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VOICE
MAY 2012
Published monthly by United Farmers Agents Association, aka UFAA, Chapter 15 Eastern Oklahoma. The chapter now meets the first Thursday of each month.
Next Chapter 15 Member Meeting will be THURSDAY May 3rd 11:30 AM |
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101 E Albany St. Broken Arrow
Chapter 15 Meetings have moved to the more elegant LONE STAR STEAKHOUSE (this is right off the B/A Expressway @ 161 E A just past entrances to BASS PRO). MAP Chapter 15 Meetings have changed from the first Wednesday to the FIRST THURSDAY of the month.
Non-members welcome
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Mission Statement
 The United Farmers Agents Association -UFAA- is a professional association committed to helping our members through education, communication, support and information and to establish a true partnership with Farmers Group, Inc.Check out UFAA's newly updated website |
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Oklahoma UFAA Contacts:
UFAA Chapter 15 serving Eastern Oklahoma
President- Glenn Johnson 918/252-0561 Tulsa
UFAA Chapter 12 serving Central-Western Oklahoma:
President- Jeff Roberts -580-224-0808 -Ardmore
United Farmers Agents Assn. National Office 800-275-8668
UFAA Oklahoma Voice Editor
UFAA Oklahoma Voice Ads
To join an Oklahoma UFAA Chapter
choose one closest to you and
contact the chapter. Or, sign
up at the UFAA Website.
United Farmers Agents Association Web Site
UFAA Chapter 15 Newsletter Archive & Homepage
Letters to the Editor
Learn more about our advertisers in this issue. Ads are hot links to their websites.
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Greetings!
Don't forget to get your Agency Data Security Essentials training doneFailure to complete this mandatory training by the deadline will result in the termination of your appointment with the Companies. To avoid this from occurring, we encourage completion of this course and assessment well in advance of the June 15, 2012 deadline. Checkout the top of the opening page on Dashboard for the course link. |
Edmond 405-330-0025Tulsa 918-270-2888
Factory Certified Contractor. Please visit our Edmond & Tulsa Showrooms At Red River Roofing, our goal is to provide you the proper information to make the best roofing decisions. Should you have any concerns, questions, or comments, do not hesitate to contact our offices.
Residential & Commercial Roof Repair & Replacement. www.redriverroofing.com info@redriverroofing.com 05/12
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Greetings!
Join us May 3rd at the Lone Star Steakhouse
for the UFAA Chapter 15 Monthly Meeting
Chapter 15 will hold the next monthly meeting on Thursday, May 3rd 11:30 AM at the Lone Star Steakhouse 101 E. Albany St. Broken Arrow- located just past the driving entrance to Bass Pro. Exit B/A Exp. @ 161st E A aka (Elm PL) 101 E Albany St, Broken Arrow, OK Menu (scroll to bottom for lunch)
Please arrive for Lunch @11:30 - UFAA Meeting begins at Noon.
Join with our Special Guests Roy Copeland, 39 year Farmers Agent & UFAA Member from OKC. Roy will advise us of his actions following his 30 day changed to 90 day termination for "Conflict of Interest" defined in the "Agents Guide." Have you read the latest edition? The Agents Guide is not a contractual agreement in the Agents Appointment Agreement! (AAA) but, violations can get you terminated. Let's have a good turnout for our lunch meeting. Glen Johnson, Pres.
Meeting attendees should prepare to order lunch upon timely arrival at 11:30 AM The staff will be prepared to take your order upon your seating and cooked to order. We will no longer order as a group as in the past as this has caused our meeting to run overtime.
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You are receiving this notice to advise Farmers blocked your UFAA email at farmersagent.com
If your alternate email address is already at the top of this email, you need not take any action.
More than half of the Oklahoma Farmers Agency force have another email address to a
(NON Farmersagent.com) address. There are several free mail accounts available, such as Yahoo, Gmail, Hotmail and many more. Agents use these email accounts for more personal business under your Agent email Agreement with Farmers that states in part-
Agent eMail System
"The Farmers Systems and Materials are intended for use in connection with legitimate business purposes related to Farmers or your Farmers agency, and are not intended to be used for other purposes (including personal purposes). You should have no expectation of privacy in your use of the Farmers Systems or in any Materials, regardless of the purposes of your use of the Farmers Systems or the content of the Materials, including any communications, or any access permissions you set on the accounts you maintain on the Farmers Systems."You should change all you personal email to your alternate account. There is no privacy on emailing friends, family or doing your on line banking on farmersagent.com.
