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Greetings!
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Happy New Year!
May 2012 Be Your Best Year EverNew Years UFAA Membership $pecial
 Join UFAA Chapter 15 by Jan.31st and Save $120 off Your First Year UFAA Membership! That's a 33% Savings
OKLAHOMA
VOICE
January 2012
Published monthly by United Farmers Agents Association, aka UFAA, Chapter 15 Eastern Oklahoma. The chapter now meets the first Thursday of each month.
Next Chapter 15 Member Meeting will be THURSDAY, January 5th 11:30 AM |
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101 E Albany St. Broken Arrow
Chapter 15 Meetings have moved to the more elegant LONE STAR STEAKHOUSE (this is right off the B/A Expressway @ 161 E A just past entrances to BASS PRO). MAP Chapter 15 Meetings have changed from the first Wednesday to the FIRST THURSDAY of the month.
Non-members welcome
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Mission Statement
 The United Farmers Agents Association -UFAA- is a professional association committed to helping our members through education, communication, support and information and to establish a true partnership with Farmers Group, Inc.Check out UFAA's newly updated website |
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Oklahoma UFAA Contacts:
UFAA Chapter 15 serving Eastern Oklahoma
President- Glenn Johnson 918/252-0561
UFAA Chapter 12 serving Central-Western Oklahoma:
President- Tony Reese 580/355-1335 - Lawton
United Farmers Agents Assn. National Office 800-275-8668
UFAA Oklahoma Voice Editor
UFAA Oklahoma Voice Ads
To join an Oklahoma UFAA Chapter
choose one closest to you and
contact the chapter. Or, sign
up at the UFAA Website.
United Farmers Agents Association Web Site
UFAA Chapter 15 Newsletter Archive & Homepage
Letters to the Editor
Learn more about our advertisers in this issue. Ads are hot links to their websites.
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Greetings!
 UFAA Membership Benefits
- Our Quarterly magazine, The Voice, is published with you, the agents, in mind. We regularly address issues, report on current events, and provide the agency force with a chance to freely express their opinions
- Our past legal endeavors now allow you to have that PC on your desk
- Our nationwide activities opposing agent-owned ACA bank accounts led to the management company creating a company-owned ACA-saving you money
- Our efforts on the national level, in conjunction with the CEAA, effectively eliminated the 15.3% SECA tax on your contract value
- Constant questions from our membership nationwide led to our introduction of a UFAA sponsored E&O program
- Membership gives you access to our extensive legal library and our archive of Farmers historical documents
- UFAA offers a Pre-paid Legal program and an Affinity Marketing Program through Prepaid Legal Services, Inc
- We introduced the "Original" E&O Deductible Recovery Program to help you earn more money from outside business without the worry of a large deductible
- Our outside legal opinion of the HMA agreement was designed to assist you in making decisions about your future
- Our efforts on the national level defeated legislation designed to change the IRS definition of independent contractors - a change that would have adversely affected our livelihoods
- Pro-agent legislation has been introduced in many states - and passed in several - that benefits all exclusive agents
- UFAA Technology Services, a subsidiary of UFAA, will assist members with computer hardware and software questions and problems, recommend computer programs to assist members in operating their offices and recommend hardware configurations
- As a member of UFAA you can log onto the member's only section of our Internet Website, www.ufaa.com, for the most up to date information available to the Agency Force.
- Members have access to affordable website development and free email
- We have introduced a 401K and profit sharing program exclusively for our members, which includes a greatly reduced rate for payroll services.
- We are actively involved in both national and state legislative efforts that are favorable to our interests
- Members enjoy the benefit of our Agent Referral Program for clients needing coverage at a vacation home or for that college student out of state
- Legal referral and assistance is also available to our membership
- 25% of your membership dues returns back to your local chapter
- UFAA holds a National Convention every year for its membership to gather, meet and socialize with old acquaintances and make new friends along with offering compelling and informative discussions and presentations to attendees
- UFAA members also have access to discounted continuing education
As always we are always working on offering more and more benefits to our membership.
