GPBOR logo
Our Mission is to Ensure the Professional
Success of our Members.
Volume 4
Issue 12
December 2010 
President's Message,
Brought to you by Bruce D. Lane, SRES
 
Bruce Lane
Greetings:

On December 2nd the Board hosted our Annual Holiday Party at 1149 East Restaurant. Our members and guests enjoyed great food, festivities and a chance to network with other real estate professionals. In addition to the fun, we raised money for a good cause, Paws Watch, which will assist our four-legged friends during the challenging winter months.
  
This past year,  the Board engaged in a variety of philanthropic pursuits. Together, we raised over $25,000 for local charities such as Cross Roads Rhode Island, Hasbro Childrens Hospital Child Life Program, The Elizabeth Buffum Chace Center, RI Community Food Bank and the RI Society for the Prevention of Cruelty to Animals.  I am proud to commit to continued service to our community on behalf of the Greater Providence Board of REALTORS® and will continue this tradition of giving back throughout 2011.
 
There are a number of ways that you can participate with us in 2011.  Consider joining a committee, contributing to RPAC through one of our events, or attend a course offered by the Board.  In 2011, your Board will continue to provide valuable membership services, keep you informed of current developments that impact your business and bring you creative options to grow professionally. Call the Board office and make professional commitment and contribution part of your New Year's Resolution!
 
May you continue to enjoy the holiday season and have a safe and Happy New Year! 
  
Regards,

Bruce Lane, SRES

2011 President GPBOR

In This Issue
Holiday Party Photos
Awards Update
Blood Drive - January 21, 2011
Code of Ethics Training

 

The Greater Providence Board

of REALTORS®

 

Annual Holiday Party Photos  

 

We Gratefully Acknowledge Our Very Generous Sponsors

  

 Allied Home Mortgage ~ Bank of America Home Loans

 

Coastway Community Bank

Eastern Bank ~  Homestar Mortgage
Lepizzera & Laprocina ~
MetLife Home Loans

Mortgage Master, Inc.  ~  MultiState Title Company

Pawtucket Credit Union ~  Pilgrim Title Company

Shamrock Financial  ~ Washington Trust Company

  

 

 2010 Circle of Sales Excellence

 

 

If you are interested in receiving sales recognition for the 2010 production year,  please fill out the forms below and return to the Board office no later than
January 28, 2011 at 3 p.m.

RI YPN logo

Join us for Cocktails - YPN Happy Hours in 2011  

 

 Click HERE to view Flyer

MLS logo

Important Notice For All RIAR & State-Wide MLS Members

NOTICE - Mandatory Use Of SafeMLS Tokens Ended on December 15th

Effective Wednesday December 1st, the use of SafeMLS tokens is no longer required.  In an effort to both improve the security of your valuable data and your accessibility to the various on-line systems offered by RIAR & MLS, a new authentication system has been installed making the tokens obsolete on December 15th.


In ceasing to use the SafeMLS tokens, RIAR/MLS now will be employing an advanced access monitoring system which tracks system usage for signs of abusive behavior and automatically applies a range of enforcement actions based on the respective threat level.  These enforcement actions include forced password changes, the answering of reminder questions to verify identity and temporary account suspension.


What You NEED To Know -

  • Beginning on Wednesday, December 1st, the log-in page of MLXchange & Transit will be modified to include the existing SafeMLS log-in fields, as well as new "User ID" and "Password" fields. 
  • From 12/1 until 12/15, Members will be able to access MLXchange &Transit by either continuing to use their token or via their same MLS User ID number and the password they currently use for other RIAR/MLS systems, including on-line bill pay and RIAR Education Class registration
  • During this two week period, Member are urged to use the "Forgot Password" link also included on the login page if they do not currently know their password
  • On December 15th, the SafeMLS log-in fields will be removed from MLXchange, Transit and RILiving, leaving only the ID/password authentication fields

Also -

  • During the 1st quarter of 2011, all Members will be required to select a new 6-character password to strengthen user authentication
  • For those Members who had lost their token and had to pay a replacement fee on or after November 1st, a $50 refund will be applied to their MLS account
  • Text Pass subscribers will be refunded their annual fee on a pro-rated basis
  • Refunds for lost -then-found tokens will be accepted only until December 15th

Please routinely visit statewidemls.com and watch your email for further updates on this conversion.

Join us in giving the Gift of Life 

Blood Ctr 

The Greater Providence Board of REALTORS® will host a Blood Drive on January 21, 2011 at the Board office from 1-4 p.m.

 

In order to be eligible to give:

 

1. You must be 18 years of age;

2. You cannot have visited a Latin American country within a year (due to risk of malaria infection).

  

If you are not elible to give blood, consider joining the bone marrow donor bank. It only takes a moment of your time, is quick, easy and pain free!

Those who donate blood on January 21, 2011 will receive a free 1lb bag of
Dunkin Donuts Coffee.

Professional Practice Update

black and white realtor logo 

Did You Know...?

 

    Common Disputes arise from

            Procuring Cause

  

Whether a broker is the procuring cause of a sale must be factually determined on a case-by-case basis.  Many factors can impact a determination of procuring cause, but no one factor is by itself determinative.  Procuring cause is in fact the interplay of factors which together demonstrate that the unbroken efforts of a specific broker were responsible for the buyer making the decision to consummate the sale on terms which the seller found acceptable.  In other words, a broker who is the procuring cause of a sale is a sine qua non of the sale -- the sale would not have occurred but for the broker's efforts.

 

Read More...

 

Source: realtor.org

Horizon Loan Offer from
REALTORS® Federal Credit Union

RFCU  

With the holidays quickly approaching it's hard not to feel some
of the financial pressures that come along with this time of year.
Whether it's holiday expenses or a warm vacation,
REALTORS® Federal Credit Union is here to help.

