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WH Cornerstone Investments Newsletter
Your financial cornerstone in a constantly changing world
Greetings!
Happy St. Patrick's Day! There is only about
a month
left to make your 2005 IRA, SEP or Roth IRA
contribution. For your reading enjoyment this month
we have articles to help you have spotless credit,
understand the estate-tax laws, ways to make
you a better investor and stretch your dollar a little
further. Lastly, after you've filed your taxes, you will
definitely be ready for an affordable beach vacation.
Enjoy!
Time to Share. Create a Buzz. Last week the
Center for Women’s Leadership at Babson
College
celebrated International Women's Day by
holding a conference to share the results of a
recent study
on Women and Entrepreneurship by the Global
Entrepreneurship Monitor (GEM). Women
Entrepreneurs Seek New Opportunities; Are
Confident In Business Skills; Use Work Experience As
Springboard; Yet, Gender Gap Persists. If you would
like to learn more about this study you can visit
the website and download the report by clicking here.
And on another note...ever thought about making
your own cheese? Well, here is your opportunity to
learn! Paula Harris will be teaching a class in
homemade mozzarella on Thursday, March 16 at
7:00
p.m. through the Duxbury Before & After Dark
program. There are just a few seats left so call
781.934.7633 to reserve your spot!
Cheers—Paula Harris
Schedule D: Reporting Capital Gains and Losses
Tax Tip
You survived a turbulent stock market, making a
little profit on a couple of stocks and dumping some
dogs just in time. Well, the ride isn't over yet.
Buckle up and get ready to report your transactions
to the Internal Revenue Service.
Outsmart Your Brain
These five take-home lessons of the new science of neuroeconomics can make you a better investor
Whether your investments beat the market is largely
outside your control. But some things are entirely
in your hands: cutting your tax and brokerage bills
by trading less often, and keeping your expenses
down by relying on index funds or lower-cost managed
funds.
13 Ways to Live Well On Less
Every dollar you spend has consequences elsewhere in your life. Remembering that will change the ways you spend and save.
Can you remember life before $100 sneakers and $5
coffee, when people actually lived on what they
earned and still had a little something socked away
for a rainy day?
Could You Please Die Sometime in 2010?
And other frequently asked questions under today's crazy estate-tax law
Death and taxes are supposed to be life's only
certainties, but the so-called death tax is about as
certain as next year's weather. "The 2001 Tax Reform
Act took a complex system and made it unpredictable
as well," says Helen Modly, a financial planner with
Focus Wealth Management in Middleburg, Va. "There
are still great opportunities to pass on wealth
without taxation, but it can take some serious
juggling."
50 Affordable Beach Resorts
From Hawaii to Zanzibar, we've searched the globe for stylish getaways just steps from the sand. The best part: almost all are under $200 a night.
It can be as smooth as glass, or as wild as a
white-capped Alpine range. Yet even at its most
powerful, the ocean is soothing. On the sand, the
stress of modern existence drifts away. You return
to your senses--feeling the warmth of sun on bare
skin, savoring the salty air, listening to your
internal engine slow down to match the rhythm of the
surf. You regain enough perspective about life to
ask the truly important questions of the day:
Snorkel, swim, or ride on that silly banana boat?
Isn't it time for a nap?
Four Steps to Spotless Credit
Everything you need to know to polish your image with lenders, score better rates and guard against identity theft.
Four Steps to Spotless CreditImagine being rejected
for a credit card because you
once forgot to return a library book. Or not landing
a job because you were late paying bills while you
were unemployed. Or finding you can't refinance your
mortgage at a low rate because a thief (or your
cousin) opened accounts in your name. All of these
scenarios are outrageous, but none, unfortunately,
are far-fetched.
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