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Published monthly by United Farmers Agents Association,
aka UFAA, Chapter 15 Eastern Oklahoma. The chapter meets the first Thursday of each month.
 Next Chapter 15 Meeting will be Thursday Aug. 2nd 11:30 AM
June & July Meetings Cancelled! 
There will not be a June 7th Chapter meeting due to
the UFAA National Convention in Las Vegas on
Tue - Thur June 5, 6 & 7
There will not be a July 5th Chapter Meeting due to the 4th of July Holiday, we will resume monthly meetings on August 2nd at the Lone Star Steakhouse.
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101 E Albany St. Broken Arrow
Chapter 15 Meetings have moved to the more elegant LONE STAR STEAKHOUSE (this is right off the B/A Expressway @ 161 E A just past entrances to BASS PRO). MAP Chapter 15 Meetings have changed from the first Wednesday to the FIRST THURSDAY of the month.
Non-members welcome
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Mission Statement
 The United Farmers Agents Association -UFAA- is a professional association committed to helping our members through education, communication, support and information and to establish a true partnership with Farmers Group, Inc.Check out UFAA's newly updated website |
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Oklahoma UFAA Contacts:
UFAA Chapter 15 serving Eastern Oklahoma
President- Glenn Johnson 918/252-0561 Tulsa
UFAA Chapter 12 serving Central-Western Oklahoma:
President- Jeff Roberts -580-224-0808 -Ardmore
United Farmers Agents Assn. National Office 800-275-8668
UFAA Oklahoma Voice Editor
UFAA Oklahoma Voice Ads
To join an Oklahoma UFAA Chapter
choose one closest to you and
contact the chapter. Or, sign
up at the UFAA Website.
United Farmers Agents Association Web Site
UFAA Chapter 15 Newsletter Archive & Homepage
Letters to the Editor
Learn more about our advertisers in this issue. Ads are hot links to their websites.
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| Are these two questions true?
Is your farmersagent.com address shown at top of this email?
Do you want to receive future issues of the Oklahoma Voice?
If you answered both questions as true you must re-register your alternate (non-farmers) email address with us now at the join our mailing list link below. If your alternate (non-farmers) email address is already at the top of this email, you need not take any action.
More than half of the Oklahoma Farmers Agency force have another email address to a
(NON Farmersagent.com) address. There are several free mail accounts available, such as Yahoo, Gmail, Hotmail and many more. Agents use these email accounts for more personal business. Your Agent email Agreement with Farmers states in part-
Agent eMail System
"The Farmers Systems and Materials are intended for use in connection with legitimate business purposes related to Farmers or your Farmers agency, and are not intended to be used for other purposes (including personal purposes). You should have no expectation of privacy in your use of the Farmers Systems or in any Materials, regardless of the purposes of your use of the Farmers Systems or the content of the Materials, including any communications, or any access permissions you set on the accounts you maintain on the Farmers Systems." You should change all you personal email to your alternate account. There is no privacy on emailing friends, family or doing your on line banking on farmersagent.com.
Join Our Mailing List!
In the coming months, we will be dropping our farmersagent.com mailing list from the Oklahoma Voice and strictly use your alternate email account. Thanks in advance- editor |
United Farmers Agents Association, Inc.
9785 Mackenzie Rd Ste. 104
St. Louis, MO 63123
800-275-8668, Fax 314-631-7963
www.ufaa.com no@ufaa.com
May 4, 2012
Dear Delegate/Member/Attendee:
The 2012 UFAA National Convention is scheduled for June 5- June 7, 2012 at the Golden Nugget in Las Vegas, NV. The National Office has produced this [attached] package of information for the UFAA National Board Members, Delegates, Alternates and Attendees, which contain a Tentative Schedule of Events, a Proposed Agenda, Proposed Bylaw changes, Proposed Standing Rule changes, Board reports, Actual Income & Expenses of 2011 along with Revised 2012 Budget and Proposed 2013 Budget. You will also find Announcement of Candidacy, and Presentation information. We've also included dining availability, and entertainment in and around Las Vegas.
 | | Street Scene with 1100' elevated LCD screen 90 feet above street |
The Executive Board arrives on Saturday June 2nd, Chapter Presidents arrive on Sunday June 3rd and Delegates, Alternates and Attendees arrive on Monday June 4, 2012. Registration is scheduled from 5:00 pm to 9:00 pm on Monday, June 4, 2012 in the registration/hospitality/vendor exhibit room at the 2nd Floor South Tower Convention facilities.
 | | Pool area |
The Golden Nugget is located downtown at 129 E. Fremont Street, Las Vegas, NV 89101. Check in time is 3:00 pm with check out time at 12:00 noon.
