B&M Hdr
 
Information for B&M clients & friends
Call 781.245.0007  or 800.688.8750

  May 2010
Greetings!
 
Our goal is to provide useful information and ideas that will help you protect the things that mean the most to you... your home, your car, your family and your future. At the same time, we strive to help you save time and money.

Please take a moment after you review this info to visit our Web site for more information on our products and services. www.bandminsurance.com
 
In This Issue
New Law mandates heating oil tank safety devices
Make sure your boat is properly covered
$$$ - Exclusive saving$ program for AFT MA members
Avoid "high risk breeds" when adding a canine to your family
NEWS & NOTES: Your highest compliment is a referral; put an umbrella on your pool
Special Olympics Partnership
New MA law takes affect July 1st 
 

. State law affects older oil heating systems
. Safety upgrades mandated
. Spill clean up insurance soon to be available


 
If you have oil heat, a new safety valve and sleeve on the copper tube connecting the tank to the burner will now be required. If you have a tank installed before 2000, check with your oil dealer to see if you need an upgrade. In addition, the law requires insurance companies to begin offering coverage for home heating oil spills. Companies are now working on new policies.  We'll keep you informed on what becomes available.

 

 
Is your boat properly covered? 
boat trailer . Guard against unpleasant surprises
   and increase peace of mind.
. Ask these 4 questions when you insure
  a boat used for fishing


1)  Do I need an "actual cash value" or "agreed value" policy?

 

2)  Is my fishing gear covered?

 

3)  What does the fine print say about towing services?

 

4)  Where can I go with my boat?  (Are there limitations?) 

 

Whatever type of boat you own, call us at 781.245.0007 or 800.688.8750 to review your boat coverage.  Or email John Gregorio. 

 

AFT MA Members save on auto and home insurance

. Discounts on personal auto insurance (5% or greater!)
. Combine with your Home/Condo for up to 30% savings
. Flexible billing options with no finance charges
  and no money down.


As the exclusive insurance benefits provider for the American Federation of Teachers of Massachusetts (AFT MA), B&M Insurance has offered special programs for AFT MA members and their spouses for over 15 years. We work with members by phone, fax, email, at the school or their respective Union office.

For more information go to:
www.aftma.net/benefits.html or www.bandminsurance.com
or email John Gregorio
or call us at 781-245-0007/800-688-8750
 Thinking of getting a dog?
. Some breeds considered "high risk"Couple with dog
. Avoid issues: check with us before you look 

You should know that some insurers consider certain breeds dangerous and will refuse to write the homeowner's insurance.  If you would like more information, including a list of so-called "bad dogs", we will gladly provide it. Call: 781-245-0007 or 800-688-8750 or e-mail John Gregorio.
NEWS & NOTES
 
.  The highest compliment we can get get is a referral from a customer or friend. If you know a responsible homeowner or renter or business owner who you believe could benefit from our services, we appreciate your mentioning our name. Thank you.
 
. Put an umbrella on your pool. If you own an in-ground or above-ground swimming pool, you should protect yourself with a minimum $1,000,000 personal umbrella policy. Call 781.245.0007 or 800.688.8750 or email John Gregorio for a quote on adding a cost-effective umbrella. 

 

 
Thank you for your referrals. Please feel free to forward this information to a friend or family member. About 60% of our new customers are the result of referrals from loyal clients like you.  When you refer someone to us, ask him or her to mention your name when they contact us.  We'd like to thank you personally!
 
Sincerely,
The B&M Insurance Agency family

Jill Grabiec X403
Tina Michalak X404
John J. Gregorio   X402
Robert P. McCormack, Sr

Visit our Web site
SOMA logo
Special Olympics Partnership

Click for details
We have adopted the Special Olympics of Massachusetts (SOMA) as our number one community service program for the agency.  B&M is an official partner of SOMA.
We are encouraging our clients to donate to this great cause.
All funds raised  go to Special Olympics of Massachusetts. Learn more about how you can participate in our SOMA programs:  call
781-245-0007/800-688-8750 or e-mail John Gregorio

Click here to donate to this worthy cause.
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.We are proud members of the Rennaissance Group of Independent Insurance Agencies.
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