Al's House
            News You Can Use
               Your Coffee Break for Personal and Business Development 
In this Issue
Musings
Shayna's Success Stories
Your Money
Your FREE Gift
Something to think about..
 
"Go confidently in the direction of your dreams. Live the life you have imagined."
 
"Life's most persistent and urgent question is, 'What are you doing for others?"
        Martin Luther King, Jr. 
 
Vista Print
OTHER CREATIONS FOUNDATION, Inc.
 
Our Latest Project
Aisha Nanono
lives in Kampala, Uganda. She has been in business for over five years selling cold juices. She wants to use this loan to buy more baskets of passion fruit, oranges, crates of soda and mineral water. 
 
Check our website to follow our progress, who we are helping and how you are making a difference.
Subscribe Here
Our Friends
 
Al's House
Do you know who your customers are?
 Call us for a FREE consultation on how to find out.
Al's House
 
Facebook 
 
Linkedin
Join Our Mailing List
Mark Your Calendar-August 7 
OCFIOther Creations Foundation will be holding a fundraiser on August 7 in Stockton thanks to the generous sponsorship of Greens's Nutrition.  Come check out Green's fantastic products and especially their unique spice vault (the store is in an old bank).  You'll love the choices.
FoundationLaunchMUSINGS...
What's Next
         Now that you have all your Power Tools; Core Values, Mission Statement, and Vision Statement in place; what is the next step?  Now you need to have a plan.  Just like you can't build a house without a blueprint, you can't create success without a plan.
          Your plan is the roadmap to your Vision.  It delineates how you are going to accomplish your dreams and goals.  For a business it might be a business plan or a marketing plan; for a special event it is your timeline; for financial assistance a more involved business plan; for your family's future a financial plan.   As you can see, there is no basic difference in the approach to any type of event or long range goal-everything starts with a plan.
            As you are creating your "blueprint" it is important to keep in mind your Core Values and your Mission.  These each tell you who you are and your clients what to expect, respectively.  These are the foundation building blocks of your success.  They have helped direct you toward your vision and are the basis of your growth.  Imagine a house built on the side of a hill, first rain it falls into the sea; where was its foundation?
            Keep in mind that all of these tools are flexible.  They should be revisited and tweeked on a regular basis.  Life happens and you have to be adaptable enough to make the changes that may be needed to maintain your path.  Inflexibility can be the curse of all your good planning.

Shayna's Success  Stories  

Change Happens
   Shayna's author Donna Upshaw is available for custom cartooning and also has a line of wonderful note cards to bring smiles to your clients..
Click here to follow Shayna's Success Stories  from
 the very beginning of her adventures

 


  Your Money
Do You Know the Difference?
     There are a number of places that you can save your money; Commercial Banks, Retail Banks, Savingss & Loans and Credit Unions.  Do you know the differences between them?
Commercial Banks primarily work with businesses.  They specialize in the needs of business, both small and large.  Besides offering basic accounts like checking and savings, they also offer lines of credit, loans for equipment and expansion, some accounting and financial advice.
Retail Banks deal with consumers like you and me.  They handle your checking and savings as well as CD's mortgages, auto loans, and credit cards.
Savings & Loans were created after WWII to help promote affordable home ownership in the post war boom.  Funds deposited in S&L's are recycled into mortgages.  At the time even though the rates were a little higher than retail banks, the extended terms made a big difference.
Credit Unions To most people there is no visible difference between them and banks or S&L's  but they have a lot of unique features.  A Credit Union  is a non-profit financial institution that is owned and operated by its members.  Member/owners are united by a common bond (i.e. firefighters or teachers).  They often offer lower loan rates and higher savings rates because they don't focus on profitability like banks, but rather on performance and service. They are generally a good choice for your financial transactions if you qualify.
 FREE CONSULTATION
Let us help you assess your strengths and weaknesses and give you some powerful tools for your growth.
 
  Be sure to forward  this to a friend so they can also take advantage of this opportunity.
 
 Forward to a Friend