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Brownstone Insurance
200 Cordwainer Drive
Norwell, MA 02061
(617) 236-6400
www.brownstoneinsurance.com
RowofBrownstones
Dear Brownstone customers,

2011 is here and we hope you are excited as we are!  The New Year alwaysHappy New Year! serves as a sort of reminder that opportunities are always present to better ourselves.

Do you have any New Year's resolutions?  

Top 10 New Year's Resolutions
What's YOUR New Year's Resolution?

We decided to do some research and find out what the top 10 most popular New Year's resolutions are among Americans.

Here is the outcome:


#1 - Spend more time with family and friends.

Recent polls show that more than 50% of Americans vow to appreciate loved ones and spend more time with family and friends this year.

#2 - Fit in Fitness

Regular exercise has been linked with more health benefits than anything else known to man, making it a goal of many to visit the gym more.

#3 - Lose Weight

Over 66% of adult Americans are overweight or obese according to recent studies, so it's no surprise that losing weight is in the top 3 resolutions.

#4 - Quit Smoking

If you have resolved to quit smoking this year, there are many over-the-counter aids to assist you. (The cost of smoking is HIGH. Smokers can pay higher health insurance premiums, be penalized by employers, and run into real estate trouble when trying to sell a home or apartment that smells of smoke.)

#5 - Enjoy Life More

Given the stressful, hectic lives that many Americans lead, it's no wonder that the goal of enjoying life more has become a popular resolution in recent years.
 

Tips to Achieve your Resolutions
Follow our tips to achieve your resolution(s)!
Worried that you'll fall into the percentage of people who don't follow-through with one or more of their New Year's resolutions?  Well here are some tips to help you succeed:

#1 - Be Realistic
The surest way to fall short of your goal is to make your goal unattainable. 

#2 - Plan Ahead
It's not a good idea to randomly make your New Year's resolution on New Year's Eve.  If you wait until the last minute, your resolution will be based on your mindset that day.  Instead, plan ahead!

#3 - Outline your Plan (Write it Down!)
Decide how you will deal with temptations that may cause you to stray from your goal(s).  This could include calling a friend for help or simply reminding yourself why you chose that goal in the first place.

#4 - Make a "Pro's" and "Con's" List
Write down the positive outcomes of achieving your goal versus the negative ones associated with not attaining it.  It may help you to visually see these items on paper to keep you motivated.

#5 - Talk About It
If you are serious about a resolution, don't keep it a secret.  Telling friends and family members will make you feel more accountable in terms of that goal, and they will also be there to support you while you are trying to achieve it.

Live Chat Now Available
Have an insurance question? Use our new Live Chat window!
Do you wonder what insurance coverage is best for you?  Are you confused by insurance terminology?  Take advantage of Brownstone's new Live Chat feature on our website!

Our underwriters will be available Monday-Friday between the hours of 8:30am and 4:30pm to answer any questions you may have via our new Live Chat feature.  Simply navigate to our website at www.brownstoneinsurance.com and click the Live Chat link in the left-hand column.

Just another way Brownstone is here to serve you!

Best of luck in the New Year!  Please contact us if you have any questions or concerns.

Sincerely,

Glenn Montgomery
Brownstone Insurance
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IT FIGURES...
40-45%
Percentage of American adults who make one or more resolutions each year.


75%
Percentage of people who keep their resolution(s) past the first week of January.


71%
Percentage of people who keep their resolution(s) past the 2nd week of January.

64%
Percentage of people who keep their resolution(s) past 1-month.

46%
Percentage of people who keep their resolution(s) past the 6-month mark.

Statistics found here.
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Submit a question and hear from our experts in a future issue!

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