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News You Can Use Personal and Business Development
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Keep in mind that only you can give yourself permission to be unhappy--just don't do it!
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MUSINGS
BE PREPARED Having just spent over a week cleaning, sorting, donating and gifting my brother's stuff, I had an exceptional "in your face" lesson about how important it is to plan our exit at least as well as we plan our lives. This chore just reinforced the message of how important it is for us all to be prepared.
None of us want to think about our own morality so we tend to not get organized; it is critical that we do. Even if we don't think we have any heirs there is a still a need to take care of this stuff. It is very hard on whoever has to go through all your papers and stuff to find all the pieces of the puzzle.
In my Brother's case he didn't have children or exes and his estate is not very big, but he had a lot invested in collectibles and there is no indication of how he wanted to share it. Unfortunately, there is also no inventory to go along with the collections. This oversight leaves someone with a big project of evaluating and sorting and purging. A simple list or even the original purchase receipts shoved in an envelope somewhere would lessen the stress of this challenge. Not only will this be a monumental chore, it will keep the loss up front and interfere with someone's healthy mourning process.
Although a legally executed will would be the best choice of documentation, simple lists or notes can serve well to take some of the strain out of the project. The lists can assure that you are able to share with your friends after you have gone in the same ways you would if you were still around. Sharing your wishes with others is the extra special gift you can leave for the ones you love. | |
Shayna's Success Stories
It is important to have a goal!
Shayna's author Donna Upshaw is available for custom cartooning and also has a line of wonderful note cards to bring smiles to your clients..
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Financial News
Value of the new higher minimum wage.
Kai Filion, an economist with the Economic Policy Institute in Washington, estimated that more than 2.8 million workers will have their wages lifted to $7.25 an hour on Friday. More than 1.6 million workers will also be indirectly affected, according to Filion, meaning their above-minimum wages will increase as the rising tide lifts all boats.
That adds up to nearly 4.5 million workers who would get a raise. The impact varies widely from state to state, depending on state minimum wages and population. In New York, with its $7.10-an-hour state minimum, 63,000 workers would be directly impacted, according to the EPI, compared with 632,000 workers in Texas.
"Because it's not a big increase, any impact will be modest, but it will be good," said Heidi Shierholz, a minimum wage expert with the EPI. "You're seeing people say this is a wrong time to do this, but I think that is entirely wrong-headed. They could not have planned this for a better time."
Based on Filion's estimates, the wage increase will inject $5.5 billion worth of extra spending into the economy over the next year.
"It gets additional money to low-wage workers," said Shierholz. "These are workers who are mostly struggling to get by and will spend that extra cash. This is actually stimulus."
www.money.cnn.com First Published: July 24, 2009
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Your 2 cents worth...
Thanks, Sharon, for your kind thoughts
"Ina takes the work she does for others very seriously. She is honest and real. She is one of the most intelligent women I have ever met. I respect her and trust her and that is what I look for in a business associate and a friend."
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