A badge is being generated per your registration with the National Office and will be given to you upon your registration on Monday, June 4, 2012 at the entrance to the Delegate Hospitality room from 5:00 pm to 10:00 pm with registration closing at 9:00 pm. We begin this year once again with an Opening Breakfast at 7:00 am Tuesday, June 5, 2012; the meeting registration is at 8:00 AM with the convention meetings beginning at 8:30 am each day. We open the 2012 UFAA National Convention with our Keynote Speaker this year, "Vinny Verelli" a humorous motivational speaker. The banquet is scheduled for Wednesday night, June 6, 2012 with cocktails at 6:00 pm and dinner serving at 7:00 pm. Our entertainment for the evening is Robert Strong, Comedian/Magician/Juggler.
 | | Oklahoma UFAA Delegates with Okla. Ins. Comm. John Doak (center) at UFAA Convention 2011 |
We have the UFAA cabana again this year. We have reserved one cabana each day on Tuesday, Wednesday and Thursday from June 5th through June 7th form 10:00 am to 8:00 pm. Any food, beverage or other service offered by the Golden Nugget is the responsibility of the individual as UFAA has reserved the cabana only. Don't forget the raffle to be drawn on Wednesday night at the banquet. We've expanded to 10 prizes including A Sandals all-inclusive 4 nights stay to St Lucia for 2; a weekend getaway for two to New York City for 2 nights to include a Broadway show; a Richard Petty driving experience; a Digital Camera; a Romantic Hot Air Balloon Ride for 2; a 24" LCD Flat Screen computer monitor; an e-Reader; a GPS; a $100 Visa gift card; and a $50 Visa gift card. All ten prizes will be drawn after the banquet dinner and you must be present to win.
Join us for information, fun, excitement, and help us continue to be "Agents Helping AgentsŪ." Now is a great time to be a UFAA member. UFAA welcomes you to the 2012 National Convention.
Sincerely,
Maggie Schaefer
UFAA National Office Manager
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Greetings!
Join us August 2nd at the Lone Star Steakhouse
for the UFAA Chapter 15 Monthly Meeting
There will not be a June 7th or July 5th UFAA Chapter 15 Meeting as noted above.
Chapter 15 will hold the next monthly meeting on Thursday, August 2nd 11:30 AM at the Lone Star Steakhouse 101 E. Albany St. Broken Arrow- located just past the driving entrance to Bass Pro. Exit B/A Exp. @ 161st E A aka (Elm PL) 101 E Albany St, Broken Arrow, OK Menu (scroll to bottom for lunch)
Please arrive for Lunch @11:30 - UFAA Meeting begins at Noon.
Meeting attendees should prepare to order lunch upon timely arrival at 11:30 AM The staff will be prepared to take your order upon your seating and cooked to order. We will no longer order as a group as in the past as this has caused our meeting to run overtime.
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918-663-5848
Fire, Water, Storm Damage & Other Perils Full Service Mitigation and Reconstruction 10344-B East 58th St Tulsa, OK 74146
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Greetings!
