Greetings!
Our goal is to provide useful information and ideas that will help you protect the things that mean the most to you... your home, your car, your family and your future. At the same time, we strive to help you save time and money.
Please take a moment after you review this info to visit our Web site for more information on our products and services. www.bandminsurance.com
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| Avoid Identity Theft |
. I.D. fraud expected to rise 22% for second
straight year
. Simple steps can save you costly problems
. Add low-cost Identity fraud insurance
Here are some basic steps you can take to protect your property, data:
. Be sure to encrypt your computer, emails and internet
. Make sure you don't leave your purse, wallet or laptop in your car or unattended in a public place.
. If you have a theft, immediately report it to local law enforcement officials, and alert your bank, credit card companies, and other financial resources.
. Don't expose your Social Security number.
. Shred documents such as receipts, credit/insurance applications, and bank statements.
. Consider purchasing mobile devices recovery software like GadgetTrak or PC-Trak. They aid in the recovery of stolen laptops and cell phones and the data on those devices.
NOTE: Your homeowner's policy automatically covers any stolen personal property, including computers, in your home or away from home.
Source for theft statistics in this article: The Anderson Agency Report, December 2009
Call and ask us about low-cost identity theft fraud expense insurance, an endorsement to your homeowner's policy. Average cost is less than a dollar a week!
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| Report enhancements to your vehicle |
 . No payment for damage or theft claims unless new items added to your insurance policy.
. Guard against unpleasant surprises and increase peace of mind.
Please notify us if you make additions to your vehicle and want them protected against loss or damage by your insurance policy. Typical items:
. A new sound system
. Truck caps
. Expensive hubcaps
. Installed GPS system
. Snowplow attachment |
| AFT MA Members save on auto and home insurance |
. Discounts on personal auto insurance (5% or greater!)
. Combine with your Home/Condo for up to 30% savings
. Flexible billing options with no finance charges
and no money down.
As the exclusive insurance benefits provider for the American Federation of Teachers of Massachusetts (AFT MA), B&M Insurance has offered special programs for AFT MA members and their spouses for over 15 years. We work with members by phone, fax, email, at the school or their respective Union office.
For more information go to: www.aftma.net/benefits.html or www.bandminsurance.com
or email John Gregorio
or call us at 781-245-0007/800-688-8750
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| GPS devices big target for thieves |
"Smash and grab" thefts are on the rise
. Protect yourself with simple steps
Global Positioning Systems (GPS) are a hot sales item for retailers these days. And a hot item for thieves as well. They are easy to steal and they sell easily on the street or the Internet. Hiding your GPS in the glove compartment or under the seat won't work. The pros spot a mount or suction cap circle and do a "smash and grab" entry assuming the GPS is somewhere in the vehicle.
Take these loss prevention steps: lock your vehicle, remove all valuables when leaving your vehicle, and alarm your vehicle (and put an alarm sticker on the window.)
INSURANCE PROTECTION: If you are not sure if your
homeowners (or renters) insurance policy covers the loss of a portable GPS device, call : 781-245-0007 or 800-688-8750 or e-mail John Gregorio. |
| NEWS & NOTES |
. Light color cars have a lower crash rate. A recent safety study reported by Parade magazine indicated that black cars have a 12% higher crash risk than light-color cars during daytime driving and 47% higher rate at dusk or dawn! If you are considering purchasing a new car, call us first. We can provide information on which models cost less than others to insure.
. Power mower injuries. Safety officials report that over 70,000 children and adults are injured by power mower accidents every year. Most frequent accident causes: trying to unclog blades by hand or with a tool; and children falling off riding mowers or out of carts towed behind.
. Personal Injury coverage is a must today.
There's a new problem today: risky online behavior. It can expose users to potential slander, libel and copyright infringement lawsuits. Users need to take extra care abut the tweets, blogs, and e-mails. If you don't have Personal Injury coverage on your homeowner or renter policy now, we strongly encourage you to add this low-cost endorsement immediately. Especially if you have youngsters who are super-active online.
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Thank you for your referrals. Please feel free to forward this information to a friend or family member. About 60% of our new customers are the result of referrals from loyal clients like you. When you refer someone to us, ask him or her to mention your name when they contact us. We'd like to thank you personally!
Sincerely,
John J. Gregorio X402
Robert P. McCormack, Sr
Visit our Web site |
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Special Olympics Partnership
Click for details
We have adopted the Special Olympics of Massachusetts (SOMA) as our number one community service program for the agency. B&M is an official partner of SOMA.
We are encouraging our clients to donate to this great cause. All funds raised go to Special Olympics of Massachusetts. Learn more about how you can participate in our SOMA programs: call 781-245-0007/800-688-8750 or e-mail John Gregorio.
Click here to donate to this worthy cause.
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.We are proud members of the Rennaissance Group of Independent Insurance Agencies.
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