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The TOLI Group Newsletter
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Greetings!
Over the past several months we've had the privilege to work with you many of you and your clients. We are truly gracious for the opportunity to do so.
We are continually investing in our technology, our personnel, and our service offerings to ensure that we add the greatest possible value to our partners and clients.
This month's newsletter is dedicated to our partnership model - an open architecture that we've found to be unique to our industry.
We encourage our partners to rely on us to help with fiduciary responsibilities and we hope that you expect us to treat your clients as you would.
We look forward to the opportunity to continue to serve you.
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TOLI Group Pillar Focus
The TOLI Group is built on four pillars. This month's focus is the TOLI Group Enduring Partnerships
 When we started the TOLI Group, we thought about the kind of partner we'd like to have, and have worked to be that kind of a partner ever since.
Whether you are an insurance agent, attorney, CPA, or trustee, we want to earn your trust as a partner that helps you navigate through the insurance policies owned by a trust.
When we work with other professionals, we sign an agreement which states our exact role in the partnership. We aren't here to take over your client relationship; we are here to help you bring value to your clients by using our expertise. The client and the client relationship you have forged remains intact and is strengthened by our inclusion.
We look forward to the opportunity to prove our value as a trusted partner for you and your clients.
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Specialized Underwriting Case Study
Some health issues can make life insurance more expensive or more difficult to receive altogether. With our specialized underwriting, we can devote the medical expertise, time and knowledge of carriers to your case. This can often make a sizeable difference in an insurance case. Please read the actual case study below for an example.
A 72-year-old man who was 5/10" and weighed 282 1/2 pounds, was diagnosed as a diabetic. He also had an advanced prostatic cancer which wasw removed in December, 1993.
Both his PSA and glycohemoglibin (diabetic control) were normal.
Resolution
In his communication with home office underwriters, Dr. Reed brought attention to the applicant's current normal PSA and the excellent management of his diabetes.
Result:
A $3 million policy was placed with a rating that required only an annual extra premium of $15 for five years.
Learn more about our specialized underwriting...
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