B&M Hdr
 
Information for B&M clients & friends
Call 781.245.0007  or 800.688.8750

  March 2010
Greetings!
 
Our goal is to provide useful information and ideas that will help you protect the things that mean the most to you... your home, your car, your family and your future. At the same time, we strive to help you save time and money.

Please take a moment after you review this info to visit our Web site for more information on our products and services. www.bandminsurance.com
 
In This Issue
Are your valuables properly insured?
Renters save big with our renters/auto account discount
$$$ - Exclusive saving$ program for AFT MA members
NEWS & NOTES: Test your alarms for safety; Some Toyota drivers can appeal surcharges
Special Olympics Partnership
Are your valuables properly insured? 

 Jewelry
. Low cost coverage increases your security

. Standard policies provide little coverage

 

The standard homeowner policy has limits for jewelry, collectibles, art objects, silverware and other valuables. If you experience a major loss due to theft or fire or furnace puff-backs et al. the results could be costly. The answer: purchase a special "scheduled coverage" endorsement for your HO policy. The premium averages about $12 per $1000 of value. 
 
Call 781-245-0007/800-688-8750 or email us
for limits info and a schedule coverage review.
Renters save $$$ with our

 renters/auto account discount

 
Apartment.  Protect personal property from loss or damage

. Take advantage of available discounts


 
If you rent, you can save up to 20% or more when you insure your apartment or house and car with the same insurance company. Renters insurance covers losses and damages to personal property and the rental's interior areas. In addition, there is a choice of deductibles, the availability of personal liability umbrella coverage and alternate housing insurance.  Alternate housing pays for extra expenses you may incur if your rental becomes uninhabitable due to fire or some other disaster. 

 

Call us for specifics about the benefits and savings from combining your policies: 781-245-0007 or 800-688-8750 or e-mail John Gregorio
AFT MA Members save on auto and home insurance

. Discounts on personal auto insurance (5% or greater!)
. Combine with your Home/Condo for up to 30% savings
. Flexible billing options with no finance charges
  and no money down.


As the exclusive insurance benefits provider for the American Federation of Teachers of Massachusetts (AFT MA), B&M Insurance has offered special programs for AFT MA members and their spouses for over 15 years. We work with members by phone, fax, email, at the school or their respective Union office.

For more information go to:
www.aftma.net/benefits.html or www.bandminsurance.com
or email John Gregorio
or call us at 781-245-0007/800-688-8750
NEWS & NOTES
 
. Test your smoke, CO alarm systems.  During the winter months there have been a rash of property losses and fatalities from fires, smoke inhalation and carbon monoxide poisoning in homes that had no working alarms. 

 

 
Some Toyota drivers can appeal at-fault surcharges. Hearings will be limited to issues involving unintended acceleration.  Call the Division of Insurance hotline - 617-521-7777.  For the current status of this program which became effective on January 29, visit www.mass.gov/doi . 

 

 
 
Thank you for your referrals. Please feel free to forward this information to a friend or family member. About 60% of our new customers are the result of referrals from loyal clients like you.  When you refer someone to us, ask him or her to mention your name when they contact us.  We'd like to thank you personally!
 
Sincerely,
The B&M Insurance Agency family

Jill Grabiec X403
Tina Michalak X404
John J. Gregorio   X402
Robert P. McCormack, Sr

Visit our Web site
 
SOMA logo
Special Olympics Partnership

Click for details
We have adopted the Special Olympics of Massachusetts (SOMA) as our number one community service program for the agency.  B&M is an official partner of SOMA.
We are encouraging our clients to donate to this great cause.
All funds raised  go to Special Olympics of Massachusetts. Learn more about how you can participate in our SOMA programs:  call
781-245-0007/800-688-8750 or e-mail John Gregorio

Click here to donate to this worthy cause.
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.We are proud members of the Rennaissance Group of Independent Insurance Agencies.
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