WH Cornerstone Investments Newsletter
Your financial cornerstone in a constantly changing world
Is your advisor is sitting on the same side of the
table as you? With so many descriptors floating out
there for financial service providers—advisor, broker,
coach, consultant, planner, representative and/or
vice president—one of the most important things you
need to determine is that your service providers’
interests are aligned with your interests. If advice
is only “incidental” to the relationship (read the
fine print) then chances are your financial service
providers’ interests may not be aligned with yours.
Here at WH Cornerstone, we are in the advice
business. Pure and simple. We take the time to
really understand you and your goals. We do sit on
the same side of the table with you. We’ve recently
been interviewed and two great articles published
about an aspect of our practice.
Paula Harris and Bill Harris CFP® of WH Cornerstone
Investments were featured in The Wall Street
on March 29, 2006 in an article entitled Advisers
Put Their Clients to the Test and on April 3, 2006
in the National Post in an article entitled
Profiling helps clients and advisors connect: Kolbe
A index: Test identifies who will work together and
who will clash. The articles talk about how the
firm utilizes an assessment tool to strengthen
relationships with their clients. Please drop us an
email if you would like to read either of the
articles and we would be happy to email them to you.
Time to Share. Create a Buzz. May is museum
month in the Northeast. Show your photo id and Bank
ATM, check or credit card or your MBNA credit card
and get free admission for you and a guest at over
50 museums. Visit the Bank
of America website for more information.
Cheers—Paula and Bill Harris
10 nasty money habits to kick
Stop making the same mistakes every year and wondering why you can’t save. Break the cycle and change your life.
Remember the movie "Groundhog Day," the one where
Bill Murray kept reliving the same day? Some people
live their financial lives like that, making the
same mistakes over and over.
Will driving to a cheaper gas station save me money?
Calculate your payment and more
Choosing a less expensive gas station is a
money-saver. Or is it?
Now you can find out if it's worth driving to that
Top 10 summer destinations
List of top summer destinations highlights the best spots to be at during the height of the season, from northern capitals to cool seaside and lakefront retreats that refresh and rejuvenate.
Warm days, long nights, garden barbecues, and
ice-cream cones on the boardwalk...For many of us,
summer is the best season of all, when everything
moves outdoors, cities come alive with festivals,
and freshwater lakes and backyard pools beckon.
Sending your kids to a money camp
Hello, Muddah. Hello, Fadduh. Here I am at Camp High Finance. Camp is very entertaining. And they say we'll have some fun when the stock market goes up.
To learn about money isn't one of the traditional
reasons most people send their kids to camp, but
these days it could be one of the best.Having "the
talk" about money is harder for many parents than
having the talk about you-know-what. Who wants to
sound like Scrooge? And besides, most of us are
pretty self-conscious about the subject and get
tongue-tied when the conversation turns to what we
earn and what we owe.
You can take it with you
What to declare at the airport, and what to leave abroad
At a baggage carousel in Philadelphia International
Airport, an American returning from Spain waits for
his luggage. A perky little beagle named Liberty
sniffs at a carry-on bag at the passenger’s feet and
gives her handler, customs officer Nancy Lazzari, a
familiar stare that says, “Yep, he’s got food in there.”
7 most common 401(k) blunders
Not contributing at all is probably the biggest mistake people make, but there are others that can cost you in more ways than you know.
The nation’s 401(k) investors held up pretty well
during the recent bear market. Most continued to
contribute, and few made big changes in their asset
But millions of workers are still blowing it every
day when dealing with their retirement plans. Here
are the seven biggest blunders you can make.
“Time is the coin of your life. It is the only
coin you have, and only you can determine how it
will be spent. Be careful lest you let other people
spend it for you.” —Carl Sandburg