For those agents that now have alternate email accounts, you can join our UFAA Chapter 15 mailing list below and continue to receive the Oklahoma Voice. Simply, click the Join Our Mailing List link below. Type in your alternate email address and you will receive an instant email at that address.
Open the email and type in some information that we can verify that you are a Farmers Agent. Your done and will receive a confirming email to verify your info.
If your alternate email address is already at the top of this email, you need not take any action.
Join Our Mailing List!
In the coming months, we will be dropping our farmersagent.com mailing list from the Oklahoma Voice and strictly use your alternate email account. Thanks in advance- editor |
918-663-5848
Fire, Water, Storm Damage & Other Perils Full Service Mitigation and Reconstruction 10344-B East 58th St Tulsa, OK 74146
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Charges Anticipated Against Customer Services Rep. Suspected loss over $270,000 Oklahoma Insurance Department 04/11/2012 OKLAHOMA CITY - Oklahoma Insurance Commissioner John Doak announced today that the Anti-Fraud Unit of the Insurance Department is investigating the misappropriation of funds by a former employee of twelve years at the Oklahoma County branch of Farm Bureau. The former employee is being investigated by the Insurance Department after a suspected loss of over $270,000 was discovered by an internal Farm Bureau auditing process. The Insurance Department was immediately notified when it was discovered that alleged office expenses were not substantiated by receipts. Designation of Customer Service Representative has been suspended by the Insurance Department and a Hearing on Revocation is set for April 23rd for the former employee's license
Doak said that, with his office's new approach to fraud investigation, he expects more of these  | |
Okla Ins. Comm. John Doak at 2011 UFAA National Convention in Las Vegas
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instances to be discovered and prosecuted.
Additional Charges of Exploitation of the Elderly Filed Against Virden
TULSA-Oklahoma Insurance Commissioner John D. Doak announced that addition charges have been filed in Kay County against Marshall Virden. A subsequent arrest warrant has been issued and bond set at $50,000 for a single count of Exploitation of an Elderly Person by Trick or Deception. Assistant District Attorney Ed Goodman of Kay County filed the charge. Oklahoma Insurance Department investigators found that Virden had gained the confidence of a couple residing in Ponca City during an investor's seminar in 2007. Virden used his existing relationship as their insurance agent to convince them to cash in their annuities, claiming he would use the money to purchase silver for the victims. The investigation revealed that no silver was bought for the victims and that Virden had instead embezzled over $23,000 of the victim's money. |
Greetings!
Remember the $150 in Appointment Fees deducted from your March 2012 Folio? Above are the companies you were reappointed with.
Here is the Oklahoma law on appointment fees.
Okla. Statutes: Title 36 Sec. 1435.15 Para. D An insurer or authorized representative of an insurer shall pay a biennial appointment fee, in the amount and method of payment set forth in Section 1435.23 of this title, for each insurance producer appointed by the insurer for each insurer for which the insurance producer is appointed.For purposes of this section, an "authorized representative of the insurer" means a person or entity licensed by the Insurance Commissioner pursuant to the laws of this state who is authorized in writing by the appointing insurer to file appointments for the appointing insurer. A copy of said written authorization shall accompany each notice of appointment filed by an authorized representative of the insurer. An insurer or authorized representative of an insurer may also elect to appoint a producer to all or some insurers within the insurer's holding company system or group by the filing of a single appointment request.Who do you believe should pay for appointment fees?
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 THE NUMBERS ARE OUT FOR 2011. DON'T MISS THESE RANKINGS ON OUR HOME PAGE THIS MONTH.
Company premium rankings run a year in arrears
These rankings are the most recent for 2011
The link to our home page is at the bottom of this email. Look for the red link "here" just above these headlines-
1. TOP 10 AUTO INSURANCE COMPANIES IN THE U.S.
2. National Association of Insurance Commissioners
2011 P&C Ranking by earned premiums
3. "10 Big Mistakes Made by Insurance Companies"
4. Farmers Group Companies Rate and Change Filings with the Oklahoma Ins. Dept. for Jan, Feb, March, 2012
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Greetings!