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 Greetings!
Save 33% off UFAA Regular Membership
Join UFAA Chapter 15 by January 31st & Save $120
Off Your 1st Year membership! A 33% Savings! UFAA National Board and Chapter 15 have partnered to bring to those who have considered joining UFAA -a limited time offer.
Yes, we know those winter folios are not the best and we lobbied UFAA to reduce your first year New Regular Member UFAA Dues. We were advised UFAA would allow new members to sign up with Chapter 15 at savings of $100 from $360 annually REDUCED to $260 for the first year only. This is a 27% savings!.
But, Chapter 15 decided to make that great deal even BETTER! Chapter 15 will add another $20.00 and increase the discount of 33% or $120 Savings.
This further reduces your first year Regular Membership to $240. You will likely never join UFAA at a more reasonable price. We know many of you have wanted to join UFAA but, just have not got around to it. Don't delay! This deal is good for new Regular Members to join. So, act quickly and save. This offer expires on Jan. 31st.
 | | Click the logo above to go to our home page listing UFAA benefits and the membership application |
However, you must have the app completed and processed on or before Jan 31st.
Check out the article above and our home page for all the membership benefits you will qualify for.
As a Full Regular Member, you even save the $120 annual surcharge on the UFAA E&O program if you join the program later. The E&O program has saved most UFAA Members big premium dollars over the Farmers plan. And, you can join the program in any month as explained on ufaa.com.
You will also find the UFAA Membership Application on our home page that defines the types of memberships available. Only the Regular membership receives the $120 discount. But, if you are a career agent, or an x-agent, you can also find your membership category at a nominal annual cost.
So, if you have considered UFAA Membership, now is the time to act. This offer expires 01/31/12.
Email: Chapter15@ufaa.com if you have questions |
Greetings!
Join us Jan 5th at the Lone Star Steakhouse 
for the UFAA Chapter 15 Monthly Meeting Save $10 on your lunch!
Chapter 15 will hold the first monthly meeting of the new year on Thursday, Jan 5th 11:30 AM at the Lone Star Steakhouse 101 E. Albany St. Broken Arrow- located just past the driving entrance to Bass Pro Shop. Exit B/A Exp. @ 161st E A aka (ELM) Menu (scroll to bottom for lunch)
Lone Star has issued $5 Off Coupons for lunch and Chapter 15 will match it with an additional | State Rep Dan Kirby
Vice Chair. Legislative Insurance Committee.
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$5 gift card for all current and past member agent attendees. Potential new members are welcome to join us and get the $10 deal. Our guest speaker will be TNT Security with details on security issues for your clients and your home and office.
Chapter Meeting on Feb 2nd: Join with our Special Guest Speaker Rep. Dan Kirby, Vice Chairman of the Okla Legislative Insurance Committee. Dan will update us on Insurance Legislative Activities scheduled for 2012.
