Dolce Far Niente: John and Ellie Cary

Dolce Far Niente: It's an Italian phrase that means "the sweetness of doing nothing." It's also a philosophy that John and Ellie Cary have embraced as they embark on their retirement journey. That's not to say that the couple is spending every day lounging by the pool, but they are taking the time to slow down and simply enjoy the fruits of their labor.

Unlike many retirees who opt to trade big-city or suburban life for a slower rural pace, John and Ellie's first big retirement move was to relocate from their 1.5-acre home in Live Oak to a new home they built in East Sacramento. The business of building a new house, along with landscaping, decorating, and downsizing from 4,000 to 2,800 square feet has kept them quite busy. After months of work, however, they moved into their new home in September, and they've fallen in love with their new neighborhood.

Read More

How to Get to Retirement and a Secure Income

I'll mention the obvious, and you probably hear it every year at open enrollment meetings: Participate in your company's 401(k) plan and make sure you take full advantage of any company match. The match is free money―take it. If your company doesn't have a plan, contribute to a qualified retirement account and participate in other forms of investing. Remember, the sooner you begin, the less you have to save.

If you live long enough, you will hit retirement age! Here are a few basic steps to help you get there:

• Create an overall plan, consider every aspect of your life (e.g., recreation, lifestyle, entertainment, and income) and be flexible.

Read More