Dear Family, Friends & Colleagues,


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Severns and Stinson, P.C.


Elder Law News from Severns & Stinson

    October 2011

Severns & Stinson. P.C.           Scott R. Severns 
10293 N. Meridian Street            Jeffery D. Stinson 
Suite 150                                   Lindsay R. Knowles 
Indianapolis, Indiana  46290         Clifton A. Dennis   
(317) 817-0300                           Anna M. Howard 
(317) 817-0302 Fax
In This Issue
New Law Allows Parents and Guardians to Designate Standby Guardian
One sentence Indianapolis Elder Law Attorneys never hear
How Will the Debt-Limit Deal Affect Seniors?
IRAs Require Special Consideration in Estate Planning
Amy Winehouse's Death Illustrates the Importance of a Will
Medicare Fraud Costs Billions: Here's How You Can Help
Expert Help Available For Seniors on the Move
Quick Links

Attorney Spotlight

Severns & Stinson, PC has added a new feature to our website: a blog.

We're writing about Elder Law itself and topics important to elders in general.  One of our first posts, "One sentence Elder Law Attorneys never hear..." is linked in this newsletter. 

Let us know what you think and what you'd like to read more about.

Mary and Joe


If you answer yes to any of these questions, Severns & Stinson can help.

-Has a family member been diagnosed with a mentally or physically debilitating disorder such as Alzheimer's, Parkinson's, ALS, stroke or a decline in functional capacity?

-Is a family member isolated due to the recent death of a spouse, or have family that either lives too far away or is too busy to provide adequate care?

-Is a family member soon to be discharged into a care facility or currently receiving in-home care?

-Does a family member have a variety of healthcare providers and need coordination and advocacy for quality care?

-Does a family member seem unusually concerned about costs of medication and services, indicating he or she may be having financial troubles?

-Does a family member have assets that fall between $50,000 and $400,000 - enough to finance a short stay in a care facility but not enough for an extended stay?

-Does a family member have a spouse whose financial needs must be considered in light of a family member's medical condition?
Did you receive this from a friend? 
 New Law Allows Parents and Guardians to Designate Standby Guardian

by Jeffery D. Stinson, CELA*  


Effective July 1, 2011, parents of minor children and guardians of adults with special needs may name an individual as standby guardian to step-in if the parent or guardian becomes incapacited or dies. Read on 

 One sentence Indianapolis Elder Law Attorneys never hear: "When I'm old, I want to go live in a nursing home"

After thirty years as elder law attorneys in Indiana, at Severns & Stinson, we've gotten the message: nobody wants to end up in a nursing home. Nursing homes are - and should be - last on seniors' list of options . Read on 

 How Will the Debt-Limit Deal Affect Seniors?

Congress has agreed to allow the debt ceiling to be raised in exchange for $2.4 trillion in budget cuts over 10 years. How this deal will affect the three major programs crucial to the elderly -- Medicare, Medicaid and Social Security -- may not be known until almost year's end, but the impact could be significant. Read on 

IRAs Require Special Consideration in Estate Planning  

Individual Retirement Accounts (IRAs) are a popular investment tool for retirement, but they also need to be taken into account when doing estate planning. Although IRAs can be used to provide for heirs either directly or through a trust, how much your heirs will benefit from the IRA and avoid unnecessary taxes depends on proper planning. Read on 

Amy Winehouse's Death Illustrates the Importance of a Will  

Amy Winehouse had many ups and downs during her short life, but it appears the troubled singer/songwriter had the foresight to leave behind an up-to-date and ironclad estate plan. Winehouse's tragic death at age 27 illustrates why you are never too young for a will. Read on 

Medicare Fraud Costs Billions: Here's How You Can Help

Medicare fraud is often in the news, but what is it, exactly? Fraud costs Medicare an estimated $60 billion a year and contributes to the rising cost of health care for all Americans. Once you understand what is involved, you can help prevent fraud. Read On 

Expert Help Available For Seniors on the Move

Cheryl was in a panic trying to get her parents home sold in Florida and move them near her in Idaho. Seven years ago Max and Clara purchased their retirement home in Florida and moved there from Idaho. Max had a stroke recently and Clara can no longer care for him herself, so in order for Cheryl to help out they need to move back to Idaho. Read On 

About Our Law Firm
Severns & Stinson, P.C. is a law firm focused on the needs of families confronting issues with health care. We have a special emphasis on long term care issues -- an emphasis that has come to be known as "elder law." Our firm consists of five attorneys and two paraprofessionals.
Our services include the following:
  • Asset Protection & Long Term Care Planning
  • Medicaid Planning, Applications and Appeals
  • Medicare Consultation and Advocacy
  • Estate Planning 
  • "Making It Last"™ - Supplemental Needs Trusts and Asset Protection for Persons with Disabilities
  • Response Team Building - Wills, Trusts, Powers of Attorney, Health Care Declarations and Other Advance Directives
  • Guardianships and Probate Administration
  • Patients Rights and Care Advocacy.
Severns & Stinson. P.C.
10293 N. Meridian Street, Suite 150
Indianapolis, Indiana 46290