All members are reminded to bring a current member or potential new member to the meetings. Remember the $120 membership discount for January. |
J.D. Power and Associates Reports:
Online Insurance Quote Applications Now Initiate A Majority of New Sales Within the distribution channel factor, the website now accounts for more than one-fourth of the importance weight, second to the local agent. In addition, more than one-half (54%) of insurance shoppers report getting their quote online. "This transition to websites as the dominant lead-generation channel is an important shift for insurers to recognize and address in their marketing and sales strategies," said Jeremy Bowler, senior director of the global insurance practice at J.D. Power and Associates. "While nearly one-half of all accepted Web quotes are closed by either an agent or call center representative, customers are clearly more often looking to insurers' sites or third-party sites in the early stages of the shopping process, and this behavior is blurring the lines of how we traditionally think about the discrete sales channels." The study also finds that the rate of policy churn in the U.S. market has increased during the past two years, returning to levels not experienced since 2008. This is driven both by an increase in the rate of shopping among insurance customers, which averages 33 percent in 2011 (compared with 27% in 2009 and 30% in 2010), as well as a significant increase in the rate of switching companies among shoppers. Among insurance customers who indicate shopping for insurance in 2011, 40 percent switched to a new insurer-up from 33 percent in 2010. More.. |
 Attention: KAGEN WATER LOVERS Through January 31st, I'm offering large referral fees for these wonderful Enagic Electrolysis Machines: SD 501 (7 plates) $3980 = ref fee $1300 Leveluk Jr 11 (3 plates) $2380 = ref fee $800  Sunus (3 plates) $1280 = ref fee $250 Call Glenn Johnson 918 519 9077 For more info on Enagic & these machines go to this link 07/12 |
 Independent Contractor Abuse "You Must Stand for Something or Fall for Anything"
CBS News December 2, 2011 8:28 AM
How some employers skirt paying benefits
Dutch Prior is considered an "independent contractor" by his employer Shippers Transport. He says the company classifies him as such to avoid paying him benefits to save money.
When is an employee not an employee?
The U.S. Labor Department is cracking down on businesses that call their workers "independent contractors" in order to deny them wages or benefits. This issue historically is linked to low-paying jobs, and now, as CBS News correspondent John Blackstone reported, it's hitting the middle class. More on the the video link above.
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Oklahoma: A worker is an employee IF ANY of the following 16 conditions of employment apply: (Keep a count of the number of violations you believe occur to you as an Independent Contractor Agent CEO to answer the Pulse of the Agents Poll below.) *You or your representative tells the worker where, when, and how to work. *You train the worker. *The business performance depends on the worker.
*The worker has a continuing relationship with the company.
*The worker's services are personally rendered by him/her.
*You set the worker's work hours.
*The worker works on the employer's premises.
*You pay the worker by the hour, weeks, or month.
*You furnish tools and materials for the work performed by the worker.
*You can fire the worker without violating a contract.
*The worker has a right to quit without incurring a liability.
*The worker does not offer the worker's services to the public at large.
*The worker has no opportunity for profit or loss as a result of the worker's service.
*The worker has no significant investment in the business.
*You require the worker to submit oral or written reports.
*The worker is a corporate officer. Source: Gov. Mary Fallin fallinforbusiness.com You may also take the Okla. Business Owner Survey at this site. -ed Pulse of the Agents POLL  |
| | Click logo above to obtain UFAA Membership App |
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Click logo above to view the UFAA Website
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If you wish to be excluded from future mailings please let us know by emailing us at ufaa15@gmail.com or by using the Unsubscribe feature at the located within this document. Disclaimer - The Oklahoma Voice is published twelve times per year for the United Farmers Agents Association, Chapter 15 Northeastern Oklahoma. The United Farmers Agents Association and the editor neither assumes any responsibility for the accuracy of the articles or advertisers, nor any liability arising from reliance upon them. The Oklahoma Voice expresses its appreciation to the many members who assist in and support its publication,. Opinions in the Oklahoma Voice do not necessarily express the views of any single member or Chapter officer or UFAA organization. Products and services advertised are not endorsed by this Chapter or United Farmers Agents Association, Inc. Complaints or inquiries should be forwarded directly to the advertiser. All purchases and services are at the complete discretion of the consumer. Trademarks and/or logos are the respective products or trademarks of their respective owners. |
| Police Write More Traffic Tickets to Boost Revenue
With severe budget cuts forcing cities and states to increase revenue, police officers are filling the resource gap by writing more traffic tickets.
Many drivers have found that the 5 to 10 mph "speeding cushion" they once enjoyed has vanished.
A recent study* found a strong link between declining revenue and increased traffic citations. The study examined 96 counties in North Carolina from 1990 to 2003 and learned that "significantly more tickets are issued in the year following a decline in revenue."
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  Loveland police are looking for a man suspected of robbing a Farmers Insurance office at gunpoint Monday afternoon.