Health Insurance Companies could owe consumers big refunds this summer, thanks to the new healthcare law! One Aetna company is estimated to owe $46 million to customers nationwide. That's real money back in your pockets. [Aetna handles the Farmers Agents Group Health Plan -ed] Savings are adding up in states too. A WellPoint insurer in Missouri may pay out $29 million to individual and small-business policyholders. And Florida small-businesses using Blue Cross Blue Shield are expecting $45 million in refunds - a boost to struggling entrepreneurs. But lobbyists are still trying to undermine this law. Next week House members will take up a bill that will scale back rate cuts and refunds. And your state Insurance Commissioner who helps enforce the law is under pressure to back off as well. Let the law work! Tell your leaders to support insurance rate cuts and refunds. Getting a handle on insurance costs is critical for our nation. Insurers now can't spend more than 20 percent of your premium on their administrative costs, CEO salaries and excessive profits. Spend more, and they must lower rates or refund the difference. Our early analysis found this incentive is working. Countless insurance companies are spending more of your dollars on needed medical care and less on their overhead. And we're discovering more expected refunds and savings each day. Unfortunately, these savings are under attack right now! Take action now. Insurance companies hate the idea of giving your money back. Make sure they're held to it by having your friends and family join you in taking action. Refunds are due this summer. It's your money, fight for it! Sincerely, DeAnn Friedholm, YourHealthSecurity.org
Consumers Union, policy and action from Consumer Reports
506 W. 14th St., Suite A
Austin, TX 78701 |
Greetings!
1200 Farmers Employees Transfer to Woodland hills - Home of 21st Century
The transfer of all 1,200 Farmers Insurance employees from the company's Simi Valley office to the San Fernando Valley has been completed, yet there is no new tenant in sight for the largest available office building in Ventura County.
The final 400 employees transferred from the 240,000-square-foot structure to the Woodland Hills office last month. Eight hundred others transferred in July. "We no longer have any employees at the Simi Valley location," Lonnie Sproat, Farmers' vice president of service operations, said last week.
The insurer had been in Simi Valley for nearly three decades and was the city's second largest private employer. In 2010, it decided to move to Woodland Hills after acquiring 21st Century Insurance Co., which had an available 217,000-square-foot building.
Farmers has been working for the better part of two years with Simi Valley officials and building owner Capital Lease Funding Inc., a New York-based real estate investment company, to find a new tenant or tenants.
The insurer is highly motivated in its search because it is locked into a lease for the building through 2017. Farmers used to own the building at 3041 Cochran St., which was built in the early 1980s on 12.8 acres. The company sold it in 2005 to generate cash.
There are no solid prospects, Sproat said. "We have been able to show it to numerous potential prospects, but there's no negotiations going on or anything that's active," Sproat said. "We're very flexible in looking at all options and our ability to sublease it out."
21`st Century Plaza brochure Pics of 21st Century Plaza area |
 | Click on the Avengers logo above to see the Farmers new ad
Click on this link to see the Farmers ad behind the scenes.. |
Greetings!
Farmers Insurance Debuts Marvel's The Avengers Campaign SANTA MONICA, Calif.--(BUSINESS WIRE)--April 11, 2012. Farmers Insurance is launching a campaign with Marvel's The Avengers to promote its partnership with the highly anticipated summer blockbuster set to premiere on May 4, 2012. Developed by advertising agency RPA, the campaign features actor J.K. Simmons as the illustrious Professor Nathaniel Burke, with his usual six sidekick agents dressed up in homemade Marvel's The Avengers costumes touting, "We're the superheroes of insurance!" "This opportunity lets us have some Super Hero fun with our established University of Farmers characters and shine some Hollywood limelight on our brand."
