Our family decided to take a ten-day, 3,000-mile road trip for spring break this year. (Yes, we survived!) It was the first time in a very long time that we actually slowed down and it definitely helped me see the "big picture" again. As an insurance guy, I can tell you how important it is to look at the big picture and think long term when it comes to insurance. Don't make the mistake of waiting to buy insurance or thinking you won't ever need it. The reality is, most people will.
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Greetings!  It's been a wild ride in the insurance industry lately and a busy time for us at Mensh Insurance (thank you for that). Many of my conversations with clients are focusing on the economy and ways to protect wealth. We've actually teamed up with a very popular new online financial planning service you'll find at www.gosimplifi.com. Simplifi offers FREE, online financial planning that's simple, easy and practically fun!
Talking About ...This month we'll be looking at health care, childhood obesity and how to keep your brain healthy (with advice from health and wellness expert Dr. Ann); checking out what's happening with Mensh Insurance; meeting Sophie (the on-line financial planner) and more. Don't forget, you can check out our website at www.menshinsurance.com if you ever have questions about insurance. Also, please join me for the Blanton Vogler Memorial Golf Tournament, Friday, May 7 at Tanglewood. Click here for more info.Have you had a checkup lately?Please let me know if you need an insurance checkup this spring. If you haven't looked at your own "big picture" in a couple of years, let's get together. And if you ever have any questions about insurance, that's what I'm here for. Thanks for reading, Danny Danny Mensh |
The New Health Care Reform Law -- What Does it Mean For You?
 The new health care reform law is controversial, but advocates say it has made strides in some crucial areas. Here are some of the most important immediate changes:
1) The plan will provide access to those with pre-existing conditions by creating new "pools of risk." 2) It will close the doughnut hole for prescription drugs for those covered by Medicare. 3) Children may remain on parents' health plans to age 26 versus age 25. 4) Small businesses will not be eligible for greater tax incentives, including credits for providing health insurance to employees.
Ultimately, there will be a high-risk pool for employees to enable them to access a small nursing home insurance benefit, but that is still a far cry from a comprehensive long-term care program. Generally speaking, the goal is to provide more people with access to more benefits.It remains to be seen how we can truly pay for this program. I'm interested to hear your thoughts on this legislation. Send them to me at danny@menshinsurance.com. Thanks! | |
What were we just talking about? If your brain is feeling a little fuzzy, wellness expert Dr. Ann Kulze says you should try changing what you eat. One excellent choice: red grapes. Scroll down for more information.
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Mensh Insurance has just paired up with Sophie, a virtual online financial planner. You'll find her on www.gosimplifi.com.
 | Well, let us introduce you. Sophie is an online financial advisor (the first of her kind), and you can find her at www.gosimplifi.com. We've teamed up with Simplifi and Sophie because we love these simple, easy and FREE financial planning tools that you can access on the Web 24/7. Simplifi makes it easy for you to make a financial plan, track expenses, plan to pay off debt and look at the big picture of your financial plan -- all for FREE. Best of all, it's not complicated. You don't have to type in your bank numbers (which can be scary anyway), and you don't have to reconcile anything. Sophie even helps determine whether you have enough insurance, and if you need it, she'll send you to, well, us! Check out Sophie and sign up for a free financial planning account at www.gosimplifi.com. P.S. Simplifi is a Winston-Salem-based company and is registered with the Federal Trade Commission as an independent agent. |
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Big News for Mensh Insurance
MDRT is short for Million Dollar Round Table. We're proud to have recently been asked to join this prestigious group.
 | Mensh Insurance was recently admitted into the Million Dollar Round Table (and we have to admit that we are very excited about this!). The MDRT is an i nternational,
independent association of more than 31,500 members (or fewer than 1
percent) of the world's life insurance and financial services
professionals. So it's a big honor to be part of it.
Million Dollar Round Table members demonstrate exceptional professional
knowledge, strict ethical conduct and outstanding client service. The group's membership is recognized internationally as the standard of sales
excellence in the life insurance and financial services business. We want to thank all our customers, friends, neighbors (and cousins) who have helped us achieve this. We certainly couldn't have done it without you. |
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Spring 2010 Printable: "Hometown Home Runs -- The Best of Winston-Salem"
Looking for a great smoothie? Need a pediatrician? Check out our new "Hometown Home Runs" Guide and see our top picks.
 | What are your favorite businesses in Winston-Salem? Well, said "Why not come up with one great big list." And so we have. Actually, the idea came from working with a lots of newcomers to Winston-Salem. Many of these these folks wanted to hear about our favorite spots. about what's great about Winston-Salem. So we've created a quick list of places, restaurants and professionals that we love (and feel great about recommending). Check out our list and let us know whom you think we've left off (and should be on the 2011 list!). Click here to download our list of "Hometown Home Runs." |
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Join Danny for a Great Day of Golf
Blanton Vogler Memorial Golf Tournament at Tanglewood
Friday, May 7Print the pamphlet
Join Danny for a great round of golf and help raise money for JDRF. To sign up, e-mail Danny at danny@menshinsurance.com.