Updated: 12/20/2011 08:16:17 AM MST By The Denver Post
Loveland, CO- At 4:51 p.m. a man armed with a handgun, entered the office at 1714 Topaz Dr., according to a news release from the Loveland Police Department. Employees were inside the office when the robbery took place. They told officers that the man grabbed an undisclosed amount of money and ran away. No injuries were reported.
The suspect was described as a white man in his late 30s to early 40s, about 5 feet 8 inches tall with a thin build. He was wearing blue jacket. Anyone with information about the robbery is asked to call the Loveland Police Department Tip Line at 970-962-2032 or Crime Stoppers of Larimer County at 970-221-6868.
This is a most critical time of year for armed robberies. -ed Check out these Street Crime Survival Tips
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Edmond 405-330-0025Tulsa 918-270-2888
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Residential & Commercial Roof Repair & Replacement Factory Certified Contractor
Visit our Edmond & Tulsa Showrom www.redriverroofing.com info@redriverroofing.com 05/12
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 Farmers Insurance Settles Oklahoma Class Action Lawsuit
SOURCE: Farmers Insurance
November 30, 2011 12:42 ET LOS ANGELES, CA--(Marketwire - Nov 30, 2011) - Farmers Insurance entered into a settlement of a nationwide class action lawsuit, In Re Farmers Med-Pay Litigation, pending in the District Court of Canadian County, Oklahoma (the "Court"). The settlement includes Farmers Insurance Company, Inc., Farmers Insurance Exchange, Truck Insurance Exchange, Fire Insurance Exchange, Mid-Century Insurance Company, Farmers Group, Inc., Illinois Farmers Insurance Company, and certain related entities (collectively, "Farmers"). The Court entered a final order approving the settlement on November 29, 2011. Plaintiffs alleged that Farmers failed to pay reasonable expenses for necessary medical services related to automobile accidents under Medical Payments ("Med-pay") and Personal Injury Protection ("PIP") coverage in automobile policies based on Farmers' use of certain claim adjustment systems and procedures. Farmers denies all of Plaintiffs' claims in the lawsuit. However, Farmers agreed to resolve the lawsuit to avoid the burden and expense of continued litigation. The Settlement Class includes all persons who submitted claims for payment of medical bills related to an automobile accident under Med-pay or PIP coverage if (a) the claim was adjusted from January 1, 2001 to February 9, 2009 based upon a recommended reduction from Zurich Services Corporation ("ZSC"), (b) the claim was paid at less than the amount billed, and (c) total Med-pay or PIP payments were less than the respective limits of coverage. The Class also includes medical providers who were assigned the right to assert these claims. Those affected by this settlement must complete and submit a valid claim form postmarked no later than December 29, 2011. Further information and claim forms can be obtained by visiting www.MedpayClaimsAdministration.com or calling 1-877-846-0588.
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 | Attendees renewing old friendships over appetizers
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 | Members & Guests reviewing the 2011 expanded dinner menu
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 | Comedian Gains Kelly
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UFAA Chapter 15 Members Gather at
Lone Star Steakhouse
Entertainment, Gift Cards and Cash Dispersed
The majority of UFAA Members registering for the Chapter 15 Annual Christmas Party gathered at the Lone Star Steakhouse in Broken Arrow at 6 PM on December 3rd.
This was Okla. State vs. Okla. Univ. Bedlam Football Night!