What's on your horizon?
Introducing the
Horizon Loan, where the possibilities are endless.   

Apply for and use this loan for anything that is on your horizon.  It's the perfect way for you to get the money you need at a low rate of only 10.9%* APR**!   You can apply online today in just minutes.
  • Visit REALTORSFCU.ORG and login to Online Banking
  • Click the "Accounts" tab
  • Click the "Consumer Loan Application" link to get started

Not a Credit Union member? Not a problem!
All REALTORS® and their immediate family members are eligible for lifetime membership. It's easy and secure to join online and takes less than 15 minutes. Join now!

Have Questions?
Call a Member Care representative 24-hours a day at 866.295.6038. We're here for you!

*10.9% reflects rate as of 11/1/2010 for qualified borrowers on maximum loan amount of $5,000 and maximum repayment term of 60 months. All rates are based on an evaluation of applicant risk. Your rate may vary. Loan payment example: based on a 60 month term at 10.9% APR, your monthly payment will be $21.80 per $1,000 financed.  This is a limited-time-only offer subject to credit approval.
**APR = Annual Percentage Rate.

Must meet REALTORS® Federal Credit Union (RFCU) membership eligibility. Membership requires opening and maintaining a primary share savings account with a $100 minimum balance. Rates, terms, conditions and services are subject to change. RFCU savings are federally insured by the National Credit Union Administration (NCUA).

Best wishes for a Safe and Happy Holiday Season.

 

Quick Links
Landy logo
Insurance for Professionals
 
 

The Herbert H. Landy Insurance Agency is a national leader in providing Errors & Omissions insurance to Real Estate Agents & Brokers and Appraisers.  With over 60 years of experience, we offer cost-effective insurance plans for Residential and Commercial Real Estate businesses, as well as E&O plans for Residential and Commercial Appraisers, Home Inspectors, Property Managers, Mortgage Brokers, Title Agents, Attorneys and more. The Landy Agency is affiliated with professional associations throughout the United States, and we are proud to serve the members of the Greater Providence Board of REALTORS®.

 

Coverage is available for firms of all sizes, and visit us at www.landy.com for information and on-line applications, or contact John Torvi at 781-292-5417 or johnt@landy.com for personalized assistance.  

New On-line Educational Offerings for Appraisers!
Mckissock

Our Appraiser members can now access McKissock On-line Education and take advantage of the flexibility that this service offers!

 

Click here to access courses 

Call to Action! 
  Realtor Action Center

 

 

Call for Action: Tell Your Senator Home Ownership Matters: Defend MID

 

Last week, REALTORS® flooded the House of Representatives with calls to clearly and emphatically communicate that the Mortgage Interest Deduction (MID) is vital to both home ownership and our economy. Now take action again by making a quick call to your senator's office today to ask him or her to defend the MID from any cuts or reduction as outlined in the National Commission on Fiscal Responsibility and Reform Report.

 

Click here to read NAR President Ron Phipps' statement.

Code of Ethics Training 


  Dean de


Join Dean deTonnancourt as he takes you through the REALTOR® Code of Ethics and offers helpful insight on real estate practices that will keep you on the right track!
 
The course will be offered at the Board Office on
 
January 13, 2011 from 9:30 a.m. - 12:30 p.m.

Registration: $30 for members or $40 for non-members (includes course, materials and 3 RI DBR Approved Core CEUs toward your real estate license renewal).  
 
Here's what people are saying about the class:
"Great Class!"
"Informative Instructor"
"Really kept my interest"
"Good Job!"
 
To Register: call the Board office at
(401) 274-8383.
 
Convenient metered
on-street parking
is available.  In case of inclement
weather, see www.gpbor.com or
www.turntoten.com or call
(401) 274-8383 for class cancellations.


If you have any disabilities which require
special accommodation, please specify by
contacting the Board at (401)  274-8383
or by email to
info@gpbor.com.
Important Dates
black and white realtor logo


The Board Office will be closed December 24-27, 2010 in observance of the Holiday

The Board will be closing at 3 p.m. on Friday
December 31, 2010

NAR Information Central will not be available on December 23, 2010 or after 1 p.m. on December 30, 2010. They will re-open on January 3, 2011.


Code of Ethics
Training Class
January 13, 2011
9:30 a.m. to
12:30 p.m.
at the Board office
New Member Orientation
January 13, 2011
12:30 - 2:30 p.m.
at the Board office

Blood Drive
January 21, 2011
at the Board Office

January 28, 2011
Awards Applications
are due at the Board Office by 3 p.m.

  

  

If you have any disabilities which require special accommodation, please specify by contacting the Board at (401) 274-8383
or by email at info@gpbor.com

In case of inclement weather, please see
www.gpbor.com or
www.turntoten.com
or call (401) 274-8383
for cancellations.

 We are here to provide you with the highest quality professional services at the Greater Providence Board of REALTORS®.
Contact us at
(401) 274-8383 or

Michele Caprio, CEO
Suzanne Silva, CFO
 Beth McSherry, Executive Administrator
 
Keep us up-to-date with your email address... so we can keep you up-to-date!


OUR MISSION IS TO ENSURE THE PROFESSIONAL SUCCESS OUR MEMBERS.



10%

Off 
 

This month, the Board is offering RI Mandatory Real Estate Relationship Disclosure Forms at a 10% Discount to our valued members.  If you would like to place an order, please contact the Board office at (401) 274-8383 or email your order to info@gpbor.com.  

Did you know that the Board has a number of real estate forms available for sale to its members? To view a list of our products, click here.  Minimum order for most items is 25 and sales tax and shipping charges will be added to your invoice.