 | Note from Danny: I hope you'll make plans to join me for a great round of golf on Friday, May 7 as part of the Blanton Vogler Memorial Golf Tournament. I am so honored and excited about serving as the Chair for this event. As a member of the JDRF Board this year, I have learned so much about the need for more research to stop juvenile diabetes. I really want to have a great turnout to support this incredible organization -- and I need your help. We're looking for 200 male and/or female golfers to participate in this event and we know it will be a fun day. All money raised will go to support ongoing Type 1  Diabetes research in Blanton Vogler's memory. If you're interested in playing, just shoot me an e-mail at danny@menshinsurance.com and we'll get you signed up. Thanks, everyone! |
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For Business Owners and CEOs
|  If you own a business, we can help you evaluate the benefits you offer your employees. For example: - Do you offer long-term disability insurance? Many employees are now looking to employers to provide this.
- When was the last time you shopped for insurance competitiveness?
- Could a different plan save your company money and increase benefits for your employees?
- Have you made sure that employees have access to securing supplemental disability insurance to offset the taxable loss from an employer-paid group LTD plan?
The savings from a review may help you fund a new tax-deductible, long-term care insurance program for executives without having to provide the plan to all employees. Finally, don't forget that all business owners must protect themselves by having key man life insurance and business overhead expense insurance.
If you'd like to schedule a review, simply give Danny a call at 336-631-5503 or e-mail danny@menshinsurance.com.
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"Let's Move" -- The First Lady's Plan to Fight Childhood Obesity
| Let's Move is a national campaign with the goal of erasing childhood obesity in a single generation.
 | First Lady Michelle Obama recently introduced a new, nationwide program called "Let's Move" aimed at fighting obesity in children. She has been quoted as saying that she herself had to make changes in her family's lifestyle after her children's pediatrician noted that her children were carrying excess weight. Let's Move is coming at an appropriate moment. Obesity is at epidemic levels in the United States. In fact, studies show that the U.S. is spending nearly $150 billion a year treating obesity-related illnesses. Let's Move has three goals: 1) encourage kids to get 60 minutes of exercise daily; 2) eat healthy, fresh food; and 3) make healthy, fresh food available in every part of the country. Check out the website for more information. To check out the Let's Move website, click here. |
Want a Healthy Brain? Follow Dr. Ann's "Cardinal Eating Rules" for Brain Health
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Dr. Ann Kulze is a highly respected physician who is on a personal crusade to help America live well.
 | Interested in boosting your brainpower? Want to be in a better mood? Are you concerned about Alzheimer's? Wellness expert Dr. Ann Kulze tells us that what we eat can really have an impact on the health of our brains. To boost your brainpower, she advises: Enjoy:- Regular consumption of foods
rich in omega-3 fats -- oily fish, oysters, omega-3 eggs, walnuts, whole soy
foods, wheat germ, flax seeds
- Extra virgin olive oil as your
oil of choice
- Generous use of herbs and
spices -- ginger, garlic, turmeric, curry, parsley
- Lots of beans -- daily is best
- Three servings daily of 100% whole
grain foods -- physically intact whole grains such as oats, brown rice and barley
are best
- As many fruits and veggies as
possible
- A prudent portion of high-quality dark chocolate (1/2 to 1 ounce) daily
- Some healthy protein at every
meal -- fish, shellfish, low-fat/skim dairy products, poultry, nuts/seeds,
beans, wild game, omega-3 eggs, whole soy foods
- Lots of freshly brewed tea
(white, green, black or oolong)
- A small handful of nuts daily
-- walnuts, almonds, pistachios and Brazil nuts are especially good
Restrict or Avoid:- The "Great White Hazards" -- white flour products, white potatoes, white rice, sugar/sweets
Trans fats -- strictly avoid
processed or fast foods made with partially hydrogenated oils (check
labels), stick margarine and shortening - Limit saturated fats -- red
meat, whole dairy products, butter and palm oil
Sugary/sweet beverages -- soda,
fruit drinks, sport drinks, etc. - Excess alcohol -- limit to 1
drink or less daily
Dr. Ann sells a laminated shopping list of these foods to take with you to the grocery store. Click here to order. |
| THANKS FOR READING -- LET'S STAY IN TOUCH | |
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Thanks, everyone, for taking time to read this e-mail. If there's anything I can do to help you with your insurance, please let me know. Enjoy the spring!
Take care,
Danny Mensh
Mensh Insurance Company |
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Contact Info |
| Phone
336.631.5503
Fax
336.631.5504
E-mail
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