Upon arrival, members and guests, bearing gifts, were greeted and presented with LED UFAA Flashlights and a $50 Lone Star Gift Card. Members and guests mingled during the greeting period and caught up on discussions from retirement to business activities among the group. All nibbled on appetizers and sipped drinks. As they were seated for dinner, they were presented with a Lone Star upgraded menu listing Porterhouse, New York Strip, Filet and Sirloin Steaks to Chicken and Fish dinners, all priced for two, within the range of the gift cards. Discussion among long time friends continued throughout the dinner period. During the evening, drawings were held to hand out crisp new $50 bills to several attendees. Following dinner, a paid comedian, Gains Kelly, was introduced and presented a comic routine that kept all in stitches, with outbursts of screams of laughter. All seemed impressed with Gain's live entertainment and would recommend him for future events. For more information go to gainskelly.com for your event.. . . . . Next, the hilarious Chinese Christmas gift exchange began. This is where a person selects and
 | Party gift table
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opens a wrapped gift from the gift table and shows what they received. The next person has a choice of taking a gift from the table or steal the gift just opened. If the opened gift is stolen, the previous person returns to the gift table and the sequence continues with loads of laughter from expressions, funny comments and friendly threats of "Don't take mine!" As an opened gift can only be stolen twice, it is then frozen and no longer available. UFAA National Vice President, Mike Ward, was assigned to track and freeze all gift thefts. The Chapter 15 officers sincerely expressed their appreciation to members and guests for the ir attendance to enjoy our cash drawings,* expanded and upgraded menu,* our first live entertainment by paid comedian, Gains Kelly,* for the great laughs. We appreciate the Lone Star for serving our party needs with TVs to track the Bedlam Game. And, discounting meals for the benefit of Chapter 15 Members for our meeting attendance in 2012.* *Savings from our opt-out of the mid-winter CP meeting to grow our chapter and member entertainment events.
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Bethel Collision Center in Broken ArrowBBB Rated A+
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OK Lic #879 Click to access our website
TNT Security- Our goal is providing homeowners and small business owners with a wide range of security options at an affordable price. 04/12 |
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Oklahoma Agents Bite the Dust in 2011
We have completed another rough year with farmersagent email addresses returned marked non-existent addresses from these issues of the Oklahoma Voice. We will add returned mail from the Jan 2012 Issue to complete the year of those leaving in Dec 2011 or earlier.
January issue- 15
February issue- 8
March issue- 8
April issue** 10
May issue 5
June issue 2
July issue 5
August issue 3
Sept. issue 9
Oct issue 4
Nov issue 0
Dec Issue 7
Total for 2011- 76*
*These figures may not match actual as it's based on returned email only.
** Included 3 DMs
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Chapter 15 Elected Officers for 2012:
*Change from 2011
President- Glenn Johnson
Vice Pres- Mike Gately*
Past President- Mike Ward*
Secretary- Drinda Collins*
Treasurer- Terry Wilson
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Results of December Agent Poll
In regards to multi-policy auto caps being released, have you received client complaints or lost auto policies as a result?
Yes, complaints only 5%
Yes, both complaints and lost policies 84%
Yes, lost policies only 0%
I have not experienced problems with caps 11%
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| Open enrollment period for child only coverage: Jan 1st - Feb 29, 2012 After State Law addresses Anti-Discrimination
From Commissioner John Doak-
As you all know, implementation of the Patient Protection and Affordable Care Act caused carriers to cease offering child-only health insurance. Although the Oklahoma Insurance Department enacted a child-only health insurance rule last summer, carriers continue to voice serious concerns about re-entering the child-only market. As a result, the rule has been modified. Gov. Mary Fallin signed the modified rule on Dec. 5. (OAC 365:10-1-15, View Online).
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Space Heater Fire Risk. Comm. Doak calls for caution and insurance coverage that is up-to-date and to contact your Agent.
 | Comm. John Doak (r) & Mike Ward, UFAA V. Pres
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Our Guarantee Check our website
Thank you choosing Brad's Seamless Guttering for your rainwater control system, Please accept this as our written letter of Guarantee, Our Guarantee is as follows: Brad's Seamless Guttering will repair or replace any defect in workmanship or materials for a period of two years from the original date of installation, This covers any guttering that leaks sags or comes loose as a result of faulty workmanship or materials This guarantee does not cover repairs which are due to acts of nature or neglect. 9727 East 46th Place Tulsa, Ok 74146 Call us- 918.252.RAIN for New Guttering, Repair or Cleaning. 09/12
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We now repair auto electric Windows
Call for Board up Service 24/7
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918/664-7904 918/258-7578
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Ads are now hot links to websites
Support Our
Advertisers
Please support and recommend our supporters.
