrell Wildlife Refuge                  Lookout Mountain
    Lummi Island                                           Stewart Mountain
    Canyon Lake Community Forest          Semiahmoo Park
    Chuckanut Mountain Park                      Samish Park
    Deming Homestead Eagle Park           Lake Whatcom Park
    Lighthouse Marine Park                         Squires Lake Park
    Stimpson Family Nature Reserve         Teddy Bear Cove Park
    Sunset Farm Equestrian Center           Plantation Rifle Range            
    Tennant Lake Interpretive Center          Silver Lake Park
    Point Whitehorn Marine Reserve
  
 
 
Interested in where to Fish, Bike, Camp etc??
Visit Our Resource Center
 
On Our Website you will find more park information including...
Park hours, maps, activities allowed and much more!
 
Click Here for more information

Community Update: Blaine

    
 
Blaine is located in the northwest corner of Washington at the Canadian Border. Vancouver, British Columbia is 35 miles to the north while Seattle is 110 miles south.
 
Peace Arch State Park, home to the 72-foot Peace Arch that symbolizes nearly two centuries of peace between the two countries. This lovely landscaped park has thousands of flowers and shrubs plus seasonal displays of sculptures and art.

Located on the Semiahmoo Spit is Semiahmoo Resort. This world-class resort features a marina, pool, spa, fitness center, restaurants and championship golf courses. Semiahmoo Spit is also home to Semiahmoo Park, which features more than 300 acres of tideland and approximately 1.5 miles of level pathways ideal for such outdoor adventures as walking, biking, rollerblading, kayaking, clamming, sand sculpting, kite flying and picnicking.
 
For More Information about Blaine            To View all Blaine, WA Real Estate
NWMLS Stats: 
Northwest Multiple Listings
                                                          
Whatcom County
Blaine
Closed Sales Report - Residential 
 May 2009  
 
                 Residential                                 Average Price                                Median Price 
                       15                                              $193,527                                        $179,900    
                  
 
                           
Click Here to View Archived Statistics on all of Whatcom County
    
2159 Buchanan Loop, Ferndale 
$2,270,000
 
    
3778 Toad Lake, Bellingham    
$1,495,000
 
    
7231 Secluded Ln, Ferndale
  
 $975,000
 
 spring bannerspring banner   
525 Telegraph, Bellingham
$565,000
 
    
7139 Bartlett Ln, Lynden
  
 $499,900
 
    
3714 Pebble Pl, Bellingham
  
 $469,900
 
    
1212 Birch Falls Dr, Bellingham
   
 $429,950
 
    
4267 Aldrich Rd, Bellingham
 
 $399,900
 
    
5684 Silverado, Bellingham 
$199,900
 
 spring bannerspring banner   
8262 Golden Valley Blvd,
Maple Falls 

$135,000
 
    
55-XX Skyvue, Blaine 
$68,500
 

    Monthly Payment Rate Sheet

Based on a Purchase Price of $250,000
 
30 Year Fixed:
Payment                                                              $1,088.97
Points                                                                   1.75%
% Down                                                                20 %
Rate                                                                     5.125%
APR                                                                     5.424%

15 Year Fixed:
Payment                                                             $1,555.66
Points                                                                  1.375%
% Down                                                               20%
Rate                                                                     4.75%
APR                                                                      5.196%
 
Comments & Explanations:
Let me compete for your business.  Payments do not include homeowners insurance and property taxes. Loan Originator License # 510-LO-35892. To apply online visit me at www.neighborhoodmortgage.net/anny
 
* Please note that this illustration requires that you put a minimum 20% down. No ARMS or Balloons. Only conforming 30 Yr. Fixed Rates. This information is provided for illustration only and does not constitute an application does not guarantee loan approval, nor is it an offer or commitment to make a loan to you on the above terms. This is not a commitment or an offer to extend financing as defined by Federal Reserve Regulation Z - Truth in Lending and as such does not contain an APR.  Interest Rates are subject to change daily without notice and will affect the loan amount for which you may qualify

 
 
 Anny Havland
 Neighborhood Mortgage 
 License # 510-LO-35892
 Co-owner/Licensed Mortgage Advisor    
 360-594-4030-Direct
 360-671-8043-Fax

 "Cheers to continued great lending rates."

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Economic Update: June/July 2009 
      
Are things so bad in California that they're good? Brisk sales of foreclosures are leading optimistic analysts to forecast an end to the misery of falling home prices in California. Some analysts say the slide in home values in California has run its course thanks to buyers with government mortgages and investors snapping up foreclosed properties. (California's median price for an existing, single-family home rose 1.4 percent in April from March to $256,700, marking two consecutive months of gains, but is still down 36.5 percent from a year earlier. April's backlog of homes selling for $300,000 or less, where foreclosures are concentrated, now takes only 2.5 months to deplete, compared with 11.1 months a year earlier.) Others believe that the reduced backlog of foreclosures is only temporary because mortgage defaults are on the rise in upscale neighborhoods. Stay tuned!
 
At least interest rates improved during the day yesterday after we finished up with the last week of government Treasury auctions. In addition, Japanese Finance Minister Yosano said his government is "confident" about the outlook for US government debt - always nice to hear. So 10-yr Treasury, which is not always the greatest measure for mortgage pricing but still easy to track, broke the 4% level which caused investors to come in and buy it, pushing prices up and rates down.
 
The scheduled economic news out this morning so far was the Import Price Index. U.S. import prices rose 1.3 percent in May, according to the Labor Department, mostly due to petroleum prices. This was about as expected - which is nice to see. It is also nice to see the 10-yr back down to 3,83% and mortgage security prices better by .250-.375. The market was very oversold, technically, so you'd expect to see a bounce at some point.
 

        
  Anny Havland   
  License #510-LO-35892
  Licensed Mortgage Advisory/Co-owner
  360-815-3916 cell
  360-594-4030 direct
  360-671-8043 fax
  
anny@neighborhoodmortgage.net
  www.neighborhoodmortgage.net/anny
 
Market Snapshot
Determine Your Property's Value by Evaluating Other Sold Properties in Your Neighborhood.
 
 
 
Click Here to Receive Your Own Market Snapshot for Your Property... 
Are You Interested In Learning More?
 
    If you are interested in meeting Keith Cook or Rachael Wilson for a personal consultation about your property, or just to learn more about today's Real Estate Market, let us know!
 
Listing Alert
Would You Like to Receive New Listings Matching Your Search Criteria? Click here
              spring banner
June/July  

Upcoming Events!

 June 16th - Learn to Bird 
 June 20th - Ferndale Boys & Girls Auction
 June 20th - Starts the Fairhaven Outdoor Cinema 
 June 21st - Father's Day Auto Show
 June 25th - Bellingham Bay History Cruise
 July 3rd - Bellingham Festival of Music 
 July 4th - An Old Fashioned 4th of July
 July 11th - Chuckanut Foot Race 
 July 15th - Release of Whatcom Real Estate Monthly! 
 
BuyerMax Has A Blog! 
 
 
Follow Us On Twitter! 
 
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One easy way to stay up to date daily on Whatcom Real Estate News! 
Thank you for taking the time to view Whatcom Real Estate Monthly.
To view our newsletters online please visit www.WhatcomRealEstateMonthly.com. Our goal is to keep you informed on the most up to date Real Estate information available. If you have any questions about information represented in this version of Whatcom Real Estate Monthly or have topics you would like to learn more about relating to the current Real Estate Market. Let us know!
 
Sincerely,

Keith Cook and Rachael Wilson