But I'm Single!

Living together as single people may be great but be careful. The CRA may see you as a married couple.  One of the most contentious issues faced by tax preparers when completing clients' personal income tax returns is whether a couple is simply living together - or living together in a manner treated by the Canada Revenue Agency (CRA) as "married". This delicate area of personal beliefs can generate legal and income tax problems with a long-term impact on the individuals in the relationship.  

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Management
Director by Default

A director's lot is not always a happy one but a lot of care plus some insurance can protect against the worst.  If you are an owner/manager of an incorporated business, you are almost certainly also a director. As a director you should be aware of your legal responsibilities and liabilities, which may not always be as obvious as you might think. 
 

The Stock Market

Don't underestimate the dangers or the benefits.  Saving for retirement or for your children's education can often involve some investing in the stock market, a notoriously treacherous place for the experienced and inexperienced alike. Since the autumn of 2008 we have seen a dramatic decline and recovery of world markets that has left many portfolios in tatters. Nevertheless, historical experience has shown that, despite such reversals, the long-run market trend is upward to reflect the growing wealth of the global economy.