Dear Brownstone brokers,

Does the state of the economy affect the insurance industry? Do claims increase and fraud become more frequent as the economy struggles?  

Some also argue that a slowly-improving economy can change the landscape of risks, i.e. the improvement of the economy leads to companies hiring more workers, perhaps less experienced, which can lead to more workers' compensation claims.

Is your agency seeing any affects that can be contributed to today's economy? 

We explore this subject in this month's newsletter.