"Being associated with the much-anticipated Marvel's The Avengers gives Farmers advertising super-powers," said John Ingersoll, vice president, advertising of Farmers Group, Inc. "This opportunity lets us have some Super Hero fun with our established University of Farmers characters and shine some Hollywood limelight on our brand." In the TV spot, "Suit Up" (:30), directed by Roman Coppola, Professor Burke and the agents explore the similarities between being a Super Hero and being a super agent. The spot continues with a lighthearted exchange between Professor Burke and his agents, dressed in do-it-yourself costumes representing each of Marvel's The Avengers' characters: The Hulk, Captain America, Thor, Iron Man, Black Widow and Hawkeye. A print ad by Marvel Custom Solutions recreates the TV spot in comic book form and will run in select Marvel comic books in May and June. "'Suit Up' marks the 20th spot in a campaign that has been very fun to develop. Every agent that steps onto the University of Farmers campus comes away with a ridiculous amount of insurance knowledge, so it's only natural to see our agents turn to super agents at this stage in the game," said Tom Hamling, creative director at RPA. A 2-minute 30-second behind-the-scenes video interviews costume designers, the prop team, and the super agents about incorporating Marvel's The Avengers into the University of Farmers spot. To extend the campaign on Facebook, six hand-drawn "how-to" diagrams will be posted to help fans recreate the Marvel's The Avengers costumes as seen in the TV spot. The behind-the-scenes video will live on Farmers' YouTube channel (http://www.youtube.com/farmers) and will be posted to Farmers' Facebook page (https://www.facebook.com/FarmersInsurance) with the six "how-to" diagrams. |
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Bethel Collision Center in Broken ArrowBBB Rated A+
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Click for our website
. Call Ron 918-282-9093
Ron Quinalty-rquinalty@tntsecurityservices.com
TNT Security:
Our goal is providing homeowners and small business owners with a wide range of security options at an affordable price. 04/12 |
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Oklahoma Agents Bite the Dust in 2012
Looks like another rough year with farmersagent email addresses returned marked non-existent addresses from these issues of the Oklahoma Voice.
February issue- 6
March issue- 0 a first in 30 mos.
April issue 3
May issue
June issue
July issue
August issue
Sept. issue
Oct issue
Nov issue
Dec Issue
Jan issue
Total for 2012- 9
*These figures may not match actual as it's based on returned email only.
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Farmers kept busy with both catastrophes, public events and news releases
Foremost Launches Updated Auto Program in Illinois- another Farmers Branded State
Here is a listing from Yahoo News
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By Kim Komando
Making sense of 4G and other myths
If you're confused about 4G, welcome to the fastest-growing club! AT&T claims to have the nation's largest 4G network. Verizon touts America's fastest 4G LTE network wit
 | | By Kim Komando. |
h "a higher standard of coverage." The advertising war is on.
AT&T recently befuddled millions of iPhone 4S customers. After upgrading to iOS 5.1, users discovered that the 3G network indicator next to the signal bar had mysteriously changed to 4G. Many thought, "Lucky me!" Not so fast.
Since the carriers and gadget makers won't call the whole thing off, it's time to take a fresh look at the state of 4G.
Hang on, and I'll cut through the noise about 4G and give you the real story. >>
Oklahoma Voice has reprint rights. Copyright 1995-2012 WestStar TalkRadio Network. Reprinted with permission. No further republication or redistribution is permitted without the written consent of WestStar TalkRadio Network. Visit Kim Komando and sign up for her free e-mail newsletters.
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Pulse of the Agents Poll Results
From the April Issue of the Okla Voice.
Does the article- "Who Is the Devil You Know" sound familiar to you?
Definitely 90%
Somewhat 10%
Not at all 0%
Are you mostly in agreement or disagreement with the UFAA clarification of Production Requirements Letter to Farmers? Mostly or totally in agreement 92% Mostly or totally in disagreement 8%
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New Life Marketing letter!
Dear Mr Jones:
As I was asked to review your account and explain the cost difference, and suggest any changes that might help your situation. You are on EFT, and the discount dropped from 10% to 7%, your renters discount changed from 10% down to 3%. We took a base rate increase of over 4% and your zip code took a rate increase of almost 20%. Also, you had a speeding ticket from 2010 and that surcharge is now on your policy.
The only discount that you currently do not have, but could be eligible for, is the Life Insurance discount. I strongly suggest that you apply for $250,000 of Life insurance, because when you see your next renewals you will probably die with a heart attack.
