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WH Cornerstone Investments Newsletter
Working with you to achieve a future that is greater than your past
Greetings!
Lifecycle funds are a hot new trend. They
were designed to make retirement investing
easier. They succeed in doing so, but there
are reasons why you might want to avoid them.
The one-size-fits-all approach to retirement
investing comes with problems. Bill Harris,
CFP® was interviewed by Wealth Manager
magazine for the recent article Lifecycle
funds may streamline retirement planning—or
effectively destroy the client-advisor
relationship. What are your thoughts?
Feel free to contact us to share them.
Time to Share. Create a Buzz. Pick up
your email from anywhere. mail2web.com
provides a free web-based email retrieval
application that allows users from anywhere
to anonymously pick up their email from
almost any POP3 and IMAP4 email server. No
registration is required to access or use the
application. mail2web.com allows you
to use your existing email account.
Retrieving and sending email with
mail2web.com is as simple as entering
your email address and password. Now you can
easily read, reply, forward and even delete
messages all while you're away from your
regular email program.
Cheers — Paula and Bill Harris
7 easy steps to an early tax refund
The sooner you get your money back from the IRS, the better, so start now. Get your taxes done faster and more accurately with these steps.
If you want to get your 2006 taxes in early
and get your refund quickly, here are
Schnepper's Seven Strategies to getting those
dollars in your pockets ASAP. Here's what you
have to do:
The fast track to kicking back
These serious savers have the discipline they need to retire early. Now they just need a plan.
Travis and Peggy Otto both entered the work
force young. Travis has supported himself
since he was in high school; Peggy, 43, has
worked at University of Michigan Hospital
since she was a teenager.
So the couple, who married in October 2004,
figure they'll be very ready to retire when
Peggy turns 60.
Credit card companies' evil tricks
Some of the worst offenses: Huge fees exceed card issuers' costs and risks. Interest rates aren't disclosed to card applicants. Rates get jacked up even if you pay just hours late.
Parents spend the first several years of
children's lives teaching them how to play
fair. By the time we hit elementary school,
most of us are pretty good at knowing what's
just and what's not.
That sense of fair versus foul, though, tends
to get tangled up in the world of credit
cards. Some practices that seem egregious at
first glance actually make sense when you
understand their rationale. Other policies
don't hold up so well to scrutiny, even
though they're widely accepted in the industry.
10 must-do adventures for 2007
Been there, done that, and you've got the T-shirt to prove it? Make 2007 your year to experience some new travel thrills.
Live Like a Pirate: Cruises are great
fun, but sometimes you really want to feel
like you're in a boat in the ocean. Atlantic
Stars offers a ship to suit whatever nautical
fantasy you may have, from the classic
speedboat Rum Runner II, which zips around
Newport, Rhode Island, to the 160-foot
sailing cruise yacht Arabella,
which embarks from St. Thomas or St. Martin
during the winter months for six-night
Caribbean voyages. Rates for this fabulous
five-star sailboat cruise start at $1,295.00
for six nights in the Caribbean.
Money 101--controlling debt
Learn the difference between good and bad, and don't drag your feet when you need help.
1. Americans are loaded with credit card
debt.
The average American household with at least one
credit card has nearly a $9,200 balance on
their credit card,
according to CardWeb.com, and the average
interest
rate runs in the mid- to high teens at any
given time.
The 10 worst V-Day gifts
Since it is Valentine's Day, we couldn't resist.
We know what you’re thinking: Valentine’s Day
is a
commercial holiday. It’s forced. It’s too
much pressure.
But choosing the right gift can be quite a
challenge: Too many frazzled sweethearts
reach into
the Valentine’s void for gift ideas and come
up with
something that’s just plain wrong. To help
you avoid
joining their ranks, we present the ten worst
presents possible—and what to give your
sweetie instead.
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phone:
888.797.9009
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"Sometimes the questions are complicated
and the answers are simple." —
Theodor "Dr. Seuss" Geisel, author and
illustrator
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