In This Issue
TREP$ Upcycle
Request a Presentation
TREP$ on Classroom Closeup
Scholarships for TEACHERS!
Lessons from the Marketplace
Upcoming Marketplaces!
Meet Clark, young entrepreneur
Meet Kedar, young entrepreneur
TREP$ Gear for Sale!
Do You Know TED?
 Katie & Jen 
Click Here to read all about their business, "All You Need Is Love" in Future CEO Stars Magazine!
Glen Ridge Principal Endorses TREP$ Program
"The educational value in this program is endless.  Our students not only learned great financial literacy and many business applications; they also experienced time-management, long-term planning and a deep development of strong interpersonal skills.   I expect TREP$ to become an annual event in our school!"
--Michael Donovan 
Quick Links
TREP$ Website
Future CEO Stars Magazine
TREP$ Info Video
TREP$ Schools 
Cedar Hill School
Towaco, NJ
Califon School
Califon, NJ
Oxford Central School
Oxford, NJ
Schuyler Colfax School
Wayne, NJ
Frankford Twp School
Frankford, NJ
Mount Pleasant Middle School
Livingston, NJ
Sussex Avenue School
Morristown, NJ
Clarke County School District
Atlanta, GA
Golden Hill Elementary
Florida, NY
Jawahir Al Riyadh Int'l School
Riyadh, SA
Future Window Int'l School
Riyadh, SA
Al Ghad School
Riyadh, SA
Wilson School
Mountain Lakes, NJ

Edgemont School
Montclair, NJ

Ridgewood Ave School
Glen Ridge, NJ

Richard Butler Middle School
Butler NJ

West Hall Middle School
Oakwood, GA  

Gilmour Academy Lower School
Gates Mills, OH

Kingdom School
Riyadh, SA

Najd School
Riyadh, SA

King Khaled Int'l School,
Riyadh, SA

The Star School,
Flagstaff, Arizona
Lecole Soleil Levant,
New Brunswick, Canada
Mackay Elementary,
Tenafly, NJ
Tumeh Family Home School
Bluff, UT 
Cooperstown MS,
Cooperstown, NY
JFK Elementary,
Wayne, NJ
Lounsberry Hollow,
Vernon, NJ
 UGL School,
Hewitt, NJ 
 Al Yasmin Int'l,
Riyadh, SA 
 Yara Int'l School,
Riyadh, SA
 Cobb Cnty District,
Cobb Cty, GA
 New MiddleEast Int'l,
Riyadh, SA 
Fredon School,
Fredon, NJ 
 Reverend Brown,
Sparta, NJ
 White Rock School,
Jefferson, NJ 
 Lafayette School,
Lafayette, NJ 
 Stillwater School,
Stillwater, NJ 
 Marshall Hill,
West Milford, NJ 
Green Hills School,
Green, NJ 
 Maple Road School,
West Milford, NJ 
 Westbrook School,
West Milford, NJ 
 Haledon School,
Haledon, NJ 
Birchwood School,
West Nyack, NY 
Euclid School,
Hasbrouck Hts, NJ 
Holy Spirit,
Pequannock, NJ 
McKeown School,
Hampton, NJ 
Walter T Bergen MS,
Bloomingdale, NJ 
Paradise Knoll,
Oak Ridge, NJ
Join Our Mailing List
TREP$ is an after-school program that teaches kids in grades 4-8 everything they need to know to start their own businesses. 
The culminating activity is the TREP$ Marketplace during which these young entrepreneurs get the chance to launch their businesses, selling real products to real customers for real money.

Want MORE?
Click here to read past issues of our TREP$ Newsletters! 
 Great for finding more real stories to share with your students!
Help Spread the Word! 
Forward this newsletter to a friend, using the forward button at the bottom of the page. 
"Highly successful entrepreneurs view failure as a way to gather data," says psychologist David Ballard, head of the American Psychological Association Health Workplace Program. "That's how they learn. It's part of the process instead of being the end of road."
TREP$ Often

Upcycling is the process of converting waste materials or useless products into new materials or products of better quality or a higher environmental value.

