B&M Hdr
 
Information for B&M clients & friends
Call 781.245.0007  or 800.688.8750

  January 2010
Greetings!
 
Best wishes for a happy and prosperous New Year from all of us at B&M.  Our goal is provide useful information and ideas that will help you save time and money in 2010.

Please take a moment after you review this info to visit our Web site for more information on our products and services. www.bandminsurance.com
 
In This Issue
More for your $$$: How B&M shops for you
Exclusive savings program for AFT MA members
RECESSION BUSTER: Ways to Save on Car insurance
NEWS & NOTES: Clean air filters save gas; Questions for Tom Brady
Special Olympics Partnership
MORE FOR YOUR $$$: How B&M
shops for you


Young couple. We'll find the right coverage at the
  right cost for you.
. No gaps, no overlaps
. MORE CHOICES: We represent dozens
   of companies not just one.

. COMBINE HOME/AUTO POLICIES for
  greater savings.

We are part of a select group of New England-based independent insurance agencies that have access to trusted A-rated insurers.

Contact us if you are considering changes and upon your renewal for your personalized no-obligation consultation.
To schedule a comprehensive review of your insurance program, call 781-245-0007/800-688-8750 or email us.

AFT MA Members save on auto and home insurance

. Discounts on personal auto insurance
  (5% or greater!)

. Combine with your Home/Condo for up to
  30% savings

. Flexible billing options with no finance charges
  and no money down.


As the exclusive insurance benefits provider for the American Federation of Teachers of Massachusetts (AFT MA), B&M Insurance has offered special programs for AFT MA members and their spouses for over 15 years.
We work with members by phone, fax, email, at the school or their respective Union office.

For more information go to:
www.aftma.net/benefits.html or www.bandminsurance.com
or email John Gregorio
or call us at 781-245-0007/800-688-8750
RECESSION BUSTERS: Ways to cut car insurance costs

silver car· Let us shop for you.  As an independent agent, we represent several A-rated
companies, so we can shop for the best deal. The best deal means best value.
· Buying a new or used car?  Check the insurance rates with us.
Different types of cars have different rates. For example, some cars cost more to repair. Some are prime targets for thieves.
· Outfit your car with anti-theft devices. 
You can qualify for substantial discounts.
· Place car and home with us. 
Save a bundle using the same insurer.
· Consider a higher deductible. 
This form of "self-insurance" delivers big-time. But remember, if you have an at fault accident, it becomes an out-of-pocket expense.
. Take advantage of Good Student and Student Away discounts.  Be sure to let us know about changes in your household driving, like a newly licensed driver or a student living away at college.
· Complete an advanced driver course.  We can recommend one. More parents are joining their junior drivers in courses, and saving money.
. Let us know about AAA or motor club memberships.  We can check to see if they offer you the best discounts.
· Clean driving record. Finally, this one always reduces your costs.

Here's an easy News Year's resolution. Why not start your New Year with a convenient annual review of all your insurance options?  To schedule your no obligation review, call 781-245-0007 or 800-688-8750 or e-mail John Gregorio
NEWS & NOTES
 
Clean air filters save gas: According to information at www.fueleconomy.gov, replacing a clogged air filter can improve your gas mileage by as much as 10%! Check out the site for more money-saving tips.

Send your question to Tom Brady: The Renaissance Group of independent agents (including B&M Insurance) is sponsoring the Power and Clout Quarterback Question of the Week every Monday morning on WEEI.  The show features the Pats' great quarterback Tom Brady.  If Tom reads your question on-air, you will win a Reebok Footwear gift. Submit your questions to: www.weei.com/power-clout
Thank you for your referrals. Please feel free to forward this information to a friend. About 60% of our new customers are the result of referrals from loyal clients like you.  When you refer someone to us, ask him or her to mention your name when they contact us.  We'd like to thank you personally!
 
Sincerely,
The B&M Insurance Agency family

Jill Grabiec X403
Tina Michalak X404
John J. Gregorio   X402
Robert P. McCormack, Sr

Visit our Web site
SOMA logo
Special Olympics Partnership

Click for details
We have adopted the Special Olympics of Massachusetts (SOMA) as our number one community service program for the agency.  B&M is an official partner of SOMA.
We are encouraging our clients to donate to this great cause.
All funds raised  go to Special Olympics of Massachusetts. Learn more about how you can participate in our SOMA programs:  call
781-245-0007/800-688-8750 or e-mail John Gregorio

Click here to donate to this worthy cause.
RAIS logo

.We are proud members of the Rennaissance Group of Independent Insurance Agencies.
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