B&M Hdr
 
Information for B&M clients & friends
Call 781.245.0007  or 800.688.8750  

  March 2011
Greetings!

At B&M, our goal is to provide useful information and ideas that will help you protect the things that mean the most to you... your home, your car, your family and your future. At the same time, we strive to help you save time and money.

Please take a moment after you review this info to visit our Web site for more information on our products and services. www.bandminsurance.com
 

In This Issue
Save when you insure motorcycles, RV and boats
Warning: Homeowners policies do NOT cover flooding
$$$ - Exclusive saving$ program for teachers/paras and other AFT MA union members
Put an umbrella on your pool
NEWS & NOTES: Newly licened driver alert; test your alarms; check your drivers license expiration.
Special Olympics Partnership
Spring time is here.  See us for motorcycle, boat, and RV coverage
boatRV.jpg

· Quality protection and attractive rates for these special coverages
· Call us to find out what you could save. 

 
With springtime, thoughts turn to the fun of upcoming outdoor activities.  Make sure that you are properly protected.  Don't just insure your recreational vehicles. You may need a personal umbrella policy as well to protect against lawsuits resulting from accidents.  If you have a teenage son or daughter who operates any vehicle, give our office a call right away.
    
To review your policies and get a no-obligation quote, call our office at 781.245.0007 or 800.688.8750
Or email.
 

Warning: your homeowner policy doesn't cover floods

 

 
· Many people disappointed each year to learn they aren't covered

· Flood insurance requires 30-day waiting period

  

 Flood insurance is not sold by "regular" insurance companies.  Flood insurance is available from the National Flood Insurance Program (NFIP), a federal program.  If you decide that you want flood insurance, we can help.  Call us at 781.245.0007 or 800.688.8750. Or email us today.  

   

 

Teachers/paras and other AFT MA union members save on auto and home insurance

. Discounts on personal auto insurance (5% or greater!)
. Combine with your Home/Condo for up to 38% savings
. Flexible billing options with no finance charges
  and no money down.
. Additional 5-7% discount available to NEW policyholders.

 
As the exclusive insurance benefits provider for the American Federation of Teachers of Massachusetts (AFT MA), B&M Insurance has offered special programs for AFT MA members and their spouses for over 15 years. We work with members by phone, fax, email, at the school or their respective Union office.


For more information go to: AFTA Web site or www.bandminsurance.com or emailJohn Gregorio
or call us at 781-245-0007/800-688-8750  

Put an umbrella on your pool

pool2.jpg

· Low cost coverage provides big protection

· Take the worry out of summer entertaining

 

If you have either an in-ground or above-ground pool, even if it is securely fenced, you should have a minimum of $1,000,000 in personal umbrella coverage.  This is especially true if you or your kids have friends over to enjoy the pool.  Safety tip:  take a CPR course at your local hospital or fire department and keep a cell phone in easy reach at poolside to call 911 in case of an accident. 

 

Call our office at 781-245-0007 or 800-688-8750. Or email John Gregorio. We will review options that can provide proper protection for you, your family and your assets.

NEWS & NOTES
 

· Newly licensed drivers not automatically covered.  You must notify your agent as soon as a son/daughter gets licensed. Call us as soon as the driver's test is scheduled so we can review your auto coverage's and see if you want to make other changes to your program.  And if you do have a teenager on the road, you will want to consider a personal umbrella policy.  This coverage pays costs over and above what is covered by your auto insurance policy.  Call our officeto schedule your review at 781-245-0007 or 800-688-8750.   

  

· Did you test your fire and carbon monoxide detectors when you set your clocks ahead?
If not, please do it immediately. 
So often, fires become fatal because the batteries in the alarm are dead or someone removed the batteries unbeknown to the homeowner.

· Check your drivers license on your birthdayThe RMV no longer automatically sends out renewal notices.  There are reminder services you can sign up for if you wish.  Go to the Massachuseets Registry to learn more.

   
Thank you for your referrals. Please feel free to forward this information to a friend or family member. About 60% of our new customers are the result of referrals from loyal clients like you.  When you refer someone to us, ask him or her to mention your name when they contact us.  We'd like to thank you personally!
 
Sincerely,
The B&M Insurance Agency family

Jill Grabiec X403
Tina Michalak X404
John J. Gregorio   X402
Robert P. McCormack, Sr

Visit our Web site
SOMA logo
Special Olympics Partnership

Click for details
We have adopted the Special Olympics of Massachusetts (SOMA) as our number one community service program for the agency.  B&M is an official partner of SOMA.
We are encouraging our clients to donate to this great cause.
All funds raised  go to Special Olympics of Massachusetts. Learn more about how you can participate in our SOMA programs:  call
781-245-0007/800-688-8750 or e-mail John Gregorio

Click here to donate to this worthy cause.
Join Our Mailing List

REQUEST A QUOTE SERVICE

You are now able to request quotes for your home, auto, business, life and disability insurance by gong to our web site at www.bandminsurance.com.
In the right hand column you will find a bar that says "Request A Quote" that will bring you to a menu of coverages we offer.  Simply click the bar and fill out an online survey.  We will get back to you with a competitive quote to cover your needs.

 

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.We are proud members of the Rennaissance Group of Independent Insurance Agencies.