-Creating wallets from tires
-Creating lawn furniture from old pallets
-Creating chairs from campaign signs
"From the moment Pamela talked to our Home and School about the TREP$ Program, we knew it would be a huge success.  Our market brought in close to 700 community members."  -- Mr. Michael Donovan, Principal, Ridgewood Avenue School
Click here to request a presentation
at your school!
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Shouldn't they be? 
Forward them this one, and encourage them to join our mailing list!
The Newsletters are Free and Have Great Ideas for helping kids acquire 21st Century Skills!
Inspiring Financial Literacy in Kids
April 2010
Dear Friends, 
We all know "Financial Literacy" is important, but how do you get kids excited to learn about it?  Yes, you guessed it, have them start a small business!  Real interest in finance happens a little at a time.  First, they need money, but not money someone else earned and gave to them.  Kids will be more "invested" in the experience when they earned the money themselves.  That money now represents the time it took to earn it.  The idea that with investing, that money can now earn money (with no additional work!) is the key concept.  Consider this situation... 
John joins TREP$.  He gets really into it and works many hours to create his products.  He sells out at the Marketplace and earns a net profit of $100.  His parents suggest he open a bank account to protect his money and see it grow.  The local bank does their part by offering a $10 incentive for new student accounts.  When the first statement comes he is excited to see he now has $110.12  It's all good until the following statement comes and he now has 110.27.  It is then that he realizes his money is barely growing in this situation.  He asks about the interest rate for savings accounts and learns that it is .5%  He asks if there's any other way to earn more on his money- and so the conversation continues into CD rates, the risk/rewards of the stock market, etc.  Talk about opening the door to teachable moments!
These financial lessons are more easily understood when we seize these opportunities to share parts of the "grown up world" with kids when they have a reason to be interested.  Happy Financial Literacy Month! 
Warmest Regards,
Pamela deWaal, email
Hayley Romano, email
Classroom Close-Up Logo
Tune into NJN Public Television to Classroom Close-Up Show 18 which will air April 26, May 1, May 24 and May 29 to see TREP$ in action at Walter T. Bergen Middle School in Bloomingdale, NJ!  The school was selected to be featured in an upcoming episode of "Classroom Close-Up" based on the merit of the educational experience of TREP$. 
Classroom Close-up, NJ is a magazine program focusing on innovative education in New Jersey's public schools. This 30-minute weekly series features the students, teachers, and communities who create and participate in successful school projects and events. It is a co-production of the New Jersey Education Association and NJN Public Television.
Congratulations to the members of the TREP$ Committee and the Bloomingdale PTA who have continuously done an exemplary job in implementing the program!  Thanks to the administration, the staff and the school community for supporting TREP$ so whole heartedly.
Scholarships for Teachers Available
The Professional Development Opportunity of the Year! Join us for a Great Experience with Entrepreneurship Education!
The 28th Annual Entrepreneurship Education FORUM
Nov 12 - 16, 2010 - Columbus, Ohio
This high-energy, idea-filled forum is the work of the Consortium for Entrepreneurship Education, an organization recognized as the national leader in advocating entrepreneurship education as a lifelong learning process.
The focus of the annual conference is on creativity and innovation as well as the diversity of exciting entrepreneurs in the area. Ohio's history is famous for well-known entrepreneurs ... PAST AND PRESENT!
Here's the great news...
There are scholarships!!  The Scholarships, for teachers/instructors at all levels of education who teach some form of entrepreneurship, will cover the costs of up to three (3) nights at the Hyatt on Capitol Square in downtown Columbus, OH. In addition the conference registration will be covered for most of the scholarships based on obtaining additional sponsors. Watch the website for further details on scholarship content.
Applications are due before September 24, 2010.
They are very interested in increasing the percentage of elementary and middle school teachers attending.
Financial Lessons for the Younger Kids at TREP$ Schools
When TREP$ is offered in an elementary school, the TREP$ Marketplace is a whole school event. There is a great opportunity for the younger students who are not participating in TREP$ themselves to learn about money too.  If the parents at your school understand that, everyone wins! 
Younger children get a lesson in financial literacy too!
1.  Talk about it ahead.  Let them know they are going to want money to spend, so they can earn it ahead. (Plan ahead!)