Learn more about our advertisers as you or your clients may need their services in the future. Educate yourself so you can give your clients more detail about the services they offer.
 Ads are hot links to our advertisers websites. Click any ad.
ads rotated for 01/12 issue.
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Farmers kept busy with both catastrophes, public events and news releases
Here is a listing from Yahoo News
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 | | IMPACT! |
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By Kim Komando
Has your browser ever given you a security certificate warning? Find out what that warning means, and why it's important for your privacy and security.
Making sense of security certificates
How Safe is your Facebook Profile?
If you haven't checked your Facebook privacy settings lately, it's time to revisit them. I'm amazed at how many people think they've taken adequate precautions, yet I can waltz right onto their wall or view all their personal photos, even though I'm not a friend or even a friend of their friends.
3 Money-Saving Websites
How'd you like to save money on essentials like cable, phone, Internet service, credit card fees and more? Kim Komando shares with you three websites that you can use to get the very best deals.
 | | By Kim Komando. |
Oklahoma Voice has reprint rights. Copyright 1995-2012 WestStar TalkRadio Network. Reprinted with permission. No further republication or redistribution is permitted without the written consent of WestStar TalkRadio Network. Visit Kim Komando and sign up for her free e-mail newsletters. |
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 Greetings!
R U Being Charged $27.78 for Oklahoma MVRs?
Section 3623.3 of Title 36 Forbids MVR Charges
Effective:
Aug 26, 2011
NEW LAW: A new section of law to be codified in the Oklahoma Statutes as Section 3623.3 of Title 36, unless there is created a duplication in numbering, reads as follows:
No insurer, at any time, shall charge the insurance producer for any costs associated with the necessary documentation or records needed to underwrite a policy. The provisions of this section shall apply only to personal insurance as defined in Section 952 of Title 36 of the Oklahoma Statutes.
As used in this act: Sec: 952
9. "Personal insurance" means private passenger automobile, homeowners, motorcycle, mobile-homeowners and noncommercial dwelling fire insurance policies and boat, personal watercraft, snowmobile and recreational vehicle policies. Such policies must be individually underwritten for personal, family or household use. No other type of insurance shall be included as personal insurance for the purpose of this act.
The State of Oklahoma hiked their MVR costs from $10 to $25 last summer. However, the vendor supplying the MVRs either for Farmers or for the state adds an 11% processing fee of $2.78 to each $25.00 MVR. Oklahoma has the highest MVR fees of all states.
The Oklahoma Voice has received documentation of agent being charged for MVR costs to underwrite auto policies- SOLD. These charges occurred following the effective date of the above Oklahoma law. The agent states he has created two service requests requesting refunds through ServicePoint. Each request received a response that refunds would appear on next months folio. NOT!- according to the agent. "It's rather like they entice you that the correction will be made so you will forget about it." Put a reminder on your calendar to check that a future folio credit appears. Alternatively, you may have to demand an immediate direct deposit be made to you with an email to confirm the date of deposit.
It is our understanding Farmers has been in negotiations with the OID- stating Farmer's position that the new MVR law does not apply to policies quoted, On policies sold, the agent will not be charged- as they say.
So, just what is to negotiate here? The law appears fair on its' face stating, No insurer, at any time, shall charge the insurance producer...
That appears to have the strong meaning and intent of the word "NEVER!" But, legal beagles may be able to weaken the intent and re-define weasel words that confuse.
Perhaps, the law should be revised in the 2012 Oklahoma Legislature stating: An insurer shall never for any reason charge the insurance producer.....