Don't forget to get your Agency Data Security Essentials training doneFailure to complete this mandatory training by the deadline will result in the termination of your appointment with the Companies. To avoid this from occurring, we encourage completion of this course and assessment well in advance of the June 15, 2012 deadline. Checkout the top of the opening page on Dashboard for the course link. Get-R -Done! |
Is Farmers penalizing clients
for paid up coverage periods? Dear Okie Voice, After a rough day at my Farmers's Office today, upon arriving home, I checked the home mail. Among the usual ads and junk mail, I found an envelope from Farmers. That's not surprising, as the wife's auto is due by May 19th, the envelope was the same white paper with the usual Farmers logo. But, I noticed the envelope seemed to have a tad larger window and the exposed contents inside were not the normal white paper. It was medium pink. Hummm, I thought, What's the deal? Farmers was the first envelope opened. (Hey, L.A. it gets your attention and works!) As I suspected, it was the second 1/2 billing due May 19th- But, Pink? We paid the first half before the February 19th renewal. Anyway, knowing the April tax hit was coming, we decided to split the premium into two payments and pay 1/2 in Feb. and the other half in 90 days as we are paid up (90 days) by the Feb payment to May 19th. This system has been in place for decades, even though you receive the 2nd half billing about 45 days from the renewal with a due date 60 days from the renewal, we have always been able to pay it closer to the 90 period. Oh No, not any more! The pink billing had an additional $15 in charges- a $10 late fee and a $5 service charge. Yet, the due date is still May 19th before the policy cancels. What the hey? The last half was already paid a  nd posted to my policy on May 2nd and FIG still nailed me for a late and service fees? Service fees are generally charged on late payments. My office ACA'd the payment May 2nd According to the pink invoice mailed May 2nd, received May 4th, shows the second half balance was due March 30th. That's only 42 days from the renewal, not 60! So, they added $15 in fees and re-invoiced again due May 19th the 90 period paid from February. So, it strongly appears the clients are charged late fees on the second half amounts long before the premium is due! Or, has FAB changed the game plan and just forgot to tell us? So, beware of split billings when a client pays and advise them the traditional 60 days is now closer to 40 days and if not paid by the severely shortened second half due date will cost them a surcharge for the remaining days in the 90 day period. This sounds exactly like what the Big Ugly Monster Mega Banks do. Profit from educating their clients after the surcharge is billed. "Well, that's just the way it is- guess you will know better next time."
Okie Agent.
Dear Okie, I tend to agree with your suspicions of double dipping with fees in the same policy period. Looking on Dashboard these charges and fees were effective Feb 1, 2012 and reprinted below for our readers. Remember, Okie, we are family and they do charge you back for Auto Full Pay discounts. So, check your June folio for the $1.00 you should earn on the additional $10 late fee and the full $5 service fee you earned as your office processed the payment! Yeah, Right? -ed
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FAB BILLING, FEES AND SERVICE CHARGES - 2/1/2012
Billing and Fees (Chapter 1 Payment Methods)
Check by mail
Cash, check, debit card, credit card or EFT via ACA in agent's office
Farmers All-Lines Billing System
Billing Options and Amount Due for New Business and Renewals:
1 Pay - 100% of premium is due at new business / renewal. For customers who prefer to make one
payment during the policy term.
2 Pay - 50 % of the premium is due at new business / renewal. For customers who prefer to make two
payments during the policy term.
4 Pay - 25% of the premium is due at new business / renewal. For customers who prefer to make four
payments during the policy term. This option is only available for Annual (12-month) term policies.
Monthly - Forty-five days premium due at new business / renewal. For customers who prefer monthly
payments but do not want to use automatic payments for a bank account or credit/debit card.
Monthly Automatic EFT or Credit/Debit Payment Card - Only one month of premium is required, when
setting up as a recurring payment. For customers who prefer to make automatic monthly payments from
their bank account or credit/debit card. Customers will only receive a paper bill if the monthly charge
changes from month to month.
Fee Amount Condition
Policy Fee $15 Vehicle level Policy Fee is charged for each new vehicle written in Farmers Insurance Company, Inc.
NSF Fee $25 For check and electronic overdrafts returned from the banking institution for non-sufficient funds.
Late Fee $10 Payments received 5 or more days past the invoice due date will be subject to a late fee.
Service Charge - Non EFT $5 For each recurring payment made via any method other than
electronic funds transfer (EFT).
Service Charge - EFT $2 For each recurring payment made via EFT.
