If your standard market does not want to write a Homeowners Policy, let South Western Group help you.
We have three options under which we can consider a risk:
PLUS I - All Risk on Building; Actual Cash Value on Dwelling; Replacement Cost on Contents.
PLUS II - Named Perils on Building; Actual Cash Value on Dwelling; Replacement Cost on Contents (minimum limit $65,000).
PLUS III - Named Perils on Building; Actual Cash Value on Dwelling; Actual Cash Value on Contents (minimum limit $50,000).
We have various options at our disposal to accomodate a risk (i.e. use of deductibles or modification of additions and/or exclusions).
Scheduled Articles Cover is available (except for seasonal/secondary residence risks)
Limits & Deductibles:
Maximum Limits: Hydrant protected - $350,000; semi- Protected- $250,000; and Unprotected- $150,000
Deductible: Minimum deductible available under this program is $1,000.
South Western Group Will Consider:
- Multiple locations on one policy (this includes rented dwellings, provided we are also covering the insured's principal residence)
- Daycare/foster children - maximum 3 in total - provided risk is "clean"
- Risks under minor renovations - provided completion date is no longer than three months from date of inception
- Snowbird situations provided residence is being cared for on a regular basis while insureds are absent
- Will consider Knob & Tube, with an electrician's letter
- Will consider risks with galvanized plumbing
- Risks cancelled for non-payment
- ...and a whole lot more!
For further information, you may contact Amie Vandevenne at 1-800-668-4275, Extension 1253
For a quote complete our application and submit to quotes@swgins.com or send it via Toll Free Fax to 1-877-329-2794.
