Cottage Insurance Program
This is a stand alone policy offering a variety of coverages.
Cottages
- Secondary and Seasonal packages available
- Out of Province and US residents eligible
- Wet Boathouse coverage available, dock coverage included
- Rental for 30 days included (seasonal packages can increase to 60 days)
- Standard $200 deductible, can increase to $500 or $1,000 with discounts
- Mature Market discount applied at age 50
- $1,000,000 liability included, increase to $2,000,000 available
Secondary
- Must be occupied all year round, not unoccupied for more than 30 consecutive days at any time during the year. Must be winterized and on a permanent foundation.
- All Risk Coverage - Guaranteed Replacement Cost on Dwelling/Broad Named Perils Replacement Cost on contents
- Minimum of 800 square feet
Single limit coverage
Seasonal
- Broad Named Perils Replacement Cost on Dwelling and Contents
- Minimum of 500 square feet
- Island properties
- Single limit coverage
Click HERE to obtain an application.
Contact information:
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Don't See What You Are Looking For?
South Western Group offers a wide range of Insurance Products...not all of which can be identified on our website. Take a minute to send us an e-mail at askus@swgins.com and we will promptly advise if we are able to help. One more example of our commitment to service!
Congratulations to the following recent winners of our Gemstone Globe:
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