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GOODCARE NEWSLETTER  

What Not To Do During 

Medicare Open Enrollment

October 2011 

In This Issue
Medicare Annual Open Enrollment
Medicare Check-up Do's and Dont's

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Every situation is different.

Call us today to find out how we can help you with your healthcare cost issues. 

 

Toll-free 1-866-696-6543

 

Take GOODCARE,

Dr. Katy sig-2

Dr. Katy Votava

President

 

DrKaty@GOODCARE.com

 

 

 

It Starts Earlier This Year!

Medicare Annual Open Enrollment


2012 Medicare Annual Open Enrollment Starts October 15 and ends December 6

This is the time of year that anyone on a Medicare plan can shop around and change plans if they want to. 

 

If you are on Medicare or help someone who is, we encourage you to shop for Medicare Advantage (Medicare C) and Medicare D (for drugs) plans to make sure you are getting the best value for your money.

 

 Even if you have a plan already, your plan and all others in the market, come out with new pricing and benefits every fall. Remember, the full cost to you includes both the premium and the other out-of-pocket costs like 

co-payments and co-insurance.  

 

As the old saying goes, "the devil's in the details!" Sometimes, cost increases are hidden in the 

out-of-pocket costs, such as how much a specific drug will cost next year. 

 

We are here to help you find quality health plans that will meet your needs in the most economical way. Call us @ 1-866-696-6543.   

Medicare Health Insurance Check-up 

Do's and Don'ts

 

Just like you check the other aspects of your health every year; it's important to review your Medicare coverage every year too! We strongly urge you to have your annual Medicare health insurance check-up this year particularly if your:

  • Prescription medications have changed since last year
  • Medicare out-of-pocket costs are getting too high
  • Premium increases for 2012 are uncomfortable
  • Customer service from the current plan has been poor
  • Medicare plan is no longer offered
  • Legal residence has moved

Don'ts

  • Don't assume that your drug and other co-payments will stay the same for next year.
  • Don't wait 'till the last minute to shop - it's too important a purchase!

Do's

  • Read the new 2012 "Plan Benefit Summary" that your current Medicare insurance company sends you.
  • Look to see if your co-payments, co-insurance, deductibles and other plan features will cost you more this next year.
  • Verify what "Tiers" your drugs will be in next year. If your drugs have gone up
  • Look to see what your specific drug co-payments will be in 2012.
 
Call us @ 1-866-696-6543 to speak with a GOODCARE representative today. We can review your health care needs and make sure you have the right plan that works for YOU.