Bank of Canada leaves Prime alone...again!
Surrey, BC - June 21, 2009 - The Bank of Canada as predicted left Prime as is and once again stated their intention to do so until mid 2010 at least. Fixed rates have been dropping in recent weeks, with more drops likely through the summer. Variable rate mortgage products continue to make the most sense even in this environment, and we are seeing some more competition amongst lenders, with most at Prime + .60% (2.85%) now, and a few from Prime + .25 - .40% (2.50% - 2.65%). Fixed rates are now in the 4.15 - 4.34% range for a discounted 5 year.
As always, having a Mortgage Strategy in place is always the best plan! Trust your clients to Michael Lloyd & the Invis on the Peninsula team, they will be well looked after and we will make you look good! |