Dear Brownstone customers and friends,

Disaster can strike in the blink of an eye. The difference between a disaster ruining your life and just being a major inconvenience is preparation. Preparation includes having an emergency plan in place, having emergency supplies ready, an alternate place to stay (such as a family member's or friend's home), and the proper insurance coverage to get you back on your feet.    

In this issue we'll feature the case of a Back Bay condo building that suffered severe damage after an electrical fire, and how the tenants and insurance coverage responded. 

Brownstone Insurance is always there when you need us. Whether it's a water leak, or a power surge, the team at Brownstone will know what to do. Speaking of power surges, we're going to highlight a pretty great part of your Brownstone Insurance policy that many of you might not be aware of. Each  Brownstone Insurance policy includes Equipment Breakdown Coverage, courtesy of Hartford Steam Boiler. This coverage is just one of the many reasons why insuring your property with Brownstone is a great choice.   

We'll also feature an article written by our friends at the law firm Marcus, Errico, Emmer and Brooks about a recent court battle that has some questioning whether it's legal for landlords to charge fees for things like gym use, pets etc. 

And did you know that Brownstone Insurance has a Live Chat application that allows you to speak directly with a program underwriter during normal business hours? You can access this convenient tool by clicking the link below.