Greetings!
Our goal is to provide useful information and ideas that will help you protect the things that mean the most to you... your home, your car, your family and your future. At the same time, we strive to help you save time and money.
Please take a moment after you review this info to visit our Web site for more information on our products and services. www.bandminsurance.com
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| Good news, bad news about insurance offers on TV |
 . Low price TV ads confusing and often misleading
. We offer competitive rates and
discount programs
. Work with an insurance professional
The bad news: many TV commercials and Web sites feature "price-only" pitches. Price-only advice is bad advice when it comes to buying insurance. As insurance columnist Bill Wilson wrote recently, "We should be presenting ourselves as insurance and risk management professionals, not William Shatner knock-offs...insurance is designed to protect our assets from direct loss or third-party liability. What and how much we buy depends on our exposure to loss and what we need to protect, not what we are willing to pay." The good news: there is a difference between coverages and benefits when company insurance policies are properly compared on a needs and value basis. Call us first for a competitive quote based on your REAL needs..
To review your policies and get a no-obligation quote, call John Gregorio at 781.245.0007 or 800.688.8750. Or email. |
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Why buy renter's insurance? | |
. You are NOT protected by landlord's policy.
. Your personal possessions are worth more than you think
to replace
. Typically costs less than $200 to $250 a year
The slumping housing market and graduates entering the work force and setting up their first apartments have resulted in a rental market boom in the state. Yet the percentage who buy renters insurance remains low. Many renters think that the landlord's insurance covers them. Not so. Renters policies provide coverage for personal property (most renters have more contents value than they think until they do an inventory), and usually includes certain items stolen from your car. Most policies also include $100,000 or more in personal liability coverage.
Call us at 781.245.0007 or 800.688.8750. Or email John Gregorio.
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| Teachers/paras and other AFT MA union members save on auto and home insurance |
. Discounts on personal auto insurance (5% or greater!)
. Combine with your Home/Condo for up to 38% savings
. Flexible billing options with no finance charges
and no money down.
. Additional 5-7% discount available to NEW policyholders.
As the exclusive insurance benefits provider for the American Federation of Teachers of Massachusetts (AFT MA), B&M Insurance has offered special programs for AFT MA members and their spouses for over 15 years. We work with members by phone, fax, email, at the school or their respective Union office.
For more information go to: www.aftma.net/benefits.html or www.bandminsurance.com
or email John Gregorio
or call us at 781-245-0007/800-688-8750
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| New ATV safety regulations | |
 . All ATVs must now be registered
. Ask us if you have enough liability protection
The Massachusetts Legislature, responding to alarming rates of injury and death, has passed a bill improving safety regulations for operators or all-terrain vehicles (ATVs). The bill requires ATVs, off-road motorcycles and snowmobiles to be registeredand all operators to wear helmets. It alsoprohibits anyone under the age of 14from operating an ATV unless it is for a sanctioned race supervised by adults over 18. To review your liability limits, call 781-245-0007 or 800-688-8750 or e-mail John Gregorio. Ask about a personal umbrella policy. |
| NEWS & NOTES |
. Oct 1st: No-texting for drivers law in effect. Sending or reading e-mails and text messages - even at red lights - carries fines of $100 to $500. The law also makes it illegal for anybody under 18 to use a cell phone while driving. Everyone else is free to use their cell phones for calls. Hands-free devices, such as Bluetooth, are recommended.
. Uninsured motorist coverage is critical. According to a report by the Insurance Research Council, 1 in 6 drivers in these economic times are probably driving UNINSURED, despite the penalties and threats of arrest. Protect yourself. For information on this coverage or to check your limits, call 781.245.0007 or 800.688.8750 or email John Gregorio for details.
. Wood-burning stove safety tips: The best wood to use is hardwood; clean your chimneys or stoves pipes at the start of each heating season; never use flammable fluids such as gasoline or kerosene to start a fire; never store combustible items near your stove; use a metal container for ashes and allow ashes to cool completely. For professional advice and guidelines, visit www.nfpa.org |
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Thank you for your referrals. Please feel free to forward this information to a friend or family member. About 60% of our new customers are the result of referrals from loyal clients like you. When you refer someone to us, ask him or her to mention your name when they contact us. We'd like to thank you personally!
Sincerely,
John J. Gregorio X402
Robert P. McCormack, Sr
Visit our Web site |
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Special Olympics Partnership
Click for details
We have adopted the Special Olympics of Massachusetts (SOMA) as our number one community service program for the agency. B&M is an official partner of SOMA.
We are encouraging our clients to donate to this great cause. All funds raised go to Special Olympics of Massachusetts. Learn more about how you can participate in our SOMA programs: call 781-245-0007/800-688-8750 or e-mail John Gregorio.
Click here to donate to this worthy cause.
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.We are proud members of the Rennaissance Group of Independent Insurance Agencies.
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