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Pocket Change
March 2010 Volume 2 Issue 3
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Be an Advocate!
Forward this newsletter to a spread the word about the Purses to Portfolios program. Imagine the impact of your outreach!
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Not on our list . . .
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I AM IN CHARGE OF
MY MONEY
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Time to check your temperature...
TEMPERATURE RISING?
Be honored at our 4th From Purses to Portfolios Conference in October... if you reach a new level by September 15th!
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Pin up this thermometer to track your progress taking charge of your money!
What's your temperature?
How "hot" will you be in time for the Conference?
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MARY TALKS MONEY...
When to Get Kids Their Own Account
Mary Caraccioli
I think children can start having their own savings account as early as 4 years old. It is a great way to teach kids about money. But don't make it a one time event. Regular deposits and watching the balance grow are important parts of the learning process.
As for checking accounts, you may not want to be in such a hurry. If your child has a job and has a lot of their own bills to pay, then it makes sense to create one. Before that time, you can start introducing your child to the idea of checking by letting them watch you fill out checks and the ledger.
When they are ready, you can let them fill out the checks for you while you watch. Once your child has the math skills, show them how to balance a checkbook. Teach your children the real money lesson, how to manage how much goes out versus what you bring in. Now is the time to introduce budgets...and revisit family financial goals. Good Luck! Who doesn't need a little help managing their money in this economy? 6abc's hot new show, Mary Talks Money, gives you real solutions to the real kinds of problems we all face! From credit card debt to what to do if you lose your job...from how to talk to kids about money to where financial planners are putting their own funds...host Mary Caraccioli tackles these topics and more . Check out Mary's website Mary Talks Money.
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Women's History Month...
Did you know that March 
not only marks the beginning of spring, but it is also National Women's History Month? Celebrate the women in your life by attending a free local event, like the Women's History Month Film Series at the University of Delaware, or embrace the the theme of this year's celebration, Writing Women Back into History; share stories about the women who impacted you. Be thankful that today's world holds many more opportunities for women. Women occupy more than half of the labor force's top jobs and with more women earning their master's degree this number is bound to increase.
Here are some interesting statistics about the role women play in our world today:
-Fifteen Fortune 500 companies are headed by women.
-There are 10.1 million women-owned businesses in the U.S.
-42 percent of working women age 50+ are in professional management or business occupations.
-58% of women have a college degree.
-8% of women are unemployed.
-The average weekly pay for women with a bachelor's degree or higher is $955.
For the complete Women at Work article
Read the whole article...click here! |
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Deal of the Month
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Hulu
Hulu is a website
that offers FREE streaming videos of TV shows and movies from major networks
and studios. Hulu's mission is to help you find and enjoy the world's premium
content, when, where and how you want it. The library includes thousands of
videos, from full episodes of new and classic TV shows to full-length movies,
web originals and clips. Hulu is always working with its content partners to
deliver the most compelling selection of programming online. Hulu currently
offers videos only to users in the United States. It plans, however, to
make its content lineup available worldwide. For the computer wizards among
you, Hulu provides video in Flash Video format, including many films and shows
that are available in 360p and 480p.
For more
information visit Hulu Official Website Hulu
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TAX TALK
Remember that a rapid refund COSTS you money just to get your refund a week or two earlier... |
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If you received or will receive a tax refund this year, take the time to think carefully about how to use it.
THINKING ABOUT YOUR REFUND...
Plan to use or invest the money to alleviate some of your monetary stress.
Get prepared for the future.
Become more confident in your financial situation.
MAXIMIZE the impact of your refund:
- Pay down your existing debts.
- Put the money in a savings account or look into an IRA.
- Service your car.
- Spruce up your home; adding value to your home can benefit you in the future.
- Add money to or start your emergency fund. Consider opening a separate savings, checking or money market account for the funds so that you're not tempted to "dip" into it for regular expenses.
- Put money aside for an upcoming vacation or holiday.
- Open or add to your children's college funds. Most contributions to dedicated college savings are tax-deductible and the money will grow and earn interest.
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Announcing a new session CREDIT CRUNCH
Earn Purses' hours!
What are the new credit laws?
How will they impact YOU?
Want to hear more stratagies to better manage your credit?
How can YOU improve your credit score?
Don't miss this special new community event...
Earn 2 Purses' hours
Thursday, March 25 6:00-8:00pm
Theatre N Nemours Building
1007 N Orange Street Wilmington
Door prizes ~ Light Snacks ~ Free Parking Parking validated at City Center Garage
FREE... BUT REGISTRATION REQUIRED
call toll-free 877.307.6858 | |
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There are certain things you can't change:
You can't change the price of gas! You can't ignore your taxes!
YOU CAN CHANGE YOUR FINANCIAL KNOWLEDGE...
by attending FREE Money School classes...
The Money School Upcoming Lunch & Learns
FREE but REGISTRATION REQUIRED! www.delawaremoneyschool.com
Refinance: Know Before You Go
Mon., March 15, 12noon-1:30pm
Claymont Community Center
Ginny Russell, Citi
Open for Business
Tues., March 16, 12noon-2:00pm
Delaware State University, Bank of America Bldg. - Room 309, Dover
Lillie Crawford, DE State Univ DE Ctr for Enterprise
Financial Q & A
Mon., March 22, 11:30am-1:00pm
Woodlawn Library, Wilmington
AND Wed., March 31, 11:00am-1:00pm
Pizza King, Seaford
Gerry Kelly, Office of the State Bank Commissioner
Light Lunch presented at these sessions!
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 MARKETING OPPORTUNITY! Many Purses' participants are involved in event planning businesses and have asked about opportunities to exhibit.
Check out this reasonably priced opportunity: Bridal Expo and Open House at the Crystal Center taking place Sunday, April 18, 2010. This event will include incredible exhibitors, a fantastic fashion show, showcasing this year's hottest wedding styles, raffles, an exhibitor networking brunch and a few surprises! For a limited time, exhibitor tables are only $50!
Please identify yourself as a Purses or Money School participant.
Sales & Marketing
The Crystal Center
302.764.7240
www.TheCrystalCenter.com | | |
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