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June 2006
WH Cornerstone Investments Newsletter
Working with you to achieve a future that is greater than your past

The stock market over the past few weeks has had some big swings. Here at WH Cornerstone we believe: in being disciplined and patient investors; in constructing balanced portfolios that, when left alone, will meet your investment objectives and in staying the course. We ignore “financial noise” such as Jim Cramer’s Mad Money. He doesn’t know anything about you; we do.

And, oh yeah. Women’s Business has recognized Paula Harris as a Top 10 in Financial Services in the Boston area.

Time to Share. Create a Buzz. The cows have arrived! Returning to its historical and pastoral roots, Boston’s parks, plazas and streets are filled with life-size cows. The CowParade Boston will take place this summer when over 100 life-size, painted cows will be on display. At the conclusion of the public display, the cows will be rounded up and sold to the highest bidders in October 2006 benefiting The Jimmy Fund. Just moovalous!

Cheers—Paula and Bill Harris

Leverage donations with a giving circle
by Paula Harris from the June issue of Women's Business
You’ve tried the book club, but the guilt of not finishing the book was too much. Ladies Night Out was a great idea but all the small talk just didn’t do it for you. Volunteering in the community has been great but you don’t always have the time commitment and you would like to make a greater contribution.

What about a “giving circle?”

12 financial tips for women
Smart moves to make
While neither gender has an exclusive lock on money management skills, the financial deck is stacked against women. They earn about three-quarters of what men make. In a divorce, they get less of the assets and more of the children.

Conquer the compulsive shopping blues
Are you a compulsive shopper? If so, here are some tips to help you conquer and overcome this hard-habit-to-break.
According to the experts, compulsive spending is a knee-jerk, often subconscious pattern of chronic purchasing that usually manifests itself as a way to deal with feelings of negativity or low self-esteem. While it's caused in part by mental anxiety and stress, rampant over-spending may also be a logical result of our consumer-driven society, where we're constantly fed messages through the media, commercials and other outlets that tell us we need to have the best to be the best.

Retire rich: Keep out the taxman
The right plan can help business owners protect their cash from the IRS.
For five years, Richard Greene didn't give much thought to saving for retirement. He was more concerned with getting his new business off the ground. Sure, Greene socked away the maximum $3,000 or $4,000 in his personal IRA every year. But this year, after his 40th birthday, he asked his accountant about more aggressive retirement plans.

Retirement outlook? Poor
Younger workers will be worse off than elders: study
Generation Xers will be worse off even than the baby boomers when retirement looms unless they make inroads into retirement savings by working longer and saving more, according to a new report.

Hurricane preparation
5 Tips: Getting your home ready for hurricane season may be the most important housework you do.
Preparing our houses for the worst may be the best investment we can make. We're going to tell you what you can do to keep your home safe from the ravaging forces of hurricanes.
phone: 888.797.9009

“Time is the coin of your life. It is the only coin you have, and only you can determine how it will be spent. Be careful lest you let other people spend it for you.” —Carl Sandburg

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