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Welcome to AVZ
Spoil Your Grandkids, Cut Your Tax Bill
For many taxpayers, there is no greater pleasure in life than spoiling their grandchildren. When it comes to paying for college, grandparents can also reap substantial tax benefits on top of the enjoyment of watching their grandkids benefit from higher education. This article explores some of the tax-advantaged avenues available for taxpayers who wish to help pay for their grandkids' college costs.
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How Much Should You Save for a Comfortable Retirement
Your mindset is very important with respect to saving for practically anything, but it's especially important for retirement, because saving for a successful retirement is a "liability."
"Hold on. How is saving a liability?" you may ask.
We approach future goals as liabilities--a crucial concept to understand. Paying for your retirement is an obligation for which you must save in advance. As an example, let's say your goal is to retire on an income of $10,000 per month. You have several choices on how to save. You can pay for it now (up-front lump sum), pay for it over time (installment), or pay for it later (back-end lump sum). For most of us, saving for retirement over time is the most practical. Put plainly, if you want it and see value in it, you need to pay for it.
Next, we need to determine how much we should save and when we should start. Much has been written about the ideal savings rate during your working years, the ideal withdrawal rates during retirement, inflation rates, the optimal generic portfolio of stocks and bonds, and the rebalancing of the portfolio. The National Graduate Institute for Policy Studies analyzed the question and came up with the following scenario:
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Small Business Owners Find a New Secret Weapon
Yoobly.com is an online internet marketing company specifically geared towards helping the small business owner successfully market their business online.
The Las Vegas based local internet marketing company Yoobly.com has helped hundreds of business owners all across the country get new customers online, but having just passed it's one year anniversary it is Yoobly.com's recent announcement that is causing a frenzy of excitement amongst it's clients and small business owners across the country. Being an affordable SEO company has always been at the forefront of Yoobly's mission, but with this recent announcement and release of their new free custom video creation tool, the marketing playing field is being reinvented for small business owners.
Founder and owner Dustin Briley was recently asked what impact this new service would have on small businesses. He responded, "Small businesses are the engine of our economy and most small business owners know that people are going to the internet to find them, but they lack the time and resources to get totally integrated with all of the ways they can get new customers online. As a local internet marketing company, we want to arm each small business owner with a suite of marketing services that are simple, extremely affordable and backed with the type of customers service that you will want to tell your friends about. The release of our new free custom video creation service represents our commitment to bridging this gap and showing business owners how to reach their customers in the most effective way possible."
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Custom Computer Specialists
Cyber Security Training
June 7, 2012
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Albrecht, Viggiano, Zureck & Company, P.C.
25 Suffolk Court, Hauppauge, New York 11788 P.631.434.9500 F.631.434.9518
245 Park Avenue, 24 Floor, New York, New York 10167 P.212.792.4075
PERSONAL SERVICE. TRUSTED ADVICE. |
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