Service Charge - EFT & Paperless - $0 For customers choosing EFT and paperless billing
Reinstatement Fee $25 - A Reinstatement Fee is charged for each policy reinstated after
being out of force 10 days or more. |
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The Scales of Justice
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US Patent Office Re-Exam Concludes RPost Proof of Delivery Patent Valid
RPost sues Farmers Insurance and other
companies for U.S. Patent infringement
In 2011, RPost brought patent infringement lawsuits in Federal Courts in California, Texas and Virginia that include the '219 patent (US Patent 6182219) and in some cases additional RPost patents. These suits were brought against Swiss Post, Canada Post, ZixCorp, Docusign, Adobe Echosign, RightSignature, Farmers Insurance, and Telarix, among others. Jury trial dates have now been set for the cases in the Eastern District of Texas for August 2013. READ MORE HERE
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Savings of 15 to 50% Book now direct with Glenn for Spring & Summer, Better weeks won't last long! Contact Glenn at Glenn@gjohnsonagency.com 07/12 |
 Senate Bill 1439 Toughens Penalties for Insurance Fraud
For Immediate Release: May 11, 2012 OKLAHOMA CITY - Tougher penalties for insurance fraud are on the way, thanks to the passage and governor's signing of Senate Bill 1439. Oklahoma Insurance Commissioner John D. Doak requested the bill, which is expected to save taxpayers millions of dollars. "The law sends the message that if you steal money from Oklahomans, we're going to come after you," said Commissioner Doak. The new law makes insurance fraud a felony. It also allows prosecutors to group several smaller thefts together and charge the perpetrator with a more serious crime. An example of this would be an unscrupulous agent charging someone $800 a month when the premium was actually just $700. After several months of overcharges, the crime would be elevated from a misdemeanor to a felony. The bill raises the punishment to as much as five years in prison. Thieves may also have to pay back twice the amount of money stolen. Right now, the fine is just $1,000. The bill also allows officials to seize any property obtained with the illegal funds. "This is a great piece of legislation that will go a long way in closing gaps and making our Anti-Fraud Unit more effective in pursuing insurance fraud investigations," said Michael Copeland, Director of the Oklahoma Insurance Department's Anti-Fraud Team. Gov. Mary Fallin signed the bill into law Thursday. It takes effect July 1, 2012. About the Oklahoma Insurance Department The Oklahoma Insurance Department, an agency of the State of Oklahoma, is responsible for the education and protection of the insurance-buying public and for oversight of the insurance industry in the state. |
 | | Click here to obtain an Oklahoma UFAA Membership App |
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Click logo above to view the UFAA Website
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If you wish to be excluded from future mailings please let us know by emailing us at ufaa15@gmail.com or by using the Unsubscribe feature at the located within this document. Disclaimer - The Oklahoma Voice is published twelve times per year for the United Farmers Agents Association, Chapter 15 Northeastern Oklahoma. The United Farmers Agents Association and the editor neither assumes any responsibility for the accuracy of the articles or advertisers, nor any liability arising from reliance upon them. The Oklahoma Voice expresses its appreciation to the many members who assist in and support its publication,. Opinions in the Oklahoma Voice do not necessarily express the views of any single member or Chapter officer or UFAA organization. Products and services advertised are not endorsed by this Chapter or United Farmers Agents Association, Inc. Complaints or inquiries should be forwarded directly to the advertiser. All purchases and services are at the complete discretion of the consumer. Trademarks and/or logos are the respective products or trademarks of their respective owners. |
 Greetings! Please complete the survey question below
Car Insurers Lose Traction Despite
Deluge of Advertising
Forbes 05/13/2012
Flo, the charismatic Progressive pitch woman. The endearing, geeky gekko from Geico. The ersatz college professor from Farmers Insurance's "university." The cloying pitchman for Nationwide. State Farm and its continual cast of celebrities, lately including the magician David Copperfield. The intonations of hip actor John Krasinski voice-overing TV ads for Esurance.
After a multi-year explosion in advertising and other outreaches by these brands, practically every American is now familiar with them and their product: auto insurance. The bad news for the brands is that fewer consumers are motivated by insurers' blandishments these days. The companies are pouring billions of dollars into marketing in attempts to carve out, or protect, scintillas of market share, but these huge investments no longer are moving the needle very much. Click here for the rest of the story.
Pulse of the Agent's Poll 
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 | | Farmer's Field |
 | Zurich's headquarters in Milan, Switzerland listed on Top Ten Best Insurance Headquarters by National Underwriter
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In this rendering released by AEG, the proposed football stadium to house a NFL team in Los Angeles, California is seen. It was announced February 1, 2011 that AEG has sold the naming rights for the proposed stadium to Farmers Insurance Group for $650,000, calling the stadium "Farmers Field."