Your Farmers Agent
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Our Guarantee Check our website
Thank you choosing Brad's Seamless Guttering for your rainwater control system, Please accept this as our written letter of Guarantee, Our Guarantee is as follows: Brad's Seamless Guttering will repair or replace any defect in workmanship or materials for a period of two years from the original date of installation, This covers any guttering that leaks sags or comes loose as a result of faulty workmanship or materials This guarantee does not cover repairs which are due to acts of nature or neglect. 9727 East 46th Place Tulsa, Ok 74146 Call us- 918.252.RAIN for New Guttering, Repair or Cleaning. 09/12
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We now repair auto electric Windows
Call for Board up Service 24/7
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Tulsa Broken Arrow
918/664-7904 918/258-7578
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Ads are now hot links to websites
Support Our
Advertisers
Please support and recommend our supporters.
Learn more about our advertisers as you or your clients may need their services in the future. Educate yourself so you can give your clients more detail about the services they offer.
 Ads are hot links to our advertisers websites. Click any ad.
ads rotated for 05/12 issue.
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An Obituary printed in the London Times LONDON = February 7, 2012 Today we mourn the passing of a beloved old friend, Common Sense, who has been with us for many years. No one knows for sure how old he was, since his birth records were long ago lost in bureaucratic red tape. He will be remembered as having cultivated such valuable lessons as: - Knowing when to come in out of the rain; - Why the early bird gets the worm; - Life isn't always fair; - And maybe it was my fault.
Common Sense lived by simple, sound financial policies (don't spend more than you can earn) and reliable strategies (adults, not children, are in charge).
His health began to deteriorate rapidly when well-intentioned but overbearing regulations were set in place. Reports of a 6-year-old boy charged with sexual harassment for kissing a classmate; teens suspended from school for using mouthwash after lunch; and a teacher fired for reprimanding an unruly student, only worsened his condition.
Common Sense lost ground when parents attacked teachers for doing the job that they themselves had failed to do in disciplining their unruly children. It declined even further when schools were required to get parental consent to administer sun lotion or an aspirin to a student; but could not inform parents when a student became pregnant and wanted to have an abortion.
Common Sense lost the will to live as the churches became businesses; and criminals received better treatment than their victims.
Common Sense took a beating when you couldn't defend yourself from a burglar in your own home and the burglar could sue you for assault.
Common Sense finally gave up the will to live, after a woman failed to realize that a steaming cup of coffee was hot. She spilled a little in her lap, launched a lawsuit and was promptly awarded a huge settlement.
Common Sense was preceded in death,-by his parents, Truth and Trust,-by his wife, Discretion,-by his daughter, Responsibility,-and by his son, Reason. He is survived by his 5 stepbrothers; - I Know My Rights - I Want It Now - Someone Else Is To Blame - I'm A Victim- Pay me for Doing Nothing
Not many attended his funeral because so few realized he was gone.
If you still remember him, pass this on. If not, join the majority and do nothing.
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Bills Approved by the Okla. Senate
Insurance related
-SB 1618 by Sen. Bill Brown, requires an insurer to provide to any insurance producer authorized to sell life, accident or health insurance products, whose appointment has been terminated for certain reasons, information relating to the policy of the person who purchased a product from such producer if the insured has signed a form authorizing the release of the information. -SB 1152 by Sen. Bill Brown, prohibits any insurer, agent, broker, solicitor or other person to provide any prizes, goods, wares, merchandise or tangible property of a value in excess of $100 as an inducement to insurance or in connection with any insurance transaction. (Was $25)
-HB 1968 by Rep. Glen Mulready, adds any health benefit plan that denies or refuses to accept an application for life insurance to the list of factors that will constitute as an unfair claim settlement practice. -SB 1371 by Sen. John Sparks, relates to confidentiality and protection from discovery by subpoena of certain documents, materials or other information in the possession or control of the Insurance Department. -HB 2751 by Rep. Dan Kirby, directs the State Insurance Commissioner Revolving Fund to also include fees paid to the Insurance Department Anti-Fraud Revolving Fund to investigate suspected insurance fraud. |
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 | Jeff Dailey, CEO
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THE PROMISES?:
Farmers CEO Jeff Dailey quoted from the January, 2012 Farmers National Broadcast: -Stable pricing- premium increases to continue, but will be measured and timely, no big price swings up or down.
