# 1 How to overcome financial troubles? 
Start by sharing your situation with a good friend or advisor.  This is not the time to be proud and embarrassed.  We all know someone who could help, but we refuse to put ourselves in the uncomfortable position of asking.  How can someone else do a good deed if we don't allow them to help?  We must be open to receive - to ask for help.  It is time to dig deep, pick ourselves up, dust ourselves off and find our solutions by seeking the assistance of a respected friend or advisor. Checkout my financial planning packages below.
 
 
#2 How to make the best financial decisions.   
Start by writing down your goals.  It really doesn't matter what the right financial decision is if it brings you to the point that you are climbing the wrong ladder.  If you're staying in a high-paying job you hate merely because it 'pays the bills'; it's time to sit down and assess your situation - to reevaluate. Write down your financial goals for the current year and for 5 and 10 years down the road. Decide what is absolutely necessary to make you happy.  Then make your financial decision from this perspective.  It is important to make your money decisions based on the happiness equation.  Money is a tool or energy that can be used to create happiness and fulfillment in your life.