2.  Give them opportunities to earn money doing extra chores (work for your money!)
2. Have them save up their moneyso that they have some to spend.
(save for the things you want!)
3.  Remind them at the entrance that since they have $XX dollars to spend, they might want to look around at everything before they make a decision.
(be an informed consumer)
4.  They will certainly be inspired by the wonderful accomplishments of the older students. 
(strive for success!)
5.  Discuss how many hours they must have been making product and practicing their sales pitches. 
(hard work brings good things!)
A TREP$ Marketplace is a Fun Event (and a great learning opportunity) for the whole Family!
TREP$ Marketplaces
Come see the crowd, hear the buzz, listen to the sales-pitches,
 and feel the ENERGY!
Friday, April 16th, 6:00-8:30pm 
 Walter T Bergen Middle School
Bloomingdale, NJ
Friday, April 23th, 6:30-8:30pm
Westbrook School
Held at West Milford High School 
West Milford, NJ
Thursday, April 29th 6:30-8:30
Lounsberry Hollow School
Vernon, NJ
Friday, April 30th, 6-8pm
Marshall Hill School
West Milford, NJ
Saturday, May 8th, 4-6pm
Golden Hill School
Florida, NY
Saturday, May 22nd
Cedar Hill School
Towaco, NJ
Meet Clark, owner of "Book-a-Fish"
book a fish
My name is Clark and my business is called Book- a-Fish.  The TREP$ Marketplace Leaders said it was ideal to have a business you were passionate about.  Fishing is my passion and I thought it would be great to create a fishing journal. 
I used my fishing experience and my family's input to design a journal page that would highlight fishing trips. 
Making my product was a little more expensive than I thought, printing color is expensive. 
I thought it was going to be a challenge to sell my journals because my town is landlocked and my market may be small for fisherman.  I made a great display with fishing accessories to lure in my customers.
I was very excited to find out that people fell hook, line and sinker for my Book-a-Fish.  Not only did fishermen buy my journal but people also bought it as gifts.  I had a very fun experience and plan to continue my business.   
Meet Kedar, owner of "Kedar's Koasters"
Hi, I am Kedar Ramanathan, and my business was Kedar's Koasters. When I was thinking about what I should make for the program, my dad showed me a customized coaster that a man named Brian from my uncle's office had cut out on the office's laser cutter. He said, "Why don't you do something nice and simple, like this coaster?" and the idea was there.
It was not very hard to make the design for the coaster, because my cousin makes graphic designs. I showed him what I wanted using PowerPoint and he turned it into a graphic design for me.
I think the hardest part was actually going into New York and working with the laser cutter. When I got there, I sent the design from a computer to the laser cutter, and it worked like a regular printer. It cut out the design, but so precisely that each coaster took over 25 minutes! I made a lot of coasters, so it took forever!  When they were done, we took them out and cleaned them off with Pledge which made them look even better.
I may continue with this business over the summer because I am going to show the design to GRAA (Glen Ridge Athletic Association) and see if they could sell GR bumper stickers, magnets, and coasters for each sport. Each sport would have its own design.
Selling can be hard because sometimes people said, "Oh, this is cool. I'll come back later." Nearly none of those people did, which was saddening to me. But many others stopped by and really liked the coasters. I was really happy that a lot of people stopped by and that I sold out!  People liked the coasters because they said Glen Ridge on them. I think that my friends were impressed that I made a TON of money! I really loved doing this program.
This has been... My TREP$ Experience.
Have you seen the new additions in the "TREP$ Gear" store.  New products will be added daily, so check back often.  There are some really unique gift ideas for young entrepreneurs. 
Click here to see for yourself! 
Have something in mind? email your ideas to Thanks!
Do you know TED yet?
TED is a small nonprofit devoted to "Ideas Worth Spreading."  The TED Conference, held annually in Long Beach, is still the heart of TED. More than a thousand people now attend -- indeed, the event sells out a year in advance -- and the content has expanded to include science, business, the arts and the global issues facing our world. Over four days, 50 speakers each take an 18-minute slot.
The website is filled with very interesting, thought-provoking "talks" or videos of these exceptional speakers.  Definitely worth your time.
Here's a good one- Child prodigy Adora Svitak says the world needs "childish" thinking: bold ideas, wild creativity and especially optimism. Kids' big dreams deserve high expectations, she says, starting with grownups' willingness to learn from children as much as to teach. 
Click here to watch a video of this prolific short story writer and blogger since age seven, Adora Svitak (now 12) as she speaks to a TED crowd in February 2010.