It can happen to anyone.  I just got one of those emails that is "phishing" for information.  It looked like it really came from my bank and when I clicked on the link it took me to a page that looked like the home page for my bank.  Whooa! Never, never, never, click on the link from a mysterious email, or any other account, even if it looks real, unless you have contacted the account yourself. These perpitrators are trying to steal you identity.

     Immediately go directly to the account in question to check on your status.  Type in the address that you have on file; DO NOT use the link in the email; this tells the bad guys that you are vulnerable. 
     While you are in your account contact the fraud division.  They may want you to forward the email to them.  Banks and other companies take this kind of fraud very seriously.  They work closely with law enforcement to find the bad people who are causing so many problems for people; especially those who aren't aware of this type of fraud. This kind of identity theft can cause you years of hassles, lost credibility and huge amounts of money to repair.

     It is a shame that we can't trust our fellow man, but unfortunately there are too many of these frauds happening to not be aware so you can protecxt yorself.