Law Offices of

 Thomas E. Maloney, Jr.

 We are here to help     We are here to help     We are here to help

55 Madison Ave, Suite 120   Morristown, NJ 07960   973.538.4100




The Adjuster's Advantage

A Newsletter Devoted to the Public Adjuster


Vol.1  No.10                                                  September 1, 2011

BULLETIN No. 11-16





            Supplementing the last issue of The Adjuster's Advantage, please note that the New Jersey Department of Banking and Insurance issued Bulletin No. 11-16 notifying all insurers writing homeowners' insurance in New Jersey that Hurricane Irene did not achieve hurricane force winds in New Jersey and thus no mandatory or optional hurricane deductible should be applied to the payment of claims for property damage attributable to the storm.  You can access the bulletin at            


Please feel free to call me if you encounter any problems - telephone 973-538-4100; or send me an email:

We are here to help!


Tom Maloney

Tom Maloney


Representing the Insured in:

  • Coverage Disputes
  • Claims
  • Investigations
  • Examinations Under Oath
  • Suits
  • Trials
  • Appeals

Statewide coverage

Associate Member New Jersey Public Adjusters Association


AV rated Attorney Martindale-Hubbell


Admitted: All State and Federal Courts in New Jersey; Third Circuit Court of Appeals; U.S. Supreme Court


Certified by the Supreme Court Of New Jersey as a Civil Trial Attorney - 1982


Qualified Mediator by the New Jersey Supreme Court


Pro Hac Vice Admissions:NY, NH, MD, USDC-SDNY,

Second Circuit Court of Appeals


Georgetown University Columbia Law School


DISCLAIMER: This newsletter contains the personal opinions of the writer and is not intended to and does not provide legal advice in any way, shape or form; does not create an attorney-client relationship between the writer and the recipient or any other person; and is offered without charge for informational purposes only. You should consult with an attorney of your own choosing in any matter in which you seek legal advice.