Dear Family, Friends & Colleagues,


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Severns and Stinson, P.C.


Elder Law News from Severns & Stinson

    July 2011

Severns & Stinson. P.C.           Scott R. Severns 
10293 N. Meridian Street            Jeffery D. Stinson 
Suite 150                                   Lindsay R. Knowles 
Indianapolis, Indiana  46290         Clifton A. Dennis   
(317) 817-0300                           Anna M. Howard 
(317) 817-0302 Fax
In This Issue
Why You Need to Plan for Long-Term Care
Three Years of the Social Security Retirement Estimator
Resolving Conflicts Between Co-Agents on a Power of Attorney
Daily Money Manager Can Help Assist Seniors with Financial Matters
No Medicare until 67?
Baby Boomers Planning Ahead for Senior Years
Bank of America Says Power of Attorney Does Not Grant Access to Online Banking
Quick Links

Attorney Spotlight

Recently, Jeff Stinson presented a Webinar for About Special Kids.  About Special Kids is a "Parent to Parent" organization that works throughout the state of Indiana to answer questions and provide support, information and resources. They are parents and family members of children with special needs and help other families and professionals understand the various systems that are encountered related to special needs.

The purpose of Jeff's Webinar was to provide further understanding about  the various types of guardianship as well as the steps to take to become a guardian of an adult child with special needs.

To view this Webinar, click here


If you answer yes to any of these questions, Severns & Stinson can help.

-Has a family member been diagnosed with a mentally or physically debilitating disorder such as Alzheimer's, Parkinson's, ALS, stroke or a decline in functional capacity?

-Is a family member isolated due to the recent death of a spouse, or have family that either lives too far away or is too busy to provide adequate care?

-Is a family member soon to be discharged into a care facility or currently receiving in-home care?

-Does a family member have a variety of healthcare providers and need coordination and advocacy for quality care?

-Does a family member seem unusually concerned about costs of medication and services, indicating he or she may be having financial troubles?

-Does a family member have assets that fall between $50,000 and $400,000 - enough to finance a short stay in a care facility but not enough for an extended stay?

-Does a family member have a spouse whose financial needs must be considered in light of a family member's medical condition?
Did you receive this from a friend? 
 Why You Need to Plan for Long-Term Care

Thinking about a time when you will need help taking care of yourself is not fun. That is why most people put off discussing long-term care until it can't be ignored. But it's better to start long-term care planning early.  

Read on 

Three Years of the Social Security Retirement Estimator  



It's been three years since Social Security's Retirement Estimator went online. Within months of its launch, the online application was praised as one of the highest-rated online services around, and it has consistently remained so every year. Read on 

 Resolving Conflicts Between Co-Agents on a Power of Attorney  

Having power of attorney over a family member is a big responsibility and sometimes it makes sense to share that responsibility with someone else. But when two people are named co-agents under a power of attorney, conflicts can arise. Unfortunately, if the conflict can't be resolved, it may be necessary to get a court involved. Read on

Daily Money Manager Can Help Assist Seniors with Financial Matters

Having difficulty keeping on top of your bills? Maybe a daily money manager can help. Daily money managers can assist elderly individuals with handling anything from routine bill-paying to more complicated tasks like filing medical insurance claims. Read On 

No Medicare until 67?

Is raising the age of eligibility for Medicare to 67 from 65 an effective way to help improve the program's finances? And would you be able to wait two additional years for coverage? Read On 

Baby Boomers Planning Ahead for Senior Years

Americans are living longer, and that makes planning for the future more important than ever. Married 52 years, Dean and Ruth Lindsey of Carmel recently made the life-changing decision to sell their home within the next two years and move into a senior living community. Read On

Bank of America Says Power of Attorney Does Not Grant Access to Online Banking

When one spouse suffers from dementia, the other spouse often must take over managing the couple's finances, usually with the help of a power of attorney. But things don't always go smoothly with financial institutions. Just ask Chicago resident Eva Kripke.  Read on 

About Our Law Firm
Severns & Stinson, P.C. is a law firm focused on the needs of families confronting issues with health care. We have a special emphasis on long term care issues -- an emphasis that has come to be known as "elder law." Our firm consists of five attorneys and two paraprofessionals.
Our services include the following:
  • Asset Protection & Long Term Care Planning
  • Medicaid Planning, Applications and Appeals
  • Medicare Consultation and Advocacy
  • Estate Planning 
  • "Making It Last"™ - Supplemental Needs Trusts and Asset Protection for Persons with Disabilities
  • Response Team Building - Wills, Trusts, Powers of Attorney, Health Care Declarations and Other Advance Directives
  • Guardianships and Probate Administration
  • Patients Rights and Care Advocacy.
Severns & Stinson. P.C.
10293 N. Meridian Street, Suite 150
Indianapolis, Indiana 46290