That minor change should remove any and all company negotiations for OID administrative exceptions to the law. In my opinion, this revision gives more than reasonable protection to the producer on all underwriting charges. However, even this revision does not protect the producer/agent for underwriting expenses of personal life and financial products as they are not listed in section 952 above. Perhaps, those products need to be named when sold as personal or family insurance defined in this or another section of Oklahoma law.. -ed
Pulse of the Agents POLL |
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918-663-5848
Fire, Water, Storm Damage & Other Perils Full Service Mitigation and Reconstruction 10344-B East 58th St Tulsa, OK 74146
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  Remember Thanksgiving When Farmers Moved Your Cheese to Chicago?
Sent: 11/21/2011 17:43
From: CorpCommunications
As a reminder, we will be moving our main Data Center from Los Angeles to a state-of-the-art facility in Chicago over Thanksgiving weekend. The majority of Farmers' computer systems will be unavailable during the move.
Dear Okie Voice,
Well, except for the Monday following Thanksgiving when the system was mostly down, I was waiting on another improvement. SPEED!
According to Google Maps Chicago is 692 miles from Tulsa while Los Angeles is 1461 miles away. So, if the distance from my computer is now 1/2 the distance closer to the new state-of-the-art Chicago ITT Center, shouldn't the speed have increased? I still get that rotating circle when moving from one page to another waiting on the next page to load. So, tell us how your communications speed is doing after the move to state-of-the-art(?) Farmer's ITT Facility in Chicago. Okie Agent
Pulse of the Agents POLL
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2012 Farmers National Broadcast coming January 19th [On January 20, 2011], we conducted our first-ever national broadcast that allowed our leadership team to speak directly to all agents and district managers across the country. The feedback we received on the broadcast was incredibly positive, and the vast majority of attendees found it to be a worthwhile investment of their time. We are pleased to announce that we will conduct our second nationally televised Broadcast on Thursday, January 19, 2012. The details for your viewing location and time will be announced in the coming weeks, but please save the date on your calendar to attend this important event. (Farmers email to agents) The Oklahoma Voice conducted a survey of Oklahoma Agents following the 2011 national broadcast with these results:
What was your opinion of the Farmers [National Broadcast] Movie held on Jan 20th, 2011?
Great information 4%
A few new things I was not aware of 11%
About the same as usual 15%
Really a waste of time and gasoline 41%
I did not attend due to weather or other reasons 30% |
Check out the UFAA Chapter 15 Home Page with more Farmers, industry news, lots of member benefit information, newsletter archives and breaking news too late to publish above.
The following is a list of the insurance companies comprising the Farmers Insurance Group® and the states where they are licensed:
Quick reference Advertiser listing in this issue you can print or download for your office referralChapter 15 HOME PAGE Link
-- On our Home Page link this month --
Farmers Insurance Appoints Scott Stice to Senior Executive Of Field Execution Effective January 2012 What a threatening title!
Join UFAA as a FULL Regular Member Of Chapter 15 by Jan 31, 2012 and Save $120 on Your First Year Membership paid in full.
New Years Resolution: Add or verify your home and office phone# on the Federal Do Not Call Registry.
Farmers Insurance to Pay $1.5M in Labor Settlement- Updated
Teenage female walks into an auto parts store asking for a "710" part# 0E-M0I....
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The OID has updated the Oklahoma Auto and H/O rate comparison charts as of Aug. 2011 on our home page.Okla Ins Dept: Change of address or name more than thirty (30) days after the change occurred shall be $50.
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Did you know? As a member of UFAA you get:
1 hour of tech support a month
1 Free @ufaa.com email address
1 Free web page with your domain name
Call us today Toll Free, Primary # 1-866-441-8018
Alex Conger - UFAA Tech Have you missed past issues of the Okla. Voice? If you missed past issues, you can access them and other article headlines on our Chapter 15 Home Page Link above.
Have you joined UFAA?
We just can't make it much easier. Just mouse the Join UFAA logo to obtain the a membership application. Fill it out; attached a check and mail or use the bank card option and fax it to 1-314-631-7963. United we stand. Divided we fall.
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