WH Cornerstone Investments Newsletter
Working with you to achieve a future that is greater than your past
Greetings!
THE
NUMBER: A Completely Different Way to Think About
the Rest of Your Life by Lee Eisenberg has
caused a buzz. The Number represents the amount
of money and resources people will need to enjoy the
active life they desire, especially post-career. It is
constantly fluctuating in people's minds and bank
accounts. To some, the Number symbolizes freedom,
validation of career success, the ticket to luxurious
indulgences and spiritual exploration; to others, it
represents the bewildering and nonsensical nightmare
of an impoverished existence creeping up on them in
their old age, a seemingly hopeless inevitability that
they would rather simply ignore than confront. People
are highly private and closed-mouthed when it comes
to discussing their Numbers, or lack thereof, for fear
they might either reveal too much or display
ineptitude. We here at WH Cornerstone can help
you figure out your number. Give us a
call
today to get started.
Time to Share. Create a Buzz.
Have you heard it? Boom, Boom, Boom It's
the beat of the generation of Boomers and Seniors
who want to live the biggest life possible.
Collectively, they intend to do, see, learn, and be
more on the way to the reachable goal of living to
100.
Welcome to Eons – the place where people
50+
go to get things done. Eons.com is a free website celebrating the
life that begins at 50. You are invited to start
thinking about your unprecedented opportunity to
travel and explore, to re-invent your career, to
nurture relationships, to give back to your
community – to live the biggest life possible.
A ticket to ride...driving the Phil to new
heights!
Keep "excellent music close to home" by purchasing
your raffle ticket to support the Plymouth
Philharmonic Orchestra and its educational programs.
Only 1,000 tickets sold at $100 each so your
odds
are 1000-to-1 with one ticket!
Winner receives $35,000 gift certificate to
Colonial
Ford in Plymouth or $25,000 in cash.
Winner announced September 30, 2006 at the
Phil's opening night at Memorial Hall in
Plymouth. Winner need not be present.
Proceeds will support the Phil's music
education
program in local communities.
For more info, call the Phil 508-746-8008 or
purchase your ticket on
line.
Cheers—Paula and Bill Harris
How to survive 7 big budget busters
Financial stress doesn’t result just from credit cards. Truly serious problems arise because you don’t plan properly for the most important, fixed costs in your life.
Most budget advice focuses on carving savings out of
your discretionary spending -- how much you blow on
lattes or health clubs or eating out.
But interviews with credit counselors and bankruptcy
attorneys show it’s more often the expenses you
consider fixed or beyond your control that can cause
you serious financial trouble.
5 deadly mistakes when starting a business
Running your own company can be a dream come true - if you're willing to learn from other people's nightmares.
For many people, starting their own business is a
dream come true. But too many entrepreneurs see
their dreams fall apart - their firms fail because
of common pitfalls that could have been avoided.
5 ways to start a company (without quitting your day job)
Almost everyone stuck in a cubicle dreams of starting his own business. Here are 5 ways to use your current gig to launch a new venture.
If you're reading this, there's a good chance that
you've always wanted to launch your own startup.
According to our research, roughly half of all
Business 2.0 readers dream of founding their own
companies.
'McMansion' owners caught in a housing bubble
But they're not living the dream anymore. The family put the 7,000-square-foot home up for sale and moved to a smaller house in December to save on their mortgage payment, utilities and taxes. Now, it's an albatross they can't sell despite dropping the price.
Doctors Patricia Sheiner and Michael Silver and
their three young children loved their $2½ million
dream house in New York's suburban Westchester
County.
But they're not living the dream anymore. The family
put the 7,000-square-foot home up for sale and
moved
to a smaller house in December to save on their
loan payment, utilities and taxes. Now, it's an
albatross they can't sell despite dropping the price.
So many miles, so few seats
The number of award-seats has not kept pace with the number of miles. Three ways to land a seat.
For years Frank Valone never had a problem cashing
in frequent-flier miles when he traveled between
Syracuse and his home in San Francisco, even at
peak
times. Then, out of the blue sky, airlines denied
two consecutive requests to redeem miles for
domestic tickets this summer.
The "10 commandments"
According to Lee Eisenberg the author of The Number: A completely different way to think about the rest of your life
- Thou shalt not put all thy eggs in one basket.
- Thou shalt have the patience of a nesting hen.
- Thou shalt know that past performance is no
guarantee of future results, nor shalt thou become
so exuberant so as to forget that eggs drop, cookies
crumble, bubbles burst, and that which goes up will
eventually come down.
- Though shalt not invest in anything thou dost fail
to understand.
- Thou shalt not question the divine power of
compounding interest.
- Thou shalt not squander long-term returns by
incurring frequent trading commissions or excessive
management fees.
- Thou shalt honor thy company’s retirement plan.
- In particular, thou shalt honor thy company’s
match—after all, it’s free money.
- Thou shalt take on risk commensurate with thy
ability to sleep well at night.
- Thou shalt honor thy age and timeline by properly
apportioning thy ratio of stocks to bonds.
