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Rate hold Program with IOP |
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At Invis on the Peninsula we strive to look after our client's long term mortgage needs, sometimes that means we have to do things differently than others, and we are ok with that.
One program we have is to setup a rate hold with a lender (other than the one you are currently at, they won't do this) so we can ensure the current fixed rate is held for up to 120 days. You can then see what happens on the market with no obligation to go forward. If rates stay the same or go down, no problem, but if rates go up, you have the peice of mind that comes with having the best rate held for you. If you wish to go ahead and move your mortgage, you can decide to proceed. Call us to arrange this for you, it's a free service, and while it is extra work on our part, we're ok with that.
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| Meet the IOP team |
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Carrie Lakatos has been with us for just over a year now, coming from a background with credit unions, most recently Envision Financial. Carrie has years of lending experience as well as great customer service to ensure our clients are well looked after. | |
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Michael's Mortgage Minute
The latest information for you
 With Bond yields up slightly and Lender year ends nearing, fixed rates are up, with the 5 year fixed going up to the 4.35% range. Prime remains the same.
While this is likely a short lived blip, some people may wish to lock in their variable rate mortgage now, before the increase. Please contact your lender immediately if you wish to get the low rate, and let us know so we can update our database. For those on a floating strategy things will remain the same, as long term we stll feel rates are going to remain in this region for the next 6 - 12 months at least. |
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Launch of our new Website!
After more than a year in development, we are please to present our new website, www.homehappy.ca. We are proud of the hard work put into this site and hope you find it a useful tool for mortgage information as well as knowing more about us. We have added client testimonials in both print & video, videos explaining certain programs, where our office is located, better links to our friends and loads of information we hope you enjoy.
Please take a look and let us know what you like or don't and any ideas you may have that we can add. We are adding more to it all the time.
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About Us
Invis on the Peninsula is a team of Mortgage Professionals led by Michael Anthony Lloyd.
With a combined 75 years plus in lending and one of the highest volume teams in Invis, Canada's largest mortgage brokerage, we have the experience and relationships with lenders to get not only an approval, but the best overall package for you.
Our philosophy will always be based on long term relationship building with our clients...we always offer objective advice, and will be here in the long run |
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