Public comment window for Farmers Field environmental impact sliding closed The window's closing for Angelenos to share their views about the environmental impact of the stadium project proposed for downtown L.A. A final public meeting takes place at the convention center Wednesday afternoon. When the environmental impact report for Farmers Field landed at the beginning of April, it did so with a thud. It's 10,000 pages long, with more than a quarter of it devoted to transportation impacts alone.Read more here. |
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Click for our website
. Call Ron 918-282-9093
Ron Quinalty-rquinalty@tntsecurityservices.com
TNT Security:
Our goal is providing homeowners and small business owners with a wide range of security options at an affordable price. 04/12 |
We now repair auto electric Windows
Call for Board up Service 24/7
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Tulsa Broken Arrow
918/664-7904 918/258-7578
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Oklahoma Agents Bite the Dust in 2012
Looks like another rough year with farmersagent email addresses returned marked non-existent addresses from these issues of the Oklahoma Voice.
February issue- 6
March issue- 0 -a first in 30 months.
April issue 3
May issue 2
June issue
July issue
August issue
Sept. issue
Oct issue
Nov issue
Dec Issue
Jan issue
Total for 2012- 11
*These figures may not match actual as it's based on returned email only.
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By Kim Komando
Best games for the iPad (And Android tablets, too)
 The iPad and other tablets are amazing gadgets with so many capabilities. There are apps that are revolutionizing medicine, science, art, music and business. But let's be honest: We really love the games. With tens of thousands of games to choose from, however, it can be hard to separate the winners from the losers. And with game prices ranging from $1 to yikes! you definitely don't want to buy before you try without some trusted guidance. That's why I'm here for you. My Top 8 games will give you hours of entertainment at home and on the road. Here is link to best games Oklahoma Voice has reprint rights. Copyright 1995-2012 WestStar TalkRadio Network. Reprinted with permission. No further republication or redistribution is permitted without the written consent of WestStar TalkRadio Network. Visit Kim Komando and sign up for her free e-mail newsletters.
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Pulse of the Agents Poll Results
From the May Issue of the Okla Voice.
67% of respondents believe State Appointment Fees not be charged to the Agent.
Farmers pays the Oklahoma Insurance Dept. appointment fees. Then, charges those fees back to you. Do you believe this is correct as you read the Oklahoma Law? Yes, I sure can't appoint myself to their companies 5%
Yes, seems legit to me 10%
No. It's totally Farmers cost of doing business with an agency force 67%
Oklahoma law does not seem clear on this subject 10%
Only DMs are licensed with authority to appoint- Charge DM on all Dist agents 10%
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According to insure.com Louisiana was first in highest Auto Insurance Rates while Oklahoma ranked second
This may help you explain our rates- ed
 24% of Oklahoma drivers are uninsured
"It's less expensive to pay the fine then it is to buy the insurance and no one wants to talk about it. But that's the major issue right now," said Oklahoma Ins. Commissioner John Doak.
See Video State Ranks #3 in FEMA Disaster Declarations by: DocHoc Thu Feb 03, 2011 Here's some information the state's chamber of commerce officials won't be touting anytime soon: Oklahoma ranks third in the number of declared disasters by the Federal Emergency Mgmt Agency. The state has received 66 disaster declarations, which means it ranks behind the large states of California, 84, and Texas, 77. Oklahoma has a population of 3.7 million and ranks 20th in terms of land size. By comparison, California, the most populated state, has 37.2 million people and is the third largest state in terms of land size. Texas, the second largest state in terms of size, has a population of 25.1 million. Here are events where Oklahoma received Federal Disaster Funds since 19602 events are still pending so far into 2012.-ed |
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Bethel Collision Center in Broken ArrowBBB Rated A+
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Our Guarantee Check our website
Thank you choosing Brad's Seamless Guttering for your rainwater control system, Please accept this as our written letter of Guarantee, Our Guarantee is as follows: Brad's Seamless Guttering will repair or replace any defect in workmanship or materials for a period of two years from the original date of installation, This covers any guttering that leaks sags or comes loose as a result of faulty workmanship or materials This guarantee does not cover repairs which are due to acts of nature or neglect. 9727 East 46th Place Tulsa, Ok 74146 Call us- 918.252.RAIN for New Guttering, Repair or Cleaning. 09/12
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Ads are now hot links to websites
Support Our
Advertisers
Please support and recommend our supporters.
