 Top Tax Tip
Don't lose out on interestSavings interest usually has 20% tax taken off before the saver receives it. But anyone over 16 whose income is less than their tax allowance does not have to pay income tax on their savings.
"If you have children who are not working and have a savings account, then they should complete HMRC form R85 to ensure that they are paid gross interest, that is, without tax being deducted" Chas Roy-Chowdhury
If you need any help regarding this, please click here or ring us on 0800 612 2008
If you would like more Tax Tips, why not download our specially designed Tax Kits?
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Quote Of The Week
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"Today, the greatest single source of wealth is between your ears. Today, wealth is contained in brainpower, not brutepower"
Brian Tracy
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| | | Joke of the Week
What is the definition of a good tax accountant?
Someone who has a loophole named after him.
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Free Useful Business Forms
| We have a new resource on our website, where you can get all the forms you need for dealing with the Taxman and Inland Revenue.
To have a look, please click here.
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| If you found this information valuable, please forward this email onto a friend or colleague.
If you were forwarded this email, you can subscribe here
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We want you to be a part of your Newsletter,
so please send us your jokes!
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WELCOME
Greetings!
A very warm welcome to our new Newsletter.
As you have probably realised (hopefully you have missed us) we have had an interruption to our Newsletters. Ben has moved on to Online Innovations and we wish him well. But we are back, soooooooooooo WHO WANTS CHOCOLATE? This weeks Brainteaser is sponsored by Cocoa Loco - the very best Chocolate that money can buy.
If you find this information valuable, please forward this email onto a friend or Colleague.
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 Camp Pineveiw's cook, Margaret Johnson, was just about to begin preparing the picnic lunch for all the campers. She already knew she
needed to fill 55 bowls of the same size and capacity with the same amount of food. When she was done, she decided to read the guidelines for the picnic, just out of curiosity. The guidelines said:
1. Every camper gets their own bowl of soup.
2. Every two campers will get one bowl of spaghetti to share.
3. Every three campers will get one bowl of salad to share.
4. All campers are required to have their own helping of salad, spaghetti, and soup.
After some rapid calculations, Margaret was able to figure out how many campers were going to the picnic. Can you?
Sponsoring this issues Brainteaser competition is Cocoaloco, who will be providing the winner with a truly indulgent box of 24 Chocolate Brownies.Remember its first come first served, the first correct email answer will win the chocolate prize!
Click here to email us the answer!
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Company pensions to be extended
A government review has recommended that all UK businesses should automatically put staff into a company pension scheme from 2012. The Pension Act 2008 put in place reforms to widen pension provision by requiring all employers to run an adequate pension scheme for eligible workers. This week's Department for Work and Pensions review goes further by establishing the principle of automatic enrolment.
If no company scheme is available, staff will be enrolled automatically in the National Employment Savings Trust (NEST), a new state scheme for low-to-moderate earners that will start in 2012.
To read the rest of this post, please click here
or
To discuss this topic further or to check anything concerning pensions please contact us on 0800 612 2008. or click here to to visit our website.
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CLIENT SPOTLIGHT - COCOALOCO
About Cocoaloco
The company started when joint company owner Sarah searched for a new business venture after having her second child Oscar. This is where she started baking the now famous
Chocolate Brownies from home and sending them by post from internet orders received on line. Very quickly the company started to grow and soon
Sarah's husband Rory joined the company and the today the company is going from strength to strength.
Cocoaloco has moved from Sarah's and Rory's kitchen and is now operating from larger more suitable kitchen (know affectingly as the Chocolate Barn) which is where they have been for the last couple of years.
Everything produced from their kitchen is handmade from high quality ingredients, from environmentally and ethically sound suppliers and growers. Further to this, all their packing is environmentally friendly and can be composted or recycled.
"The only added ingredient in our products is the love and care that our small team put into their baking and making"
Rory Payne - Managing Director.
Why Keepers
We came to Keepers because we needed a firm who were willing to understand our business and be proactive in supporting us.
Online discount
To take advantage of 10% off all online orders placed before the end of November 2010, simply enter the code KEEPERS during the check out process whilst
visiting the Cocoaloco website.
 | | Please click this banner to be directed to the Cocoaloco Website. |
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HMRC withdraws Sunday call service
From the end of November, HMRC has announced that it will close its contact centres on Sundays. The move will allow the tax department to redeploy staff to the peak periods throughout the rest of the week,"driving down waiting times and providing a more effective service for all".According to HMRC's impact assessment of the move, advisers are often left waiting for calls during very quiet periods such as Sunday afternoons and redeploying them at much busier times will allow the department to answer an extra 3% of call attempts - equating to around 1.7m extra
calls handled.
To read more of this article please press here
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If you are interested in sponsoring our Brainteaser, click here to learn more about the benefits of doing so, and how it works.
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Upcoming Events
Due to the success our success of our October Business Networking Event at Mid Sussex Golf Club. We will be holding another meeting on the provisional date of January 14th 2011, with a real focus on business and more business. Watch this space.
I would like to take this opportunity to thank Tim Fiffield and Martin Henley for helping make our last event so successful and fun.
Please click here to register your interest for January.
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Comedy Zone
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Thanks for reading. You can find us on our Website, Facebook, Twitter or LinkedIn; just click the relevant link in the quick link section of this Newsletter or the appropriate icon below.
Samantha & Chris _______________________________________________________________________________   |
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