Congratulations 

Steven & Margaret Labrecque!

 

- January Features -

 

Trivia - Win a Carbon Monoxide/Smoke Detector Combo or a $50 Gift Card for Outdoor Gear!

 

Amazon Kindle Winner

 

Agency vs. Company

 

Winter in Vermont- Trails

 

Home Safety Tips- Carbon Monoxide

 

 Contact Us

 
Find us on Facebook 



















































































For Email Newsletters you can trust
Newsletter - January 2011

  

Happy New Year!

 

Thank you to everyone who participated in our December raffle for the Amazon Kindle.  Congratulations to Steven & Margaret Labrecque of Rutland, Vermont! 

 

Answer this month's trivia correctly for a chance to win either a Carbon Monoxide/Smoke Detector Combo or a $50 gift card to a local outdoor gear shop!  (See the bottom of this newsletter for more info).

 

Click HERE to view last month's trivia answers.

Agency vs. Company 

You've seen the TV ads of cute animals with accents, magically appearing agents, and guaranteed savings.  While these are great marketing ploys, there are many reasons to choose an independent agency over a large a company:
  • More Choices: Independent agencies, such as Hickok & Boardman/Denis, Ricker & Brown, work with many different insurance companies to provide quality insurance with competitive pricing.  We'll shop for you, searching for the best price/coverage specific to your needs, and will fully explain your options.
  • We're local:  You'll get direct contact with a licensed agent right here in Vermont.  This personal relationship benefits you when purchasing insurance, asking questions, or filing a claim.  You can even visit us in person!  We are your neighbors.
  • We understand YOUR needs: Without an agent, you're on your own to absorb the frustration and expense of resolving your problems.  You might even find yourself speaking to someone outside the country if you have a claim.  We understand how insurance works here in Vermont, and are therefore more equipt to ensure you are covered properly.  We're here to make insurance easy for you.  We're here when you need us!
Winter in Vermont - Trails

Don't let the winter get you down... go out and enjoy the great outdoors!  This is why we love Vermont, right? 
  • Where: Check out Trail Finder or Trail Link for walking, hiking, cross country skiiing, ice skating, snowshoeing, or snowmobiling trails. 
  • Conditions: If you're snowmobiling, be sure to review the trail conditions before you head out.  If you're skiing, check the Alpine or Nordic ski conditions.
  • Safety: Remember that it gets dark quickly in the winter, and many trails won't have cell reception.  While you should still bring a cell phone just in case, there are other ways to be prepared: dress in layers, pack a flashlight and water, and make sure others know where you'll be and how long you'll be there.    
Home Safety Tips - Carbon Monoxide

Carbon monoxide poisoning can happen any time of the year, but the danger is greater during the winter due to increased usage of ovens and heating appliances.  Carbon monoxide is an odorless killer, and recent improvements in CO detectors could save your life.
  • Why:  Carbon monoxide poisoning can happen to anyone.  A recent CO leak in Killington left one man dead and eight others hospitalized.  Our friends Nick and Jessica at Vermont Investments had their own carbon monoxide scare over the holidays.  So please make sure you have working CO detectors in your home!     
  • What to look for:  There are three different types of carbon monoxide detectors.  To find the right CO detector for your home, click HERE.   
  • Suggested Products:  Check out reviews of some top-rated carbon monoxide detectors HERE
Trivia - Win a Carbon Monoxide/Smoke Detector Combo OR a $50 Gift Card towards Outdoor Gear!
 
 
Answer a question on our website.  If you answer correctly, we will register you to win either a Carbon Monoxide/Smoke Detector Combo OR a $50 gift card to any Vermont-based sporting goods store!  (Click here to enter)
  • Answers must be received by January 24th. 
  • The drawing will be held on January 26th. 
  • The winner will be notified by email or phone and announced on our website and in the February newsletter.
Friends and family also welcome to enter in the drawing!
Contact Us

 

 

Hickok & Boardman Insurance / Denis, Ricker & Brown Insurance
"Here when you need us!"

 

(Hickok & Boardman and Denis, Ricker & Brown are members of the Hickok & Boardman Insurance Group.  Comprised of 4 separate corporations)

Hickok & Boardman Insurance Group
here when you need us