Learn more about our advertisers as you or your clients may need their services in the future. Educate yourself so you can give your clients more detail about the services they offer.
 Ads are hot links to our advertisers websites. Click any ad.
ads rotated for 06/12 issue.
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Farmers kept busy with both catastrophes, public events and news releases
Foremost Launches Updated Auto Program in Illinois- another Farmers Branded State
Here is a listing from Yahoo News
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Personal Lines Insurers Balance Channel Activity to Attract & Retain Customers Story highlights-
"Forty percent of those surveyed have stayed with their [personal lines] agent for more than 10 years and that's a significant number," she says.
Amoroso explains there was a 40 percent likelihood that someone purchasing a homeowners policy would consider buying from an agent the next time around. Only 30 percent of those buying personal auto policies said they would consider using an agent for their next insurance purchase.
Going in the other direction, approximately 20 percent of personal lines shoppers who currently use an agency channel would prefer to buy direct the next time. Read the whole story HERE
Allstate Q1 Income Up 46% on Better Auto, Home Results. Read more hereHartford Q1 Profit Falls 81% on Runoff Operations Read more here
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Only in Oklahoma!-
Gov. Mary Fallin signs legislative bills
Oklahoma Governor signs national leading bills for state residents:
May 15, 2012- Governor signs House Bill that allows open carry of personal weapons. Weapons are not allowed in churches, schools, universities, federal, state and municipal buildings. Nor, are they allowed in liquor stores, bars and clubs that serve alcohol. A concealed carry permit is required and will likely be renamed to a concealed-open carry permit.
May 16, 2012- Oklahoma Governor signs into law that new welfare applicants must take a drug test before benefits are paid. Also, includes optional screening of those already on the welfare system to check for drug abuse at the expense of all Oklahoma citizens.
May 19, 2012 Oklahoma Legislature is very close to lowering state income taxes on those making $35,000 or less (couples 70,000 or less) while 20% will see no change and 20% will see some increase. Update, this bill failed to pass in the final hours.
May 16, 2012 - Not related to legislative bills-
Local news reports the state medical examiner's 42 year old body storage fridge has broke down and refrigerated trucks are responding to the ME's office to "cool down" the residents. Reports are that none of the deceased residents, including students, are complaining about the long wait time in Oklahoma to start their final exam
Oklahoma Beats Texas- Oklahoma beat out Texas for the warmest summer of 2011. Texas averaged 86.7 degrees over the summer while Oklahoma average temperature was 86.9 as both suffered severe drought. So far in 2012, Oklahoma has had the warmest period ever from March to May with May heading for the worst period ever for rainfall until the 31st day storms placed us in 4th driest ever.
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Sharing 50/50
 One day an older couple walked into a fast food restaurant and ordered one burger, large fries, one drink and an extra cup.
They found a table and sat down. The husband cut the burger in half and gave one half to his wife. Next he divided the fries evenly and gave half to his wife. Then he poured half the drink into the empty cup and gave it to his wife.
The wife began to eat while the husband watched.
Another gentleman observed this, walked up to the couple and asked whether they needed money to buy more food.
The old man replied, "No thanks. We share everything 50/50, and it's her turn with the teeth."
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Farmers Insurance Produces Series of Subtitled  Catastrophe Preparedness Videos for the Public
Farmers Insurance, in an ongoing effort to provide the latest and most helpful information on preparing for disasters, offers a new series of subtitled videos that can be viewed and used as important components in disaster preparation.
Source: PR Newswire 05/25/2012
Disaster Videos |
2012 J D Power Insurance Industry Studies
For yet another year, Farmers still remains below industry average in the Insurance Shopping Study while ranking next to dead last in the Property Claims Customer Satisfaction Study.  In the last J D Power Shopping Study of 2009 Farmers Ranked 841 very near the industry average of 842
Dear Okie Voice, J D Power traditionally ranks USAA a top insurance provider. [shown above but not included in rankings] United Services Automobile Assn. is an insurance provider open only to U.S. Military personnel. Until recently, USAA only insured personnel with service dates back to 1991. However, they have now opened their membership to all x-military personnel, regardless of service dates in regular service, Reserves and National Guard with an honorable discharge.. Having ten years of military service, I called USAA in Ft. Worth recently after reading their website. I had to ask about their I-phone app that allows you to take a picture of your check payment or scan a paper check and email to them. I thought that was cool. Of course, they have all the traditional payment methods, too. I have a military friend insured, and he moved his autos to USAA last year saving about $400 a year. He warned me this year he was moving his home. However, we somehow were still a better price and we salvaged that one even with the loss of the auto/home discount. Shocker! So, I just may be moving my autos to USAA and check out their other of over 200 products and services. Sorry folks, they are a direct company and have no agents. Okie Agent. Dear Okie, I also have military service and believe that I will follow your lead on my next Farmers renewal as the use-to-be savings with my commissions and agent affinity discount are no longer a real benefit. -ed  In the last JD Power Claims satisfaction study of 2009, Farmers ranked at 841 points.
