November 2009
 
Protect. Preserve. Enrich.
 
 
 
 
 
 
 

 
 
 

 

Greetings!

Thank you for your continued support of OPRA.  Life Enrichment Trust (LET), as a court approved corporate fiduciary, allows people to safeguard assets and plan for the financial future of their loved ones with disabilities, without the risk of endangering funding for the needs of the individual.  Through TrustNet, a web-based trust fund monitoring system, LET provides individuals with account summaries and detailed information about their available funds via the Internet.  To learn more about Life Enrichment Trust (LET) and TrustNet, check out the information below.

Passavant Family of Services
-Life Enrichment Trust-

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Assets

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Is your individual eligible?
 
Many people are not aware that individuals with disabilities lose their eligibility for Supplemental Security Income (SSI) and Medicaid (MA) when the individual's cumulative assets total as little as $2,000.00.  Fewer are aware that eligibility for MA is necessary to receive waiver services which provide long term medical, residential and vocational services.  These waiver services include most states' mental retardation and mental health programs. 
 
Individuals with assets over the $2,000.00 limit are being forced into ineligibility or required to spend down their funds, an estimated $15-20 million per year, in order to maintain their place in these programs.  Once placement is lost, it may take years to regain eligibility, placing individuals in need of service at the bottom of an already too long waiting list.
 
 

PreservePreserve
Eligibility


What are your options?
 
Spend-down is not your only option.  LET is the preferred alternative to spending-down, as we offer three trust options to assist individuals with disabilities in preserving their eligibility, and safeguarding assets for the future. 
 

To learn more about LET's trusts, click on the links below:

 

Pooled

 

Third Party Funded 

 

  

The three types of trusts have different requirements; however, each serves to shelter assets and preserve eligibility.  LET also offers Burial Account Set up.  

 
Interested in what happens to the residual funds?  Contact a relationship manager today! 
 
Call (412) 820-1010 x635
EnrichEnrich
Lives
LET Group Pic 
Can I view the funds online?
 
Yes.  Simply sign into TrustNet.
 
This unique service allows you to view the details of your Trust Fund Account using your secure User ID and the Internet.
 
TrustNet is 100%free, available 24/7 and secure.
 
TrustNet gives you the ability to monitor the progress of your account by reviewing account positions, market values and transaction history.  


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Our Mailing List!
If you would like more information about LET please visit:
 
If you have any questions or comments please do not hesitate to contact us. 
 
Sincerely,
David Rumberger
Relationship Manager
Passavant Family of Services