January 2009
Issue: 65
Welcome
 
Greetings!

Happy New Year!  It's a time to set goals and it is a time for planning. What are you going to do to ensure you are taking control of your financial life?

Here are three high priority items you should take care of:
  • Beneficiaries. Annual beneficiery check-up time. You might need to update them, especially if you've had any major life changes. Check your brokerage accounts, retirement vehicles like IRAs and 401(k)s, life insurance policies, trusts and wills.
  • Mortgage. Rates are extremely low! You'll find 30 year fixed rates between 4-5%. Now is a great time to refinance or purchase. Our personal home equity line is at 2.25%!
  • Rollover 401(k)s. If you've left an employer and left behind your retirement money in that old plan, why? Do you always make a habit of leaving large sums of money just laying around? It's your money. Roll it over into a IRA. Get control. Today.
If you'd like to talk, we are here for you. Give us a call.

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Time to Share. Create a Buzz.

Do you own your own business? Or even thinking about starting one? Join us on January 27, when Bill Harris, will be the featured speaker at the South Shore Chamber's Business Council lunch time meeting. He will discuss techniques and strategies for keeping your business on track during these difficult economic times. There is no fee to attend.

Pick up the latest copy of South Shore Living magazine and read For the Love of Cheese:  A lesson from Duxbury's resident mozzarella maven. Hmmm...I wonder who it's about?

9 financial resolutions for 2009

Start with a reality check -- and then get smarter about your investments, retirement plans and your home. Here are experts' suggestions; feel free to add your own.

Read on...

In This Issue
9 financial resolutions for 2009
Ten tiny things every small business owner should do in 2009
5 ways to get better compensation in 2009
12 steps to become a millionaire
101 new uses for everyday things
20 sweet spots for winter travel
About us
Ten tiny things every small business owner should do in 2009

Guy Kawasaki of How to Change the World shares a list of ten tiny things that every small business owner should do in 2009. It's not a New Year's resolution so, just do it!

Read on...

5 ways to get better compensation in 2009

Whether you're already employed or negotiating a job offer, all hope for bumping up your compensation is not lost. With the right amount of flexibility and good timing, you can end up getting what you want.

Read on...

12 steps to become a millionaire

You don't have to own the company or be a CEO. Here's how to build a rich nest egg one paycheck at a time.

Read on...

101 new uses for everyday things

Get 10 times more uses from such sure-to-have-around items as salt and dryer sheets with these clever ideas

Read on...

20 sweet spots for winter travel

The summer travel season can steal the spotlight, but the winter months have more than enough to offer - smaller crowds, holiday displays, skiing opportunities and more - to make them a great time to take a trip. Read on for 20 reasons why winter is wonderful.

Read on...
About us

WH Cornerstone Investments, LLC provides wealth management services to a select group of clients. Regardless of their background or future vision, all of our clients commit to a plan that targets their long-term financial growth and stability. While some of our clients concentrate on one part of their investment strategy, others opt for a more holistic approach.

WH Cornerstone clients demand customized objective, expert advice, which they know can come only from a firm that is truly independent-a firm not tied to financial institutions. As an independent Registered Investment Advisory firm, we are completely fee-only and therefore free from any outside institutional influence.

Cheers
,

Paula Harris and Bill Harris, CFP
WH Cornerstone Investments
781.934.9154
www.whcornerstone.com