-Better customer retention.
-Customer loyalty pricing through reasonable, competitive, and stable pricing
-Discounts directed at retaining policyholders instead of attracting new customers.
THE RESULTS?:
Oklahoma auto rates up 3% while home rates are hiked 25% over next 4 months.
Dear Okie Voice, FYI- Oklahoma will be having the following rate increases: Auto- 3% effective 05/28/2012 for new business and effective 06/26/2012 for renewals. Home- You already know about the 4/16/2012, I assume, with a flat 10% increase. Plus, you already know about 06/16/2012 increasing the deductible on all homeowner policies to a 1% W&H deductible, with a buy-back option if wanted. Well, effective 08/16/2012 on homeowner policies they will have another increase with an average 15% increase. It will vary according to the territory, of course. Sorry to give you such news, but somebody had to be the bearer of the news good or bad. The good news is for the clients we keep, we will get a pretty good pay raise. For the ones we don't, HELLO charge backs! I also have asked when these deductible requirements take effect on new business, but I haven't received a reply yet.
 | Effective June 16, 2012: Wind and Hail (W&H) on Next Gen, P+ and Special policies will renew with a 1% deductible of coverage A, the Dwelling, not 1% of the claim amount. Landlords to go $2500AP
Yet, as shown on the NAIC Ranking for #3 Zurich/Farmers, on our home page this month, their losses vs. Earned Premium is less than 60%- far better than the top ten U.S. P&C companies.
AP in graph above = All Peril
However, This change may be found discriminatory to policyholders due to the conditions noted.
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Regardless of the current deductible, all landlord policies go to $2500 deductible on ALL losses. A buy-back option will be available on dashboard for all policies noted above.Okie Agent .
Thanks Okie Agent. This is what Andy Andrews spoke about during his visit to Tulsa last week and relates to this on his andyandrews.com website with his newly released book "How to kill 11 million people?" THE REASON: Promises do not match Results? Andy Andrews believes that good answers come from asking good questions. Through the powerful, provocative question, "How do you kill eleven million people?"-the number of people killed by the Nazi German regime between 1933 and 1945- he explores a number of other questions relevant to our lives today:  Does it matter that millions of Americans have checked out of participating in the [voting] decisions that shape the future of the United States?
What is more dangerous: politicians with ill intent, or the too-trusting population that allows such people to lead them? How are we supposed to tell the difference between the "good guys" and the "bad guys?" How do truth and lies in the past affect our destiny as a nation? What happens to a society in which truth is absent? Andrew's issues a wake-up call to voters across the political spectrum: become informed, passionate citizens who demand honesty and integrity from our leaders, or suffer the consequences of our own ignorance and apathy. Furthermore, we can no longer measure a leader's worth by the yardsticks provided by the left or the right. Instead, we must use an unchanging standard: the pure, unvarnished truth. I believe Andy Andrew's statements and questions also apply heavily to our business as they do to political relationships. So, How do you kill 11 million people or businesses? According to Andy-
Simply, "LIE TO THEM"!
Perhaps, You and UFAA should buy Andy's book that takes 15 minutes to read and send it to our executive management team and let them know we are ON to their game. -ed
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Savings of 15 to 50% Book now direct with Glenn for Spring & Summer, Better weeks won't last long! Contact Glenn at Glenn@gjohnsonagency.com 07/12 |
 Greetings!
What the Cluc k? Zurich ranked 1st in the 2011 Japan Auto Insurance Customer Satisfaction Study, while Farmers is Ranked number 27 of 31 companies in the U. S. Wait! That's not right. The study to the left is based on The Japan Direct Insurance Company segment while the study below is based on both the Direct and Agent channel segments. So, how can Farmers be ranked sixth from last as shown below while the direct company of 21st Century be ranked next to dead last in the U.S.? Both, again, fell below average in the J D Powers Auto Insurance Customer Satisfaction Study. The 2012 study on U.S. auto and homes should be published by mid-summer. Perhaps, now you know that direct may be driving this company over agents- No commissions!  |
 | | Click here to obtain an Oklahoma UFAA Membership App |
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Click logo above to view the UFAA Website
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If you wish to be excluded from future mailings please let us know by emailing us at ufaa15@gmail.com or by using the Unsubscribe feature at the located within this document. Disclaimer - The Oklahoma Voice is published twelve times per year for the United Farmers Agents Association, Chapter 15 Northeastern Oklahoma. The United Farmers Agents Association and the editor neither assumes any responsibility for the accuracy of the articles or advertisers, nor any liability arising from reliance upon them. The Oklahoma Voice expresses its appreciation to the many members who assist in and support its publication,. Opinions in the Oklahoma Voice do not necessarily express the views of any single member or Chapter officer or UFAA organization. Products and services advertised are not endorsed by this Chapter or United Farmers Agents Association, Inc. Complaints or inquiries should be forwarded directly to the advertiser. All purchases and services are at the complete discretion of the consumer. Trademarks and/or logos are the respective products or trademarks of their respective owners. |
Greetings!
