Dear Brownstone customers,
With the holiday season quickly upon us, Brownstone Insurance would like to remind all of our customers that holiday festivities result in an increase of unfortunate incidents, such as cooking fires. Please remember to take the necessary precautions to ensure a safe and joyful season for you and your family.
With Thanksgiving just over two weeks away, that also means that the cold, winter weather is also settling in. Inclement weather can have a sudden and devastating effect on your building and property, so keep the winterize checklist we've created handy!
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Wishing You and Yours a Happy and SAFE Thanksgiving
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 Thanksgiving is recognized as a time to be thankful for what one has, but may take for granted. Unfortunately, what some people take for granted on this particular day is safety.
Here is a list of the most common hazards families face on Thanksgiving, and how to avoid catastrophe:
Fire
The U.S. Fire Administration reports that more than 4,000 fires occur on Thanksgiving Day. That is more than double the number of home cooking fires that happen on an average day. In addition to installing a smoke alarm in the kitchen, there are several easy ways to avoid fires:
- Don't leave the kitchen while frying and grilling.
- Keep potholders and food wrappers at least 3 feet away from heat sources while cooking.
- Use a timer to do kitchen checks when simmering, baking, broiling and roasting.
- Wear tighter fitting clothing and shorter sleeves while cooking.
- Make sure your oven and all ranges have been turned off before leaving the kitchen.
- Turn handles of pots and pans inward to avoid accidents.
- Follow all manufacturer guidelines regarding the proper use of appliances.
- Designate a responsible adult to walk around the home after guests leave to make sure all candles and smoking materials are extinguished.
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Living in New England means that the weather could change, drastically, without a moment's notice.Is your building or property ready for winter? Freezing temperatures, ice, snow and wind can cause severe damage to your property, especially when they take you by surprise. Follow these helpful tips to assist you in preparing your property for unpredictable winter weather. Build-up of Ice and Snow on Your Roof Ice and snow build-up can cause seepage, wall and ceiling cracking, and even roof collapses. Safeguard your roof by:
- Avoiding a warm attic by properly insulating the attic floor. This will also help you save on your heating bills.
- Providing for continuous ventilation of attic air. Ideally, the attic air should be only five to ten degrees warmer than the outside air.
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Do you wonder what insurance coverage is best for you? Are you confused by insurance terminology? Take advantage of Brownstone's new Live Chat feature on our website!Our underwriters will be available Monday-Friday between the hours of 8:30am and 4:30pm to answer any questions you may have via our new Live Chat feature. Simply navigate to our website at www.brownstoneinsurance.com and click the Live Chat link in the left-hand column. Just another way Brownstone is here to serve you!
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The staff of Brownstone Insurance would like to wish you and yours a happy and safe Thanksgiving.
Sincerely,
Glenn Montgomery
Brownstone Insurance |
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$3 million
The amount of a lawsuit dismissed by the 2nd U.S. Court of Appeals which was brought by Manhattan resident Rachel Moltner, against the world's largest coffee chain, Starbucks. Moltner felt Starbucks should be held liable for severe burns she suffered after spilling tea on herself. Read more here.
$653,000
The amount the state of Massachusetts was awarded in grant money to provide safety training to nearly 11,000 state workers. Read more here.
48
The age of a man who was convicted of insurance fraud after pouring soda on the floor of a New York convenience store and then pretending to fall and injure his back. His antics were captured on the video surveillance of the store. Read more here.
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HAVE A QUESTION?
LET US HELP!
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The staff of Brownstone Insurance is always here to answer any questions you may have.
Submit a question and hear from our experts in a future issue!
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ARE YOU ENJOYING THIS NEWSLETTER?
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ARE YOU PROUD OF YOUR BUILDING?
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Do you own or manage a multi-unit building that you're especially proud of?
Many of our customers own beautiful pieces of property, and their pride shows in the maintenance of the building.
Brownstone Insurance invites you to submit digital photos of your property for possible use in future Brownstone Insurance marketing materials.
*By submitting photos of your property, you authorize Brownstone Insurance to use the image in any marketing materials without seeking additional consent. Larger, high-resolution images are best.
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