B&M Hdr
 
Information for B&M clients & friends
Call 781.245.0007  or 800.688.8750

  December 2009
Greetings!
 
Welcome to UPdate, our online newsletter for customers and friends of our agency.  Our goal is provide useful information and ideas that will help you save time and money.

Please take a moment after you review this info to visit our Web site for more information on our products and services. www.bandminsurance.com
 
In This Issue
Personal Umbrella Policy provides peace of mind at low cost
SAVE MONEY: Qualify for home-auto account credits
AFT MA members save $$$ on insurance
BE AWARE: Uninsured motorist check-up
NEWS & NOTES: Donate old cars; Questions for Tom Brady
Special Olympics Partnership
Personal Umbrella policy provides peace of mind

. Protect yourself and your assets with a Personal
  Liability Umbrella program.
. Low cost option for increased peace of mind.

. Covers you over and above the protection provided
  by your homeowner or auto policies.

Let's face it. Bad things happen to good people.  Accidents happen... at home or on the road.  Disputes occur. Comments are made on social networking sites. And lawsuits can result.

To find out more about umbrella coverage and whether it's right for you, call 781-245-0007/800-688-8750 or email us.

Qualify for home-auto account credits and save money!

car in drive.jpg. These credits can add up to
   hundreds of dollars of savings.
. Be sure to call us if you are considering
  any changes in coverage.

. Please contact us upon renewal of your
  Auto/Home policy.

When auto and home policies are placed with the same insurance company represented by B&M, customers receive a credit (read discount) on both policies.

 
For your no obligation review, call 781-245-0007 or 800-688-8750 or e-mail John Gregorio.
AFT MA Members save $$$ on auto and home insurance
AFT MA logo
. Discounts on personal auto insurance
  (5%)

. Combine with your Home/Condo for up to
  30% savings

. Flexible billing options with no finance charges
  and no money down.


As the exclusive insurance benefits provider for the American Federation of Teachers of Massachusetts (AFT MA), B&M Insurance has offered special programs for AFT MA members and their spouses for over 15 years.
We work with members by phone, fax, email, at the school or their respective Union office.

For more information go to:
www.aftma.net/benefits.html or www.bandminsurance.com
or email John Gregorio
or call us at 781-245-0007/800-688-8750
Uninsured motorist check-up

. Review your Uninsured (or Underinsured) Bodily
  Injury auto insurance coverage

. For only a small additional premium, we recommend
  getting the higher coverage

The Insurance Research Institute (IRI) reports that it is likely that the economic downturn will increase the number of drivers whose insurance has lapsed but continue to drive. In 2007, the IRI estimated that 13.8 percent of drivers nationally were uninsured.  The forecast for 2010: 16.1%.

For a review of your limit and cost options, call us at
781-245-0007 or 800-688-8750 or email John Gregorio

NEWS & NOTES
 

Donate old, unwanted cars to SOMA: Got an old clunker out back? Donate it to Special Olympics "Recycle for Gold" program and get a tax deduction. To make an on-line donation and schedule a pickup, go to www.recycleforgold.com.


Send your question to Tom Brady: The Renaissance Group of independent agents (including B&M Insurance) is sponsoring the Power and Clout Quarterback Question of the Week every Monday morning on WEEI.  The show features the Pats' great quarterback Tom Brady.  If Tom reads your question on-air, you will win a Reebok Footwear gift. Submit your questions to: www.weei.com/power-clout
Thank you for your referrals. Please feel free to forward this information to a friend. About 60% of our new customers are the result of referrals from loyal clients like you.  When you refer someone to us, ask him or her to mention your name when they contact us.  We'd like to thank you personally!
 
Sincerely,
The B&M Insurance Agency Family

Jill Grablec   X403
Tina Michalak    X404
John J. Gregorio   X402
Robert P. McCormack, Sr

Visit our Web site
SOMA logo
Special Olympics Partnership

Click for details
We have adopted the Special Olympics of Massachusetts (SOMA) as our number one community service program for the agency.  B&M is an official partner of SOMA.
We are encouraging our clients to donate to this great cause.
All funds raised  go to Special Olympics of Massachusetts. Learn more about how you can participate in our SOMA programs:  call
781-245-0007/800-688-8750 or e-mail John Gregorio

Click here to donate to this worthy cause.
RAIS logo

.We are proud members of the Rennaissance Group of Independent Insurance Agencies.
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