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The Loan Company e-Brief
Direct Portfolio Lender Since 1974  November 2011
Greetings!  

Our mission at The Loan Company is: to underwrite, fund, and service a portfolio of real estate secured loans suitable for investors who are seeking a reasonable return with moderate risk and acceptable liquidity.  We provide our investors a diversified fixed income opportunity through a limited partnership structure with a 35-plus year track record of proven success and an impeccable reputation of integrity.
 
value_added

7.05% yield to partners - period 10/1/10 through 9/30/11

 

Do you have cash just sitting in the bank earning practically nothing? Do you have excess liquidity that would fit well in a long term fixed income investment opportunity? You don't have to accept the low yield banks are currently offering when you can invest in The Loan Company. If you are already an existing partner with The Loan Company you can easily add to your account.  If you are not already a partner call us today to see if you qualify as an accredited investor to open a new account.

 

There is no guarantee on the yield you will receive as a partner, however, the partners in The Loan Company have consistently earned over 6.3% through this recession and The Loan Company has been in business over 35 years with an impeccable track record. Call us today to see how we can help you.

 

Click this link to see the historical yields the partners of The Loan Company have received over the last 12 years.

  

  

industry_news 

 

2011 Best Retail Market Quarter in S.D. since '07

By THOR KAMBAN BIBERMAN, The Daily Transcript

Wednesday, October 12, 2011

 

SAN DIEGO -- San Diego County's retail market managed to post 554,294 square feet of net absorption in the third quarter -- its best since 2007, according to a CoStar Group report.

 

The report said the county managed to have net absorption gains in each of the first three quarters of the year. The retail market in San Diego currently consists of 1,204 properties with 54.17 million square feet of retail space in 3,131 buildings.

 

For this report, the shopping center market is comprised of malls, community centers, neighborhood centers, power centers and strip centers.  CoStar (Nasdaq: CSGP) noted the absorption figure was an improvement from 2009's first quarter, when some 900,416 square feet was returned to the market.

 

The county's direct vacancy ended the third quarter at 5.2 percent -- down from 5.5 percent a year earlier.

That rate hasn't been that low since 2009's first quarter, when the level was 4.8 percent.

      Click here to read rest of article

biz_tips

Prevent intrusions before they distract you

July 14, 2011  

by Amy Beth Miller, The Organized Executive

 

Who causes most of our interruptions? We do. Nearly half of the readers who answered our survey last month said they themselves are the most frequent source of interruptions. They start working on one thing and then switch to something else.

If that's a problem for you, try these two techniques:

  1. Clear the decks first. Before you start working on something, remove all the competing thoughts from your mind. If you're thinking "I need to call Betty about the sales flyers," call her or jot a note on your to-do list.
     
  2. Set a timer. The Pomodoro Technique has become one of the most popular time-management methods. It boils down to one simple practice: Set a timer for 25 minutes and work on one task until the timer rings. Then take a 5-minute break. After four cycles (two hours), take a longer break.

Nearly as many readers (41%) told us that people coming into their office without appointments is the most frequent interruption they encounter. Here are two more ideas for that problem:

  1. Flag availability. Create a visible signal for co-workers: a "Do not disturb" sign or a traffic light that welcomes them with green or stops them with a red signal.
     
  2. Take a hard line. Tell your team that you are serious about taking control of your time and that everyone must schedule an appointment. Don't allow any exceptions, even for people who ask for "Just a second."

We'll say this one more time: When you need to concentrate, send calls to voice mail and turn off your email and instant messaging programs. In our survey, 30% of readers blamed email and IM for interruptions, and 15% cited phone calls.

 

Among the write-in answers, two people said their boss interrupts them more than anything else. Our suggestion: Check in with your boss before you start working on a project. Ask whether the boss needs anything, and then explain that you will be concentrating on a specific task for the next hour and will check back after that.

 

Being an Organized Executive is about order and attitude. It's remaining calm amid the chaos of the workplace and maintaining your focus on what's truly important. Organized Executives never stop discovering better ways to reach their goals. They continuously learn from others, adapting great ideas and systems to their own needs. Join us on the journey at our blog.

 

John_LloydIntegrity is the Cornerstone of Our Business

As a private direct lender, The Loan Company has built its business and reputation on integrity and steady, solid growth. Since its beginning over 30 years ago, The Loan Company has established quality in every dimension of the business. Treating clients the way we want to be treated is at the core of every transaction.

John P. Lloyd 
CA DRE Broker License # 01376920
NMLS ID#345838  

new loan funded
Give us a call at 619.293.7770 x20 or send us an email.
 
San Diego Office:
2356 Moore Street, Suite 201
San Diego, CA 92110


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In This Issue
Value Added
Industry News
Biz Tips
Interest Rates
Recent Deals
Quote of the Month
Investment Opportunity
interest_rates
rate_chart
As of 11/03/2011
 
11th Dist. = 1.28%

        Click above for specific details on individual rates including graphs & charts


 
recent_deals

 $225,000  

 Purchase   

Residential 

  Investment Property

San Diego, CA

 

$312,000 

Purchase   

Residential 

  Investment Property

Pacific Beach, CA

 
Click to see Loans Funded by The Loan Company

quote
 "Don't bother just to be better than your contemporaries or predecessors. Try to be better than yourself."

 

-William Faulkner

 


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