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Greetings!

Please take a look at my monthly newsletter. I like to include coverage of interesting issues, articles with useful news and sometimes my opinions on whatever needs an opinion!

 

Contact me anytime to discuss your concerns and questions about real estate.   
You get to decide...
 
You would think that when you pay for an escrow and the title fees you would be the one to decide who provides the service. It took a new state law to force the banks to go along. Most parties to a transaction aren't aware of this. So, even though it is a year old, I thought I would pass it along.
 
SB458

 

Recently a revised short sale bill passed the California Senate. SB 458. The most important detail is the added protection from 2nd mortgages, known as subordinate liens. In addition, now lenders can't require the seller to contribute cash to the deal. Of course, the lender can always chose a foreclosure and go after everything if is is a recourse loan. The reality is that almost all lenders are not doing this as they would have to go the Judicial foreclosure route.Follow the link for a full text. 
The game is rigged! The more you have the more you get. No wonder we don't trust the powers that be. A friend just sent this to me. A little dated but still relavent.


Current listings
Welcome home!
Welcome home!

Classic open kitchen plan...
Classic open kitchen plan...

 

Morning coffee on the front porch...
Morning coffee on the front porch...
 
1536 Virginia Street, North Berkeley
 
Sales Price:$479,000
Bedrooms:2
Baths:1 Sq.ft:1,044
Description:  Enjoy the ultra convenient north/central Berkeley location. Use the Virginia Street bicycle blvd. to make your way around to Monterey Market and Monterey Seafood on Hopkins, Fonda on Solano Ave., Lalime on Gilman and the Shattuck Farmers Market. There is so much more, you'll have to explore and find your favorites.
The open floor plan lends itself to entertaining and enhances the sense of space. Start a dynamic garden in the backyard. Great sunlight!
Many upgrades by the current owner and the previous seller make this a move-in ready home.




 

I've been practicing real estate in the east bay since 2002. Over time, my  friendships with clients other professionals and has allowed me to build a solid background in residential real estate.  I work  diligently with a "can do" attitude on each transaction. Also, by designing a marketing plan to fit the needs of each client and having an intimate knowledge of the market and neighborhoods in the east bay, I've been able to consistently get top dollar for the properties I represent.
Feel free to contact me to discuss how I can provide fabulous service for you!
Anthony Associates is a real estate firm with experts in many areas of real property investment, sales and development. My focus is on residential real estate.

All the best,
 
Michael J. Stephens
Realtor
Anthony Associates

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Word of the month:

  

Stress:

 

Webster says; Pressure, tension; physical or mental strain or distress.

 

Breathing techniques, exercise, watching your weight, eating right and taking some time off; what we all don't do enough of. I is absolutely amazing how much our minds can affect our bodies. Take a moment away from what stresses you and see what happens. Me? I'm off for a swim and a nap on the beach!

 

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