By a vote of 61-37, the Senate yesterday passed S.1, a compromise economic stimulus bill. The compromise, brokered by Senators Ben Nelson (D-NE) and Susan Collins (R-ME), cut some $100 billion in spending and tax provisions from the underlying $940 billion S.1, the Senate version of the economic stimulus legislation.

Principal Life Insurance Company has introduced two new solutions for your business clients. With the Key Person Replacement insurance policy and the Business Loan Protection rider, Principal proves once again to be a premier carrier for DI. In today's difficult economic times, business clients may feel they cannot afford disability insurance. The fact is they can't afford not to protect their business against an unexpected disability.

Check out the new consumer-approved brochure that emphasizes the importance of looking at the carrier behind the LTCI policy your client is considering. It highlights John Hancock's exceptional financial strength and commitment to offering innovative solutions, comprehensive coverage, and valuable support at the time of the claim. Call FBS at 703-287-7130 to place an order for this brochure.

We all know that our clients' lives change on a daily basis, and so do their insurance needs. What are you doing to keep up with their needs? Lincoln Financial's Professional Analysis and Review (PAR) is a process that makes it easy to see if your clients' insurance choices still make sense.

Join forces with the LIFE Foundation, and other industry participants, to spread the message about the importance of life insurance, disability insurance and other core protection products. You can help by participating in the LIFE Foundation's realLIFEstories Client Service Awards Program. A realLIFEstory is a true story that illustrates how life insurance, along with the assistance of a financial professional, made an enormous difference for a family or business during a time of great financial need. The deadline to submit your story is Tuesday, March 31, 2009.