So, who is to blame for Farmers poor rankings? Tell us who is to blame in our poll Pulse of the Agent's Poll |
Edmond 405-330-0025Tulsa 918-270-2888
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Residential & Commercial Roof Repair & Replacement. www.redriverroofing.com info@redriverroofing.com 05/12
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Greetings!
UFAA Membership Benefits
- Our Quarterly magazine, The Voice, is published with you, the agents, in mind. We regularly address issues, report on current events, and provide the agency force with a chance to freely express their opinions
- Our past legal endeavors now allow you to have that PC on your desk
- Our nationwide activities opposing agent-owned ACA bank accounts led to the management company creating a company-owned ACA-saving you money
- Our efforts on the national level, in conjunction with the CEAA, effectively eliminated the 15.3% SECA tax on your contract value
- Constant questions from our membership nationwide led to our introduction of a UFAA sponsored E&O program
- Membership gives you access to our extensive legal library and our archive of Farmers historical documents
- We introduced the "Original" E&O Deductible Recovery Program to help you earn more money from outside business without the worry of a large deductible
- Our outside legal opinion of the HMA agreement was designed to assist you in making decisions about your future
- Our efforts on the national level defeated legislation designed to change the IRS definition of independent contractors - a change that would have adversely affected our livelihoods
- Pro-agent legislation has been introduced in many states - and passed in several - that benefits all exclusive agents
- UFAA Technology Services, a subsidiary of UFAA, will assist members with computer hardware and software questions and problems, recommend computer programs to assist members in operating their offices and recommend hardware configurations
- As a member of UFAA you can log onto the member's only section of our Internet Website, www.ufaa.com, for the most up to date information available to the Agency Force.
- Members have access to affordable website development and free email
- We have introduced a 401K and profit sharing program exclusively for our members, which includes a greatly reduced rate for payroll services.
- We are actively involved in both national and state legislative efforts that are favorable to our interests
- Members enjoy the benefit of our Agent Referral Program for clients needing coverage at a vacation home or for that college student out of state
- Legal referral and assistance is also available to our membership
- 25% of your membership dues returns back to your local chapter
- UFAA holds a National Convention every year for its membership to gather, meet and socialize with old acquaintances and make new friends along with offering compelling and informative discussions and presentations to attendees
- UFAA members also have access to discounted continuing education
As always, we are always working on offering more
and more benefits to our membership.
Join UFAA Today
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Check out the UFAA Chapter 15 Home Page with more Farmers, industry news, lots of member benefit information, newsletter archives and breaking news too late or too large to publish above.
-- The Articles below are on our Home Page link this month
Company Comparison Rate Charts- Auto & Home last updated 02/12
Farmers Premiums & Losses for 2010 in Oklahoma
========================================================================== Quick reference Advertiser listing in this issue you can print or download for your office referral 
===================== Okla Ins Dept: Change of address or name more than thirty (30) days after the change occurred shall be $50.
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Did you know? As a member of UFAA you get:
1 hour of tech support a month
1 Free @ufaa.com email address
1 Free web page with your domain name
Call us today Toll Free, Primary # 1-866-441-8018 Alex Conger - UFAA Tech | | Click here to access the Oklahoma Membership app. |
Have you missed past issues of the Okla. Voice? If you missed past issues, you can access them and other article headlines on our Chapter 15 Home Page Link above.
Have you joined UFAA?
We just can't make it much easier. Just mouse the Join UFAA logo to obtain the a membership application. Fill it out and attached a check and mail or use the bank card option and fax it to 1-314-631-7963. United we stand. Divided we fall.
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