UFAA Membership Benefits
- Our Quarterly magazine, The Voice, is published with you, the agents, in mind. We regularly address issues, report on current events, and provide the agency force with a chance to freely express their opinions
- Our past legal endeavors now allow you to have that PC on your desk
- Our nationwide activities opposing agent-owned ACA bank accounts led to the management company creating a company-owned ACA-saving you money
- Our efforts on the national level, in conjunction with the CEAA, effectively eliminated the 15.3% SECA tax on your contract value
- Constant questions from our membership nationwide led to our introduction of a UFAA sponsored E&O program
- Membership gives you access to our extensive legal library and our archive of Farmers historical documents
- We introduced the "Original" E&O Deductible Recovery Program to help you earn more money from outside business without the worry of a large deductible
- Our outside legal opinion of the HMA agreement was designed to assist you in making decisions about your future
- Our efforts on the national level defeated legislation designed to change the IRS definition of independent contractors - a change that would have adversely affected our livelihoods
- Pro-agent legislation has been introduced in many states - and passed in several - that benefits all exclusive agents
- UFAA Technology Services, a subsidiary of UFAA, will assist members with computer hardware and software questions and problems, recommend computer programs to assist members in operating their offices and recommend hardware configurations
- As a member of UFAA you can log onto the member's only section of our Internet Website, www.ufaa.com, for the most up to date information available to the Agency Force.
- Members have access to affordable website development and free email
- We have introduced a 401K and profit sharing program exclusively for our members, which includes a greatly reduced rate for payroll services.
- We are actively involved in both national and state legislative efforts that are favorable to our interests
- Members enjoy the benefit of our Agent Referral Program for clients needing coverage at a vacation home or for that college student out of state
- Legal referral and assistance is also available to our membership
- 25% of your membership dues returns back to your local chapter
- UFAA holds a National Convention every year for its membership to gather, meet and socialize with old acquaintances and make new friends along with offering compelling and informative discussions and presentations to attendees
- UFAA members also have access to discounted continuing education
As always, we are always working on offering more
and more benefits to our membership.
Join UFAA Today
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Check out the UFAA Chapter 15 Home Page with more Farmers, industry news, lots of member benefit information, newsletter archives and breaking news too late or too large to publish above.
 -- The Articles below are on our Home Page link this month
TOP 10 AUTO INSURANCE COMPANIES IN THE U.S.
National Association of Insurance Commissioners
2011 P&C Ranking
"10 Big Mistakes Made by Insurance Companies"
Farmers Group Companies Rate and Change Filings with the Oklahoma Ins Dept.
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Quick reference Advertiser listing in this issue you can print or download for your office referral 
===================== Okla Ins Dept: Change of address or name more than thirty (30) days after the change occurred shall be $50.
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Did you know? As a member of UFAA you get:
1 hour of tech support a month
1 Free @ufaa.com email address
1 Free web page with your domain name
Call us today Toll Free, Primary # 1-866-441-8018
Alex Conger - UFAA Tech
| | Click here to access the Oklahoma Membership app. |
Have you missed past issues of the Okla. Voice? If you missed past issues, you can access them and other article headlines on our Chapter 15 Home Page Link above.
Have you joined UFAA?
We just can't make it much easier. Just mouse the Join UFAA logo to obtain the a membership application. Fill it out and attached a check and mail or use the bank card option and fax it to 1-314-631-7963. United we stand. Divided we fall.
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